Sezzle Inc. (SEZL) quarterly income statement — complete revenue, gross profit & net income history
Sezzle Inc. (SEZL) annual income statement — 9-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -3.25M | 3.02M | -3.68M | -3.92M | -3.5M | -2.91M | -3.44M | -3.33M | -2.91M | -4.08M | -4.51M | -4.14M | -3.93M | -3.38M | -3.12M | -2.19M | -1.67M | -1.62M | -1.52M | -1.17M |
| NII Growth % | 7.17% | 203.47% | -7.03% | -17.88% | -20.27% | 28.6% | 23.78% | 19.68% | 25.99% | -20.85% | -44.54% | -89.02% | -135.56% | -109.06% | -105.9% | -86.94% | -36.19% | -19.33% | -16.77% | - |
| Net Interest Margin % | -0.71% | 0.66% | -0.92% | -1.07% | -1% | -0.98% | -1.15% | -1.32% | -1.37% | -2.09% | -2.12% | -2.3% | -2.53% | -2.2% | -1.81% | -1.38% | -1.04% | -0.9% | -0.68% | -0.7% |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 3.25M | -3.02M | 3.68M | 3.92M | 3.5M | 2.91M | 3.44M | 3.33M | 2.91M | 4.08M | 4.51M | 4.14M | 3.93M | 3.38M | 3.12M | 2.19M | 1.67M | 1.62M | 1.52M | 1.17M |
| Loan Loss Provision | 17.49M | 21.54M | -11.45M | 13.51M | 22.42M | 27.45M | 27.21M | 22.86M | 20.57M | 6.94M | 7.19M | 16.87M | 16.03M | 16.44M | 17.55M | 18.71M | 20.77M | 26.56M | 25.44M | 26.48M |
| Non-Interest Income | 149.68M | 135.54M | 129.87M | 116.8M | 98.7M | 104.91M | 98.22M | 69.96M | 55.97M | 46.98M | 48.9M | 40.84M | 34.94M | 34.67M | 38.28M | 30.41M | 29.25M | 27.63M | 32.93M | 28.47M |
| Non-Interest Income % | 102.22% | 97.82% | 102.92% | 103.48% | 103.68% | 102.86% | 103.63% | 104.99% | 105.49% | 109.51% | 110.17% | 111.29% | 112.69% | 110.79% | 108.89% | 107.77% | 106.05% | 106.21% | 104.83% | 104.3% |
| Total Net Revenue | 146.43M | 138.55M | 126.19M | 112.87M | 95.2M | 102M | 94.78M | 66.63M | 53.06M | 42.9M | 44.39M | 36.7M | 31M | 31.3M | 35.15M | 28.22M | 27.58M | 26.02M | 31.41M | 27.3M |
| Revenue Growth % | 53.81% | 35.84% | 33.13% | 69.4% | 79.43% | 137.77% | 113.54% | 81.55% | 71.13% | 37.07% | 26.27% | 30.07% | 12.41% | 20.28% | 11.91% | 3.36% | 5.44% | 5.44% | 61.19% | 159.58% |
| Non-Interest Expense | 73.98M | 47.98M | 82.39M | 63.8M | 36.69M | 24.65M | 36.7M | 22.93M | 15.79M | 22.12M | 29.53M | 14.48M | 11.21M | 9.44M | 12.86M | 3M | 20.37M | 25.58M | 30.32M | 18.51M |
| Efficiency Ratio | 50.52% | 34.63% | 65.29% | 56.52% | 38.54% | 24.17% | 38.72% | 34.42% | 29.76% | 51.56% | 66.53% | 39.45% | 36.16% | 30.17% | 36.58% | 10.64% | 73.84% | 98.33% | 96.53% | 67.81% |
| Operating Income | 54.96M | 69.04M | 55.25M | 35.56M | 36.09M | 49.9M | 30.87M | 20.84M | 16.7M | 13.84M | 7.67M | 5.35M | 3.76M | 5.42M | 4.74M | 6.5M | -13.55M | -26.12M | -24.35M | -17.69M |
