Prudential Financial, Inc. (PRU) quarterly income statement — complete revenue, gross profit & net income history
Prudential Financial, Inc. (PRU) annual income statement — 25-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Revenue | 14.45B | 15.66B | 15.55B | 15.68B | 17.95B | 13.8B | 13.54B | 12.64B | 19.53B | 14.94B | 23.56B | 15.24B | 8.44B | 13.52B | 17.06B | 13.32B | 20.22B | 11.47B | 11.85B | 16.33B |
| Revenue Growth % | -19.5% | 13.45% | 14.84% | 23.97% | -8.1% | -7.57% | -42.55% | -17.04% | 131.38% | 10.48% | 38.09% | 14.45% | -58.26% | 17.88% | 43.98% | -18.42% | -6.36% | -27.95% | -30.05% | 1.85% |
| Medical Costs & Claims | 9.44B | 10.64B | 11.09B | 10.74B | 12.41B | 9.55B | 9.32B | 9.32B | 15.44B | 10.16B | 18.23B | 9.26B | 6.35B | 9.43B | 11.68B | 9.72B | 17.17B | 9.74B | 9.06B | 9.49B |
| Medical Cost Ratio % | 65.35% | 67.96% | 71.35% | 68.54% | 69.15% | 69.19% | 68.86% | 73.7% | 79.03% | 68.06% | 77.39% | 60.73% | 75.18% | 69.77% | 68.42% | 72.99% | 84.9% | 84.91% | 76.46% | 58.13% |
| Gross Profit | 5.01B | 5.02B | 4.45B | 4.93B | 5.54B | 4.25B | 4.21B | 3.33B | 4.1B | 4.77B | 5.33B | 5.99B | 2.1B | 4.09B | 5.39B | 3.6B | 3.05B | 1.73B | 2.79B | 6.84B |
| Gross Margin % | 34.65% | 32.04% | 28.65% | 31.46% | 30.85% | 30.81% | 31.14% | 26.3% | 20.97% | 31.94% | 22.61% | 39.27% | 24.82% | 30.23% | 31.58% | 27.01% | 15.1% | 15.09% | 23.54% | 41.87% |
| Gross Profit Growth % | -9.59% | 17.99% | 5.67% | 48.29% | 35.18% | -10.84% | -20.87% | -44.43% | 95.51% | 16.71% | -1.13% | 66.39% | -31.38% | 136.11% | 93.12% | -47.38% | -46.91% | -74.68% | -61.9% | 30.56% |
| Operating Expenses | 2.85B | 3.77B | 3.72B | 3.72B | 3.75B | 3.51B | 3.29B | 3.48B | 3.54B | 3.35B | 3.94B | 4.32B | 3.15B | 3.47B | 3.54B | 4.31B | 3.18B | 2.8B | 3.45B | 5.45B |
| OpEx / Revenue % | 19.76% | 24.05% | 23.94% | 23.71% | 20.92% | 25.45% | 24.34% | 27.48% | 18.14% | 22.46% | 16.71% | 28.36% | 37.35% | 25.64% | 20.75% | 32.36% | 15.72% | 24.41% | 29.09% | 33.37% |
| Depreciation & Amortization | 0 | 33M | 143M | -49M | 177M | 482M | -161M | 53M | -41M | -26M | 397M | -71M | -45M | 5M | 41M | 62M | -124M | 167M | 15M | 117M |
| Combined Ratio % | 85.11% | 92.01% | 95.28% | 92.25% | 90.07% | 94.64% | 93.2% | 101.18% | 97.17% | 90.53% | 94.1% | 89.1% | 112.53% | 95.41% | 89.18% | 105.35% | 100.62% | 109.31% | 105.55% | 91.5% |
| Operating Income | 2.15B | 1.25B | 735M | 1.21B | 1.78B | 740M | 920M | -149M | 553M | 1.42B | 1.39B | 1.66B | -1.06B | 621M | 1.85B | -713M | -126M | -1.07B | -658M | 1.39B |
| Operating Margin % | 14.89% | 7.99% | 4.73% | 7.72% | 9.93% | 5.36% | 6.8% | -1.18% | 2.83% | 9.47% | 5.9% | 10.9% | -12.53% | 4.59% | 10.82% | -5.35% | -0.62% | -9.31% | -5.55% | 8.5% |
