Regional Management Corp. (RM) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Regional Management Corp. (RM) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

RM Income Statement

Regional Management Corp. (RM) annual income statement — 16-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	131.6M	127.28M	127.37M	130.38M	126.7M	120.27M	116.78M	118.44M	114.58M	110.03M	111.31M	108.68M	108.07M	101.86M	103.63M	102.58M	104.16M	102.21M	107.69M	99.52M
NII Growth %	3.87%	5.83%	9.07%	10.08%	10.58%	9.3%	4.91%	8.98%	6.02%	8.02%	7.42%	5.95%	3.76%	-0.34%	-3.77%	3.07%	15.04%	26.19%	34.37%	28.27%
Net Interest Margin %	5.95%	5.98%	6.15%	5.97%	6.25%	6.11%	6.14%	6.2%	6.29%	6.15%	6.34%	6.06%	6.12%	5.91%	6.09%	5.95%	6.48%	6.6%	7.19%	6.82%
Interest Income	155.75M	150.28M	150.3M	153.03M	148.67M	140.69M	136.55M	138.25M	133.93M	127.9M	128.82M	126.19M	125.02M	118.08M	120.41M	117.43M	116.02M	109.77M	107.63M	107.12M
Interest Expense	24.15M	22.99M	22.92M	22.65M	21.97M	20.43M	19.77M	19.8M	19.36M	17.86M	17.5M	17.51M	16.95M	16.22M	16.78M	14.86M	11.86M	7.56M	-59K	7.6M
Loan Loss Provision	-14.03M	-18.13M	-13.38M	43.77M	60.47M	60.59M	57.99M	57.63M	54.35M	53.8M	46.42M	68.89M	50.93M	52.55M	47.67M	60.79M	48.07M	45.4M	30.86M	31.01M
Non-Interest Income	23.03M	17.73M	16.99M	16.65M	16.82M	16.75M	16.41M	16.59M	12.41M	15.13M	15.49M	15.47M	15.86M	15.4M	14.97M	14.58M	15.43M	13.1M	13.22M	12.37M
Non-Interest Income %	14.89%	12.23%	11.77%	11.32%	11.72%	12.22%	12.32%	12.28%	9.77%	12.09%	12.22%	12.46%	12.8%	13.13%	12.62%	12.45%	12.9%	11.36%	10.93%	11.05%
Total Net Revenue	154.63M	145.01M	144.37M	147.03M	143.52M	137.02M	133.2M	135.03M	126.98M	125.16M	126.8M	124.15M	123.93M	117.26M	118.6M	117.16M	119.59M	115.31M	120.91M	111.89M
Revenue Growth %	7.74%	5.84%	8.39%	8.89%	13.02%	9.47%	5.04%	8.76%	2.46%	6.74%	6.92%	5.96%	3.63%	1.69%	-1.91%	4.71%	16.51%	25.5%	33.46%	26.87%
Non-Interest Expense	124.67M	129.58M	119.99M	64.52M	64.07M	62.95M	66.04M	64.65M	62.47M	60.14M	60.45M	64.8M	62.1M	56.9M	59.32M	55.14M	58.16M	54.12M	55.1M	55.53M
Efficiency Ratio	80.63%	89.36%	83.12%	43.88%	44.64%	45.94%	49.58%	47.88%	49.19%	48.05%	47.67%	52.19%	50.11%	48.52%	50.02%	47.07%	48.64%	46.94%	45.57%	49.63%
Operating Income	43.99M	33.56M	37.76M	38.74M	18.97M	13.48M	9.16M	12.76M	10.16M	11.22M	19.93M	-9.53M	10.9M	7.81M	11.61M	1.23M	13.35M	15.79M	34.95M	25.35M
Operating Margin %	28.45%	23.14%	26.15%	26.35%	13.22%	9.84%	6.88%	9.45%	8.01%	8.97%	15.72%	-7.68%	8.79%	6.66%	9.79%	1.05%	11.17%	13.69%	28.91%	22.65%
Operating Income Growth %	131.82%	148.86%	312.16%	203.72%	86.66%	20.16%	-54.04%	233.81%	-6.72%	43.63%	71.76%	-873.7%	-18.4%	-50.51%	-66.79%	-95.14%	-53.63%	-36.7%	4.67%	35.59%
Pretax Income	19.84M	10.56M	14.84M	16.16M	18.97M	13.48M	9.16M	12.76M	10.16M	11.22M	19.93M	-9.53M	10.9M	7.81M	11.61M	1.23M	13.35M	15.79M	34.95M	25.35M
Pretax Margin %	12.83%	7.28%	10.28%	10.99%	13.22%	9.84%	6.88%	9.45%	8.01%	8.97%	15.72%	-7.68%	8.79%	6.66%	9.79%	1.05%	11.17%	13.69%	28.91%	22.65%
Income Tax	4.72M	2.41M	3.43M	3.25M	4.62M	3.34M	2.15M	2.84M	2.5M	2.78M	4.73M	-1.96M	2.08M	1.79M	2.92M	-1.16M	3.29M	3.8M	8.17M	4.57M
Effective Tax Rate %	23.82%	22.82%	23.15%	20.11%	24.34%	24.8%	23.51%	22.27%	24.61%	24.75%	23.72%	20.54%	19.06%	22.91%	25.13%	-94.07%	24.61%	24.1%	23.37%	18.03%
Net Income	15.11M	8.15M	11.4M	12.91M	14.36M	10.14M	7.01M	9.91M	7.66M	8.45M	15.21M	-7.57M	8.82M	6.02M	8.69M	2.39M	10.07M	11.98M	26.78M	20.78M
Net Margin %	9.77%	5.62%	7.9%	8.78%	10%	7.4%	5.26%	7.34%	6.03%	6.75%	11.99%	-6.1%	7.12%	5.14%	7.33%	2.04%	8.42%	10.39%	22.15%	18.57%
Net Income Growth %	5.27%	-19.6%	62.71%	30.21%	87.34%	20.07%	-53.92%	230.9%	-13.12%	40.21%	74.99%	-416.77%	-12.4%	-49.73%	-67.56%	-88.49%	-54.69%	-40.58%	4.94%	44.82%
Net Income (Continuing)	15.11M	8.15M	11.4M	12.91M	14.36M	10.14M	7.01M	9.91M	7.66M	8.45M	15.21M	-7.57M	8.82M	6.02M	8.69M	2.39M	10.07M	11.98M	26.78M	20.78M
EPS (Diluted)	1.61	0.85	1.18	1.30	1.42	1.03	0.70	0.98	0.74	0.86	1.56	-0.80	0.91	0.63	0.90	0.25	1.06	1.24	2.67	2.04
EPS Growth %	13.38%	-17.48%	68.57%	32.65%	91.89%	19.77%	-55.13%	222.5%	-18.68%	36.51%	73.33%	-420%	-14.15%	-49.19%	-66.29%	-87.75%	-49.76%	-33.69%	15.58%	59.38%
EPS (Basic)	1.68	0.91	1.24	1.30	1.53	1.07	0.73	1.02	0.77	0.88	1.59	-0.80	0.94	0.64	0.93	0.26	1.09	1.29	2.81	2.18
Diluted Shares Outstanding	9.36M	9.6M	9.66M	9.93M	10.13M	9.84M	10.03M	10.09M	10.09M	9.86M	9.75M	9.44M	9.65M	9.57M	9.62M	9.41M	9.53M	9.67M	10.02M	10.18M