Qfin Holdings, Inc. (QFIN) Earnings History
Elite Compounder10 years of earnings data (2016–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
Loading earnings history...
Qfin Holdings, Inc. (QFIN) Earnings Overview
As of June 21, 2026, Qfin Holdings, Inc. (QFIN) reported trailing twelve-month net income of $5.97B, reflecting +104.2% year-over-year growth. The company earned $91.45 per diluted share over the past four quarters, with a net profit margin of 31.0%.
Looking at the long-term picture, QFIN's 5-year EPS compound annual growth rate (CAGR) stands at +31.8%, indicating exceptional earnings growth. The company achieved its highest annual net income of $6.26B in fiscal 2024.
Qfin Holdings, Inc. maintains industry-leading profitability with a gross margin of 81.5%, operating margin of 33.9%, and net margin of 31.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including LX ($1.61B net income, 12.8% margin), FINV ($2.54B net income, 18.7% margin), CNF (-$51M net income, -73.1% margin), QFIN has outperformed on profitability metrics. Compare QFIN vs LX →
QFIN Earnings vs Peers
Earnings metrics vs comparable public companies
QFIN Historical Earnings Data (2016–2025)
10 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $5.80B | -7.4% | $6.33B | $85.58 | 31.0% | 33.9% |
| 2024 | $6.26B | +46.2% | $7.53B | $41.90 | 36.5% | 43.9% |
| 2023 | $4.29B | +6.5% | $4.86B | $26.07 | 26.3% | 29.8% |
| 2022 | $4.02B | -30.4% | $4.47B | $25.42 | 24.3% | 27.0% |
| 2021 | $5.78B | +65.4% | $6.79B | $35.52 | 34.8% | 40.8% |
| 2020 | $3.50B | +39.8% | $3.79B | $21.53 | 25.8% | 27.9% |
| 2019 | $2.50B | +109.6% | $2.97B | $16.61 | 34.9% | 41.4% |
| 2018 | $1.19B | +623.8% | $1.66B | $-19.53 | 32.0% | 44.6% |
| 2017 | $165M | +431.6% | $213M | $1.12 | 25.2% | 32.6% |
| 2016 | -$50M | - | -$69M | $-0.25 | -1249.5% | -1727.6% |
Download Data
Export QFIN earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
10+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
QFIN — Frequently Asked Questions
Quick answers to the most common questions about buying QFIN stock.
What is QFIN earnings per share (EPS)?
QFIN trailing twelve-month (TTM) diluted EPS is $91.45, reflecting +104.2% year-over-year growth. The 5-year EPS CAGR is +31.8%. Complete EPS history from 2016 to 2025 is available in the table on this page.
What is Qfin Holdings, Inc.'s net income?
Qfin Holdings, Inc. (QFIN) trailing twelve-month net income is $6.0B as of 2025. Earnings grew +104.2% year-over-year. Qfin Holdings, Inc. has been profitable for 9 consecutive years.
Is QFIN profitable?
Yes, QFIN is profitable with a TTM net income of $6.0B and a net profit margin of +31.0%. Qfin Holdings, Inc. has generated profits for 9 consecutive years.
What is QFIN's earnings growth rate?
QFIN compound annual EPS growth rates (CAGR): 1-Year: +104.2%, 3-Year: +49.9%, 5-Year: +31.8%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2016 to 2025.
What are QFIN's profit margins?
Qfin Holdings, Inc. net profit margin is +31.0%, operating margin is +33.9%, and gross margin is +81.5%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +24.0%.
Is QFIN growing earnings?
Yes, QFIN earnings are accelerating — EPS growth of +104.2% exceeds the 5-year CAGR of +31.8%. TTM net income reached $6.0B. Earnings momentum is strengthening.
What was QFIN's best earnings year?
Qfin Holdings, Inc.'s highest annual net income on record is $6.3B, achieved in fiscal year 2024. Earnings history on this page spans 2016 to 2025 and includes all annual and quarterly figures.
What were QFIN's earnings last quarter?
QFIN's most recent reported quarter was Q4 2025. Net income was $999M with diluted EPS of $15.38. For a full breakdown of all quarters, see the quarterly earnings table on this page.