Sezzle Inc. (SEZL) quarterly balance sheet — complete assets, liabilities & equity history
Sezzle Inc. (SEZL) balance sheet — 9-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 84.31M | 120.45M | 64.05M | 104.15M | 88.94M | 88.89M | 73.19M | 80.06M | 58.03M | 77.78M | 67.62M | 65.15M | 62.09M | 59.04M | 68.28M | 58.75M | 63.28M | 60.56M | 76.98M | 46.87M |
| Cash & Due from Banks | 84.31M | 120.45M | 64.05M | 104.15M | 88.94M | 88.89M | 73.19M | 80.06M | 58.03M | 77.78M | 67.62M | 65.15M | 62.09M | 59.04M | 68.28M | 58.75M | 63.28M | 60.56M | 76.98M | 46.87M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 27.74M | 22.19M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20K | 0 | 20K | 0 | 20K |
| Investments Growth % | - | - | - | - | - | - | - | - | - | - | - | -100% | - | -100% | - | 0% | - | 0% | - | - |
| Long-Term Investments | 27.74M | 22.19M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20K | 0 | 20K | 0 | 20K |
| Accounts Receivables | 289.16M | 12.77M | 3.56M | 525K | 543K | 550K | 1.69M | 1.95M | 1.02M | 1.32M | 1.57M | 2.06M | 1.96M | 1.89M | 2.53M | 92.2M | 92.28M | 110.49M | 133.99M | 113.71M |
| Goodwill & Intangibles | 0 | 3.74M | 3.33M | 3.09M | 2.78M | 2.4M | 2.44M | 2.29M | 2.2M | 2.06M | 1.9M | 1.79M | 1.66M | 1.45M | 1.32M | 1.29M | 1.21M | 1.12M | 910.58K | 789.09K |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 3.74M | 3.33M | 3.09M | 2.78M | 2.4M | 2.44M | 2.29M | 2.2M | 2.06M | 1.9M | 1.79M | 1.66M | 1.45M | 1.32M | 1.29M | 1.21M | 1.12M | 910.58K | 789.09K |
| PP&E (Net) | 0 | 628K | 665K | 700K | 735K | 768K | 800.42K | 834.12K | 865.39K | 867.86K | 994.48K | 1.19M | 220.94K | 315.08K | 86.72K | 508.2K | 640.44K | 832.67K | 948.34K | 790.97K |
| Other Assets | 5.69M | 830K | 30.75M | 20.27M | 21.09M | 17.34M | 20.61M | 1.45M | 984.37K | 1.1M | 707.47K | 714.16K | 713.69K | 737.03K | 1.04M | 231.97K | 263.24K | 244.49K | 253.75K | 21.41K |
| Total Current Assets | 408.36M | 411.19M | 351.86M | 329.45M | 311.53M | 265.94M | 257.62M | 232.43M | 190.47M | 191.68M | 209.04M | 176.2M | 152.68M | 150.97M | 170.13M | 156.89M | 158.02M | 176.68M | 221.29M | 167.05M |
| Total Non-Current Assets | 48.11M | 43.12M | 48.37M | 37.51M | 39.02M | 32.13M | 40.75M | 20.44M | 21.61M | 4.02M | 3.6M | 3.7M | 2.59M | 2.5M | 2.45M | 2.05M | 2.12M | 2.21M | 2.11M | 1.62M |
| Total Assets | 456.47M | 454.31M | 400.23M | 366.96M | 350.55M | 298.07M | 298.37M | 252.87M | 212.08M | 195.71M | 212.65M | 179.9M | 155.28M | 153.48M | 172.58M | 158.94M | 160.14M | 178.9M | 223.4M | 168.67M |
| Asset Growth % | 30.21% | 52.41% | 34.14% | 45.12% | 65.3% | 52.31% | 40.31% | 40.56% | 36.58% | 27.52% | 23.22% | 13.19% | -3.03% | -14.21% | -22.75% | -5.77% | -3.68% | 5.2% | 28.31% | - |
| Return on Assets (ROA) | 8.95% | 12.01% | 11.13% | 7.43% | 8.51% | 12.13% | 9.2% | 6.64% | 14.57% | 3.92% | 1.5% | 0.77% | 0.74% | 1.06% | 0.38% | 2.72% | -8.9% | -13.91% | -13.22% | -11.25% |
| Accounts Payable | 57.91M | 57.57M | 56.37M | 57.83M | 60.48M | 65.38M | 68.97M | 70.45M | 71.25M | 73.73M | 74.14M | 68.18M | 67.42M | 65.27M | 83.02M | 83.76M | 85.31M | 95.27M | 96.52M | 90.74M |
| Total Debt | 121.83M | 145.16M | 140.81M | 118.17M | 131.38M | 70.79M | 104.91M | 94.88M | 69.84M | 72.62M | 95.67M | 76.44M | 57.64M | 58.99M | 64.11M | 54.05M | 57.49M | 52.35M | 78.22M | 4.08M |