| Operating Margin % | 37.53% | 49.83% | 43.78% | 31.51% | 37.91% | 48.92% | 32.57% | 31.28% | 31.47% | 32.25% | 17.27% | 14.58% | 12.14% | 17.32% | 13.49% | 23.03% | -49.14% | -100.4% | -77.52% | -64.79% |
| Operating Income Growth % | 52.31% | 38.36% | 78.96% | 70.63% | 116.1% | 260.64% | 302.62% | 289.57% | 343.73% | 155.26% | 61.68% | -17.69% | 127.77% | 120.75% | 119.48% | 136.75% | 23.92% | -195.79% | -66.56% | - |
| Pretax Income | 51.71M | 65.99M | 51.58M | 31.63M | 32.67M | 47.01M | 27.73M | 17.61M | 13.58M | 8.4M | 3.5M | 1.31M | 1.16M | 1.74M | 655.13K | 4.36M | -15.07M | -27.97M | -25.92M | -18.82M |
| Pretax Margin % | 35.31% | 47.63% | 40.88% | 28.02% | 34.32% | 46.09% | 29.26% | 26.43% | 25.59% | 19.58% | 7.89% | 3.57% | 3.74% | 5.55% | 1.86% | 15.44% | -54.63% | -107.49% | -82.5% | -68.95% |
| Income Tax | 10.95M | 14.69M | 8.89M | 4.96M | 5.07M | 10.84M | 2.36M | 2.16M | -16.12M | 393K | 563.46K | 15.87K | 20.53K | 11.62K | 20.82K | 10.83K | 16.65K | 21.15K | 6.74K | 11.2K |
| Effective Tax Rate % | 21.17% | 22.26% | 17.24% | 15.68% | 15.51% | 23.07% | 8.52% | 12.28% | -118.73% | 4.68% | 16.09% | 1.21% | 1.77% | 0.67% | 3.18% | 0.25% | -0.11% | -0.08% | -0.03% | -0.06% |
| Net Income | 40.77M | 51.3M | 42.69M | 26.67M | 27.6M | 36.16M | 25.37M | 15.45M | 29.7M | 8.01M | 2.94M | 1.29M | 1.14M | 1.72M | 634.31K | 4.34M | -15.08M | -27.99M | -25.92M | -18.83M |
| Net Margin % | 27.84% | 37.03% | 33.83% | 23.63% | 29% | 35.46% | 26.76% | 23.18% | 55.98% | 18.67% | 6.62% | 3.53% | 3.68% | 5.51% | 1.8% | 15.4% | -54.69% | -107.57% | -82.52% | -68.99% |
| Net Income Growth % | 47.68% | 41.86% | 68.29% | 72.67% | -7.06% | 351.65% | 763.04% | 1093.31% | 2505.95% | 364.3% | 363.39% | -70.21% | 107.56% | 106.16% | 102.45% | 123.07% | 20.86% | -146.52% | -61.66% | - |
| Net Income (Continuing) | 40.77M | 51.3M | 42.69M | 26.67M | 27.6M | 36.16M | 25.37M | 15.45M | 29.7M | 8.01M | 2.94M | 1.29M | 1.14M | 1.72M | 634.31K | 4.34M | -15.08M | -27.99M | -25.92M | -18.83M |
| EPS (Diluted) | 1.17 | 1.47 | 1.19 | 0.75 | 0.76 | 1.00 | 0.69 | 0.44 | 0.82 | 0.22 | 0.08 | 0.04 | 0.03 | 0.05 | 0.02 | 0.12 | -0.46 | -0.87 | -0.80 | -0.59 |
| EPS Growth % | 53.95% | 47% | 72.46% | 70.45% | -7.32% | 354.55% | 717.54% | 1054.86% | 2362.46% | 325.53% | 337.31% | -68.25% | 107.24% | 105.94% | 102.41% | 120.34% | 24.59% | -141.67% | -53.85% | - |
| EPS (Basic) | 1.21 | 1.52 | 1.26 | 0.78 | 0.76 | 1.07 | 0.75 | 0.46 | 0.87 | 0.24 | 0.09 | 0.04 | 0.03 | 0.05 | 0.02 | 0.13 | -0.46 | -0.87 | -0.80 | -0.59 |
| Diluted Shares Outstanding | 34.83M | 34.93M | 35.74M | 36.17M | 36.17M | 36.17M | 36.5M | 35.43M | 36.15M | 35.77M | 34.56M | 34.38M | 33.93M | 33.34M | 32.84M | 35.87M | 32.71M | 32.3M | 32.24M | 31.95M |