Regional Management Corp. (RM) quarterly cash flow statement — complete operating, investing & financing history
Regional Management Corp. (RM) cash flow statement — 16-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 82.54M | 80.75M | 81.01M | 80.06M | 86.68M | 78.66M | 63.66M | 63.84M | 75.12M | 71.5M | 58.47M | 66.89M | 67.55M | 62.08M | 52.65M | 60.07M | 54.84M | 63.64M | 45.79M | 52.99M |
| Operating CF Growth % | -4.78% | 2.66% | 27.24% | 25.41% | 15.4% | 10.02% | 8.88% | -4.56% | 11.21% | 15.17% | 11.06% | 11.36% | 23.17% | -2.45% | 14.99% | 13.36% | 15.74% | 27.45% | 30.78% | 11.7% |
| Net Income | 15.11M | 8.15M | 11.4M | 12.91M | 14.36M | 10.14M | 7.01M | 9.91M | 7.66M | 8.45M | 15.21M | -7.57M | 8.82M | 6.02M | 8.69M | 2.39M | 10.07M | 11.98M | 26.78M | 20.78M |
| Depreciation & Amortization | 5.06M | 4.87M | 4.77M | 4.52M | 4.22M | 3.9M | 3.6M | 3.61M | 3.58M | 3.38M | 3.5M | 3.43M | 3.56M | 3.57M | 4.08M | 3.54M | 2.92M | 3M | 3.24M | 3.19M |
| Deferred Taxes | 0 | -545K | 545K | 3.93M | 7.78M | 1.01M | -72K | 2.51M | 0 | 1.07M | 108K | 492K | 1.15M | -591K | 0 | 0 | 3.08M | -1.71M | 327K | -5.88M |
| Other Non-Cash Items | 62.06M | 66.62M | 61.66M | 62.81M | 56.6M | 56.6M | 53.96M | 53.59M | 51.05M | 44.67M | 42.76M | 65.47M | 47.38M | 49.41M | 35.03M | 60.01M | 46.55M | 49.07M | 16.8M | 13.15M |
| Working Capital Changes | -1.64M | -733K | 733K | -6.92M | 963K | 4.21M | -4.4M | -8.12M | 9.1M | 11.7M | -4.94M | 1.11M | 3.29M | 1.33M | 2.75M | -8.5M | -11.06M | -1.46M | -3.46M | 19.62M |
| Cash from Investing | -120.38M | -110.3M | -34.82M | -143.17M | -162.64M | -105.11M | -60.27M | -118.97M | -111.84M | -64.23M | -20.33M | -84.61M | -109.33M | -64.57M | -20.2M | -151.6M | -133.78M | -112.56M | -49.35M | -124.57M |
| Purchase of Investments | 0 | -22.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3.83M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 22.38M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.11M | 0 | 1.94M | 2.12M | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | 0 | 317K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 276K | 0 | 1.94M | 2.12M | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -119.55M | -109.15M | -33.71M | -141.71M | -161.62M | -104.09M | -58.99M | -117.46M | -110.53M | -63.02M | -16.98M | -81.8M | -110.44M | -65.54M | -18.55M | -148.37M | -133.14M | -110.15M | -48.23M | -122.94M |
| Cash from Financing | 60.17M | 44.9M | -40.96M | 52.56M | 62.56M | 21.91M | -12.56M | 70.45M | 13.83M | 13.54M | -44.41M | 21.95M | 24.77M | 9.67M | -29.96M | 106.32M | 43.22M | 45.1M | 10.93M | 108.62M |
| Dividends Paid | -2.64M | -2.72M | -3.42M | -2.72M | -2.77M | -2.84M | -3.15M | -2.9M | -2.9M | -3.09M | -3.25M | -2.84M | -2.84M | -3.09M | -3.12M | -2.76M | -2.77M | -2.8M | -3.02M | -2.38M |
| Share Repurchases | -10.01M | -5.15M | -7.51M | -7.51M | -5M | -5M | -6.47M | -3.54M | -162K | -433K | 0 | -1.89M | 0 | 0 | -145K | -1.66M | 0 | -11.58M | -9.03M | -11.43M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -10.01M | -5.15M | -7.51M | -7.51M | -5M | -5M | -6.47M | -3.54M | -162K | -433K | 0 | -1.89M | 0 | 0 | -145K | -1.66M | 0 | -11.58M | -9.03M | -11.43M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 228K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Financing | -732K | -1.66M | -635K | -6.21M | -2.05M | -809K | -3.17M | -5.52M | -136K | -2.65M | -253K | -5K | -39K | -2.17M | -1.16M | -2.9M | -128K | -76K | -3.48M | -6.79M |
| Net Change in Cash | 22.33M | 15.35M | 5.23M | -10.55M | -13.39M | -4.54M | -9.16M | 15.31M | -22.89M | 20.8M | -6.26M | 4.23M | -17.02M | 7.18M | 2.49M | 14.79M | -35.73M | -3.82M | 7.37M | 37.04M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 118.58M | 103.22M | 98M | 108.54M | 121.93M | 126.47M | 135.63M | 120.32M | 143.21M | 122.41M | 128.67M | 124.44M | 141.46M | 134.29M | 131.8M | 117M | 152.73M | 156.55M | 149.19M | 112.14M |
| Cash at End | 140.9M | 118.58M | 103.22M | 98M | 108.54M | 121.93M | 126.47M | 135.63M | 120.32M | 143.21M | 122.41M | 128.67M | 124.44M | 141.46M | 134.29M | 131.8M | 117M | 152.73M | 156.55M | 149.19M |
| Interest Paid | 0 | 21.04M | 21.03M | 21.11M | 19.93M | 18.2M | 19.15M | 18.48M | 17.62M | 16.77M | 16.31M | 15.77M | 15.14M | 14.42M | 14.75M | 12.46M | 10.26M | 9.13M | 8.62M | 8.26M |
| Income Taxes Paid | 0 | 0 | 0 | -251K | 48K | 0 | 0 | 230K | 0 | 0 | 0 | 266K | 1.6M | 1.17M | 0 | 0 | 4.07M | 22.69M | 1K | -6K |
| Free Cash Flow | 81.71M | 82.44M | 76.75M | 75.63M | 82.63M | 74.55M | 62.39M | 59.69M | 73.82M | 70.29M | 54.84M | 64.08M | 64.72M | 59.03M | 51M | 56.84M | 52.48M | 61.23M | 44.02M | 50.34M |
| FCF Growth % | -1.11% | 10.58% | 23.02% | 26.7% | 11.94% | 6.07% | 13.76% | -6.85% | 14.05% | 19.07% | 7.53% | 12.74% | 23.33% | -3.59% | 15.86% | 12.92% | 14.74% | 26.11% | 30.11% | 9.26% |