Qfin Holdings, Inc. (QFIN) Earnings History
Annual and quarterly earnings data from 2016 to 2024
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QFIN EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
QFIN Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 61.8% | 43.9% | 36.5% |
| 2023 | 64.1% | 29.8% | 26.3% |
| 2022 | 70.7% | 27.0% | 24.3% |
| 2021 | 77.2% | 40.8% | 34.8% |
| 2020 | 76.4% | 27.9% | 25.8% |
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Qfin Holdings, Inc. (QFIN) Earnings Overview
As of May 6, 2026, Qfin Holdings, Inc. (QFIN) reported trailing twelve-month net income of $6.89B, reflecting +60.7% year-over-year growth. The company earned $51.76 per diluted share over the past four quarters, with a net profit margin of 36.5%.
Looking at the long-term picture, QFIN's 5-year EPS compound annual growth rate (CAGR) stands at +20.3%, indicating exceptional earnings growth. The company achieved its highest annual net income of $6.26B in fiscal 2024, representing a new all-time high.
Qfin Holdings, Inc. maintains industry-leading profitability with a gross margin of 61.8%, operating margin of 43.9%, and net margin of 36.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including LX ($1.61B net income, 7.7% margin), FINV ($2.80B net income, 18.2% margin), CNF (-$51M net income, -73.1% margin), QFIN has outperformed on profitability metrics. Compare QFIN vs LX →
QFIN Earnings vs Peers
Earnings metrics vs comparable public companies
QFIN Historical Earnings Data (2016–2024)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $6.26B | +46.2% | $7.53B | $41.90 | 36.5% | 43.9% |
| 2023 | $4.29B | +6.5% | $4.86B | $26.07 | 26.3% | 29.8% |
| 2022 | $4.02B | -30.4% | $4.47B | $25.42 | 24.3% | 27.0% |
| 2021 | $5.78B | +65.4% | $6.79B | $35.52 | 34.8% | 40.8% |
| 2020 | $3.50B | +39.8% | $3.79B | $21.53 | 25.8% | 27.9% |
| 2019 | $2.50B | +109.6% | $2.97B | $16.61 | 34.9% | 41.4% |
| 2018 | $1.19B | +623.8% | $1.66B | $-19.53 | 32.0% | 44.6% |
| 2017 | $165M | +431.6% | $213M | $1.12 | 25.2% | 32.6% |
| 2016 | -$50M | - | -$69M | $-0.25 | -1249.5% | -1727.6% |
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Start ComparisonQFIN — Frequently Asked Questions
Quick answers to the most common questions about buying QFIN stock.
Is QFIN growing earnings?
QFIN EPS is $51.76, with earnings growth accelerating to +60.7%. This exceeds the 5-year CAGR of +20.3%. TTM net income reached $6.9B.
What are QFIN's profit margins?
Qfin Holdings, Inc. net margin is +36.5%, with operating margin at +43.9%. Above-average margins indicate pricing power.
How consistent are QFIN's earnings?
QFIN earnings data spans 2016-2024. The accelerating earnings trend is +60.7% YoY. Historical data enables comparison across business cycles.