| Net Debt | 37.53M | 24.72M | 76.76M | 14.02M | 42.44M | -18.1M | 31.73M | 14.81M | 11.81M | -5.16M | 28.05M | 11.29M | -4.44M | -50.71K | -4.17M | -4.7M | -5.79M | -8.21M | 1.24M | -42.8M |
| Long-Term Debt | 121.52M | 144.98M | 140.65M | 117.31M | 130.5M | 69.89M | 103.99M | 93.94M | 68.88M | 71.69M | 250K | 75.39M | 57.63M | 58.95M | 64.03M | 53.93M | 57.34M | 52.15M | 77.96M | 3.97M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 94.38M | 0 | 0 | 0 | 0 | 112.04K | 150.14K | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 9K | 20K | 32K | 44.74K | 59.68K | 74.07K | 580.46K | 2.05M | 2.11M | 2.7M | 3.45M | 511.3K | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 101.66M | 112.6M | 89.77M | 93.66M | 88.87M | 101.6M | 105.68M | 96.88M | 91.95M | 92.94M | 187.27M | 83.44M | 78.68M | 77.42M | 99.19M | 99.28M | 102.65M | 113.97M | 107.56M | 104.89M |
| Total Non-Current Liabilities | 121.83M | 144.98M | 140.65M | 118.03M | 131.28M | 70.71M | 104.86M | 94.85M | 69.84M | 73.15M | 3.28M | 78.49M | 60.33M | 62.4M | 64.54M | 53.93M | 57.34M | 52.2M | 78.05M | 3.97M |
| Total Liabilities | 223.5M | 257.58M | 230.42M | 211.69M | 220.15M | 172.31M | 210.54M | 191.73M | 161.79M | 166.1M | 190.55M | 161.93M | 139M | 139.82M | 163.73M | 153.21M | 159.99M | 166.17M | 185.61M | 108.86M |
| Total Equity | 232.97M | 196.72M | 169.81M | 155.27M | 130.4M | 125.76M | 87.84M | 61.14M | 50.29M | 29.61M | 22.09M | 17.97M | 16.28M | 13.66M | 8.84M | 5.73M | 147.74K | 12.73M | 37.79M | 59.81M |
| Equity Growth % | 78.66% | 56.42% | 93.33% | 153.97% | 159.29% | 324.68% | 297.55% | 240.15% | 208.94% | 116.75% | 149.84% | 213.74% | 10918.47% | 7.35% | -76.6% | -90.42% | -99.67% | -75.11% | -36.97% | - |
| Equity / Assets (Capital Ratio) | 51.04% | 43.3% | 42.43% | 42.31% | 37.2% | 42.19% | 29.44% | 24.18% | 23.71% | 15.13% | 10.39% | 9.99% | 10.48% | 8.9% | 5.12% | 3.6% | 0.09% | 7.11% | 16.92% | 35.46% |
| Return on Equity (ROE) | 18.97% | 27.99% | 26.26% | 18.67% | 21.55% | 33.86% | 34.06% | 27.72% | 74.34% | 30.97% | 14.67% | 7.56% | 7.61% | 15.33% | 8.71% | 147.85% | -234.31% | -110.8% | -53.12% | -35.97% |
| Book Value per Share | 6.69 | 5.63 | 4.75 | 4.29 | 3.61 | 3.48 | 2.41 | 1.73 | 1.39 | 0.83 | 0.64 | 0.52 | 0.48 | 0.41 | 0.27 | 0.16 | 0.00 | 0.39 | 1.17 | 1.87 |
| Tangible BV per Share | 6.69 | 5.52 | 4.66 | 4.21 | 3.53 | 3.41 | 2.34 | 1.66 | 1.33 | 0.77 | 0.58 | 0.47 | 0.43 | 0.37 | 0.23 | 0.12 | -0.03 | 0.36 | 1.14 | 1.85 |
| Common Stock | 196.53M | 194.21M | 194.89M | 196M | 193.54M | 192.7M | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 2.08K | 170.32M | 2.07K | 164.63M | 2.04K |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 188.59M | 184.87M | 184.23M | 186.29M | 186.02M | 184.99M | 183.89M | 181.45M | 179.05M | 176.95M | 0 | 171.45M | 0 | 163.25M |
| Retained Earnings | 66.2M | 28.27M | -324K | -19.16M | -45.83M | -53.61M | -89.77M | -115.14M | -125.96M | -149.92M | -157.52M | -160.46M | -161.75M | -162.89M | -165.5M | -166.13M | -170.17M | -155.39M | -126.84M | -101.48M |
| Accumulated OCI | -836K | -761K | -683K | -1.1M | -766K | -1.5M | -1.59M | -649.35K | -720.95K | -645.55K | -647K | -843.56K | -485.1K | -789.78K | -643.97K | -1.05M | 0 | 666.06K | 0 | 747.29K |
| Treasury Stock | -28.92M | -25M | -24.07M | -20.47M | -16.51M | -11.84M | -9.39M | -7.94M | -7.26M | -6.07M | -5.76M | -5.72M | -5.38M | -4.1M | -4.07M | -4.04M | 0 | -3.99M | 0 | -2.7M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |