Last 48 quarters of trend data · Financial Services · Life & Annuity Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.92 | 7.08 | 9.64 | 14.28 | 10.90 | 6.47 | 18.15 | 14.24 | — | 24.42 | 8.93 | 9.41 | 7.16 | — | 15.98 | 5.26 | — | — | — | — | 8.65 |
| — | +9.5% | -46.9% | +0.3% | — | -73.5% | +103.2% | +51.4% | — | — | -44.1% | +78.7% | — | — | — | — | — | — | — | — | -9.2% | |
| P/S Ratio | 0.67 | 0.68 | 0.56 | 0.55 | 0.63 | 0.51 | 0.69 | 0.73 | 0.84 | 0.56 | 0.71 | 0.45 | 0.61 | 1.02 | 0.60 | 0.45 | 0.69 | 0.39 | 0.78 | 0.94 | 0.63 |
| — | +33.5% | -19.0% | -25.3% | -24.8% | -8.3% | -2.3% | +63.6% | +36.4% | -45.4% | +18.1% | +0.7% | -10.5% | +159.0% | -23.3% | -52.5% | +8.7% | -16.5% | +23.1% | +74.9% | +30.2% | |
| P/B Ratio | 1.17 | 1.21 | 1.10 | 0.98 | 1.11 | 1.05 | 1.15 | 1.23 | 1.41 | 1.33 | 1.40 | 1.44 | 1.25 | 1.28 | 1.10 | 0.94 | 1.15 | 1.85 | 1.24 | 0.99 | 0.66 |
| — | +15.2% | -4.7% | -20.8% | -21.0% | -21.1% | -18.0% | -14.2% | +12.2% | +4.4% | +27.7% | +53.5% | +9.4% | -31.1% | -11.3% | -5.7% | +73.9% | +184.8% | +95.4% | +60.9% | +44.5% | |
| P/FCF | 3.90 | 2.50 | 3.73 | 8.47 | 2.98 | 2.13 | 8.20 | — | 4.56 | 9.83 | — | 2.03 | 8.49 | 3.03 | 6.61 | 5.66 | — | 1.86 | 8.30 | 11110.93 | 3.09 |
| — | +17.4% | -54.5% | — | -34.7% | -78.3% | — | — | -46.3% | +224.5% | — | -64.2% | — | +62.9% | -20.3% | -99.9% | — | -1.0% | +258.4% | — | — | |
| EV / EBITDA | 8.15 | 4.81 | 7.88 | 10.83 | 9.20 | 5.26 | 8.85 | 15.18 | — | 25.48 | 9.57 | 7.17 | 6.11 | — | 15.08 | 4.58 | — | — | — | — | 7.97 |
| — | -8.5% | -10.9% | -28.7% | — | -79.4% | -7.5% | +111.8% | — | — | -36.5% | +56.6% | — | — | — | — | — | — | — | — | -24.5% | |
| EV / EBIT | 9.58 | 4.81 | 8.09 | 12.93 | 8.80 | 5.78 | 14.62 | 12.53 | — | 23.59 | 9.40 | 9.22 | 5.85 | — | 15.20 | 4.68 | — | — | — | — | 8.64 |
| — | -16.8% | -44.6% | +3.3% | — | -75.5% | +55.6% | +35.9% | — | — | -38.2% | +96.9% | — | — | — | — | — | — | — | — | -18.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 31.1% | 34.6% | 32.0% | 28.7% | 31.5% | 30.8% | 30.8% | 31.1% | 26.3% | 21.0% | 31.9% | 22.6% | 39.3% | 24.8% | 30.2% | 31.6% | 27.0% | 15.1% | 15.1% | 23.5% | 41.9% |
| — | +12.3% | +4.0% | -8.0% | +19.6% | +47.1% | -3.5% | +37.7% | -33.0% | -15.5% | +5.6% | -28.4% | +45.4% | +64.4% | +100.3% | +34.1% | -35.5% | -43.3% | -64.9% | -45.5% | +28.2% | |
| Operating Margin | 7.6% | 14.9% | 8.0% | 4.7% | 7.7% | 9.9% | 5.4% | 6.8% | -1.2% | 2.8% | 9.5% | 5.9% | 10.9% | -12.5% | 4.6% | 10.8% | -5.4% | -0.6% | -9.3% | -5.6% | 8.5% |
| — | +50.0% | +49.0% | -30.4% | +755.1% | +250.7% | -43.4% | +15.2% | -110.8% | +122.6% | +106.2% | -45.5% | +303.7% | -1911.7% | +149.3% | +295.0% | -163.0% | -107.5% | -153.5% | -127.6% | +51.4% | |
| Net Margin | 5.9% | 9.5% | 5.8% | 3.8% | 5.8% | 8.0% | 3.9% | 5.2% | -0.5% | 2.3% | 8.0% | 4.8% | 8.6% | -9.5% | 3.8% | 8.6% | -4.2% | -0.5% | -8.8% | -4.2% | 7.4% |
| — | +19.0% | +50.3% | -26.5% | +1380.7% | +247.6% | -51.9% | +8.1% | -105.2% | +124.1% | +112.2% | -43.6% | +306.2% | -1988.4% | +142.9% | +306.0% | -156.6% | -106.4% | -165.0% | -124.9% | +44.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.9% | 4.3% | 2.7% | 1.7% | 2.6% | 4.2% | 1.6% | 2.3% | -0.2% | 1.4% | 4.0% | 3.8% | 4.6% | -2.8% | 1.7% | 4.5% | -2.3% | -0.4% | -2.7% | -0.9% | 1.9% |
| — | +1.1% | +66.7% | -25.3% | +1514.3% | +194.7% | -59.5% | -40.9% | -103.9% | +150.3% | +143.8% | -15.5% | +303.9% | -612.6% | +160.2% | +594.3% | -217.8% | -116.5% | -177.9% | -120.6% | +59.2% | |
| ROA | 0.5% | 0.2% | 0.1% | 0.1% | 0.1% | 0.2% | 0.1% | 0.1% | -0.0% | 0.1% | 0.2% | 0.2% | 0.2% | -0.1% | 0.1% | 0.2% | -0.1% | -0.0% | -0.1% | -0.1% | 0.1% |
| — | -5.4% | +64.9% | -19.1% | +1636.8% | +207.1% | -57.2% | -39.0% | -104.0% | +152.1% | +128.7% | -24.8% | +329.9% | -768.7% | +156.6% | +485.1% | -163.2% | -108.1% | -154.5% | -117.7% | +46.2% | |
| ROIC | 8.9% | 4.5% | 2.5% | 1.4% | 2.3% | 3.4% | 1.4% | 1.8% | -0.3% | 1.0% | 2.7% | 3.0% | 4.0% | -2.4% | 1.3% | 3.8% | -2.0% | -0.4% | -1.9% | -0.8% | 1.5% |
| — | +30.4% | +70.4% | -19.2% | +944.1% | +241.7% | -46.0% | -41.3% | -106.8% | +141.4% | +105.1% | -21.9% | +302.9% | -581.8% | +170.0% | +567.4% | -230.3% | -118.0% | -159.5% | -122.2% | +63.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.65 | 0.64 | 0.65 | 0.57 | 0.65 | 0.63 | 0.66 | 0.69 | 0.94 | 0.89 | 0.93 | 0.94 | 0.70 | 0.75 | 0.68 | 0.66 | 0.66 | 1.22 | 0.71 | 0.46 | 0.31 |
| — | +0.8% | -1.8% | -18.3% | -31.5% | -28.7% | -29.4% | -26.1% | +34.8% | +18.0% | +36.9% | +41.4% | +5.9% | -38.1% | -3.6% | +44.9% | +110.5% | +282.5% | +115.4% | +29.1% | +2.0% | |
| Debt / EBITDA | 4.80 | 9.64 | 16.06 | 22.58 | 19.77 | 11.26 | 17.82 | 29.50 | — | 56.52 | 20.19 | 15.47 | 13.12 | — | 32.01 | 11.43 | — | — | — | — | 13.04 |
| — | -14.4% | -9.9% | -23.4% | — | -80.1% | -11.7% | +90.7% | — | — | -36.9% | +35.4% | — | — | — | — | — | — | — | — | -43.4% | |
| Current Ratio | 0.61 | 1.99 | 1.79 | 28.00 | 0.56 | 0.55 | 0.57 | 0.59 | 1.87 | 1.88 | 1.78 | 1.80 | — | — | — | — | — | — | — | — | — |
| — | +261.2% | +213.6% | +4631.4% | -69.7% | -70.7% | -68.0% | -67.1% | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.61 | 1.99 | 1.79 | 28.00 | 0.56 | 0.55 | 0.57 | 0.59 | 1.87 | 1.88 | 1.78 | 1.80 | — | — | — | — | — | — | — | — | — |
| — | +261.2% | +213.6% | +4631.4% | -69.7% | -70.7% | -68.0% | -67.1% | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 2.21 | 4.22 | 5.74 | 1.36 | 2.28 | — | — | — | — | — | — | — | 3.76 | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying PRU stock.
Prudential Financial, Inc.'s current P/E is 10.9x. The average P/E over the last 4 quarters is 10.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Prudential Financial, Inc.'s current operating margin is 7.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Prudential Financial, Inc.'s business trajectory between earnings reports.