| Operating Income Growth % | 20.71% | 69.05% | -20.11% | 912.08% | 222.24% | -47.7% | -33.81% | -108.97% | 152.27% | 127.86% | -24.74% | 333.1% | -739.68% | 158.15% | 380.7% | -151.37% | -106.98% | -138.51% | -119.27% | 54.22% |
| EBITDA | 2.15B | 1.28B | 878M | 1.16B | 1.96B | 1.22B | 759M | -96M | 512M | 1.39B | 1.79B | 1.59B | -1.1B | 626M | 1.89B | -651M | -250M | -901M | -643M | 1.5B |
| EBITDA Margin % | 14.89% | 8.2% | 5.65% | 7.41% | 10.91% | 8.85% | 5.61% | -0.76% | 2.62% | 9.3% | 7.58% | 10.44% | -13.07% | 4.63% | 11.06% | -4.89% | -1.24% | -7.86% | -5.43% | 9.22% |
| Interest Expense | 510M | 218M | 539M | 533M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 442M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Operating Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pretax Income | 1.64B | 1.18B | 735M | 1.21B | 1.86B | 761M | 949M | -113M | 591M | 1.44B | 1.44B | 1.69B | -1.04B | 619M | 1.86B | -720M | -119M | -1.14B | -650M | 1.41B |
| Pretax Margin % | 11.36% | 7.52% | 4.73% | 7.72% | 10.39% | 5.51% | 7.01% | -0.89% | 3.03% | 9.61% | 6.11% | 11.05% | -12.34% | 4.58% | 10.89% | -5.41% | -0.59% | -9.91% | -5.48% | 8.65% |
| Income Tax | 257M | 218M | 129M | 269M | 382M | 195M | 207M | -186M | 140M | 264M | 289M | 359M | -251M | 123M | 382M | -164M | -11M | -119M | -144M | 170M |
| Effective Tax Rate % | 15.66% | 18.51% | 17.55% | 22.23% | 20.48% | 25.62% | 21.81% | 164.6% | 23.69% | 18.4% | 20.07% | 21.31% | 24.09% | 19.87% | 20.55% | 22.78% | 9.24% | 10.48% | 22.15% | 12.04% |
| Net Income | 1.37B | 909M | 597M | 905M | 1.43B | 533M | 707M | -57M | 448M | 1.2B | 1.14B | 1.32B | -802M | 511M | 1.46B | -558M | -92M | -1.01B | -493M | 1.21B |
| Net Margin % | 9.49% | 5.8% | 3.84% | 5.77% | 7.97% | 3.86% | 5.22% | -0.45% | 2.29% | 8.02% | 4.83% | 8.64% | -9.5% | 3.78% | 8.57% | -4.19% | -0.45% | -8.81% | -4.16% | 7.4% |
| Net Income Growth % | -4.19% | 70.54% | -15.56% | 1687.72% | 219.42% | -55.51% | -37.87% | -104.33% | 155.86% | 134.44% | -22.16% | 336.02% | -771.74% | 150.59% | 396.55% | -146.19% | -106.01% | -146.8% | -117.43% | 47.5% |
| EPS (Diluted) | 4.01 | 2.80 | 1.71 | 2.59 | 4.01 | 1.48 | 1.96 | -0.16 | 1.24 | 3.28 | 3.12 | 3.62 | -2.23 | 1.38 | 3.93 | -0.16 | -0.26 | -2.72 | -1.33 | 3.13 |
| EPS Growth % | 0% | 89.19% | -12.76% | 1718.75% | 223.39% | -54.88% | -37.18% | -104.42% | 155.61% | 137.68% | -20.61% | 2362.5% | -757.69% | 150.74% | 395.49% | -105.11% | -106.67% | -150.37% | -119.05% | 52.68% |
| EPS (Basic) | 4.03 | 2.81 | 1.72 | 2.59 | 4.03 | 1.49 | 1.96 | -0.16 | 1.24 | 3.30 | 3.12 | 3.62 | -2.23 | 1.38 | 3.94 | -0.16 | -0.26 | -2.71 | -1.33 | 3.16 |
| Diluted Shares Outstanding | 346.4M | 324.64M | 349.4M | 349.92M | 353M | 354.9M | 356.1M | 357.3M | 358.7M | 360.5M | 360.5M | 361M | 362.6M | 366.9M | 367.7M | 367.6M | 371M | 374.4M | 376.1M | 380.9M |