Shinhan Financial Group Co., Ltd. (SHG) quarterly income statement — complete revenue, gross profit & net income history
Shinhan Financial Group Co., Ltd. (SHG) annual income statement — 24-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 3.13T | 3.02T | 3.4T | 2.95T | 2.86T | 2.85T | 2.91T | 2.85T | 2.82T | 2.82T | 2.79T | 12.38T | 2.69T | 2.57T | 3.25T | 2.73T | 2.62T | 2.48T | 2.81T | 2.73T |
| NII Growth % | 9.44% | 5.93% | 16.83% | 3.24% | 1.49% | 1.39% | 4.41% | -76.94% | 4.74% | 9.4% | -14.17% | 353.05% | 2.93% | 3.69% | 15.4% | 0.26% | -2.13% | -2.9% | 11.62% | 11.11% |
| Net Interest Margin % | 0.37% | 0.37% | 0.43% | 0.38% | 0.38% | 0.38% | 0.39% | 0.38% | 0.39% | 0.4% | 0.4% | 1.79% | 0.4% | 0.38% | 0.49% | 0.39% | 0.38% | 0.37% | 0.44% | 0.43% |
| Interest Income | 7.28T | 7.07T | 7.64T | 6.9T | 6.97T | 7.07T | 7.37T | 7.4T | 7.24T | 7.19T | 7.24T | 16.64T | 6.81T | 6.49T | 6.16T | 5.21T | 4.57T | 4.16T | 3.91T | 3.69T |
| Interest Expense | 4.15T | 4.05T | 4.24T | 3.96T | 4.1T | 4.21T | 4.46T | 4.55T | 4.42T | 4.37T | 4.46T | 4.27T | 4.12T | 3.92T | 2.92T | 2.47T | 1.95T | 1.67T | 1.09T | 966.57B |
| Loan Loss Provision | 0 | 495.63B | 296.45B | 411.96B | 629.28B | 418.54B | 642.57B | 398.04B | 589.17B | 364.01B | 759.71B | 456.88B | 495.71B | 449.96B | 460.37B | 239.57B | 349.9B | 235.37B | 470.41B | 195.88B |
| Non-Interest Income | 2.66T | 1.66T | 1.18T | 1.51T | 1.86T | 1.49T | 1.69T | 1.42T | 1.58T | 1.45T | 1.98T | -8.3T | 1.44T | 1.45T | 3.36T | 882.69B | 1.51T | 1.59T | 3.03T | 2.48T |
| Non-Interest Income % | 45.91% | 35.42% | 25.81% | 33.89% | 39.38% | 34.32% | 36.75% | 33.15% | 35.84% | 33.92% | 41.51% | -203.23% | 34.81% | 36.04% | 50.82% | 24.42% | 36.63% | 39.03% | 51.86% | 47.63% |
| Total Net Revenue | 5.8T | 4.68T | 4.58T | 4.46T | 4.72T | 4.35T | 4.6T | 4.27T | 4.4T | 4.26T | 4.76T | 4.08T | 4.13T | 4.02T | 6.6T | 3.61T | 4.13T | 4.07T | 5.84T | 5.2T |
| Revenue Growth % | 22.65% | 7.74% | -0.39% | 4.4% | 7.43% | 2.01% | -3.44% | 4.62% | 6.41% | 5.9% | -27.84% | 12.92% | 0.06% | -1.16% | 12.98% | -30.54% | -24.09% | -23.85% | 12.03% | -3.1% |
| Non-Interest Expense | 2.2T | 1.97T | 3.38T | 2.1T | 2.02T | 1.92T | 3.36T | 2.11T | 1.94T | 2.11T | 3.21T | 2.03T | 1.91T | 1.72T | 5.7T | 1.17T | 2T | 1.93T | 4.71T | 3.46T |
| Efficiency Ratio | 37.92% | 41.98% | 73.87% | 47.01% | 42.82% | 44.23% | 72.95% | 49.34% | 44.05% | 49.44% | 67.48% | 49.85% | 46.18% | 42.67% | 86.36% | 32.35% | 48.44% | 47.5% | 80.57% | 66.56% |
| Operating Income | 3.6T | 2.22T | 900.7B | 1.95T | 2.07T | 2.01T | 601.78B | 1.77T | 1.87T | 1.79T | 789.4B | 1.59T | 1.73T | 1.86T | 439.88B | 2.21T | 1.78T | 1.91T | 664.88B | 1.54T |
| Operating Margin % | 62.08% | 47.43% | 19.66% | 43.75% | 43.86% | 46.14% | 13.08% | 41.34% | 42.55% | 42.02% | 16.57% | 38.96% | 41.82% | 46.14% | 6.66% | 61.05% | 43.09% | 46.91% | 11.38% | 29.68% |
| Operating Income Growth % | 73.62% | 10.76% | 49.67% | 10.49% | 10.72% | 12.01% | -23.77% | 11% | 8.27% | -3.57% | 79.46% | -27.93% | -2.9% | -2.77% | -33.84% | 42.89% | 2.95% | 16.07% | -2.91% | -1.1% |
| Pretax Income | 3.6T | 2.22T | 900.7B | 1.95T | 2.07T | 2.01T | 601.78B | 1.77T | 1.87T | 1.79T | 789.4B | 1.59T | 1.73T | 1.86T | 439.88B | 2.21T | 1.78T | 1.91T | 664.88B | 1.54T |
| Pretax Margin % | 62.08% | 47.43% | 19.66% | 43.75% | 43.86% | 46.14% | 13.08% | 41.34% | 42.55% | 42.02% | 16.57% | 38.96% | 41.82% | 46.14% | 6.66% | 61.05% | 43.09% | 46.91% | 11.38% | 29.68% |
| Income Tax | 1.75T | 572.23B | 362.65B | 498.43B | 494.89B | 488.51B | 167.87B | 439.92B | 420.45B | 442.68B | 213.35B | 371.56B | 459.64B | 442.42B | 86.04B | 559.21B | 462.94B | 504.64B | 189.94B | 402.6B |
| Effective Tax Rate % | 48.67% | 25.76% | 40.26% | 25.55% | 23.88% | 24.36% | 27.9% | 24.92% | 22.47% | 24.72% | 27.03% | 23.36% | 26.59% | 23.83% | 19.56% | 25.34% | 26.01% | 26.43% | 28.57% | 26.07% |
| Net Income | 1.85T | 1.62T | 510.62B | 1.42T | 1.55T | 1.49T | 406.1B | 1.3T | 1.43T | 1.32T | 549.75B | 1.19T | 1.24T | 1.39T | 326.92B | 1.62T | 1.3T | 1.38T | 459.81B | 1.12T |
| Net Margin % | 31.87% | 34.65% | 11.14% | 31.93% | 32.79% | 34.24% | 8.83% | 30.37% | 32.41% | 31.01% | 11.54% | 29.2% | 29.96% | 34.49% | 4.95% | 44.94% | 31.41% | 34.01% | 7.87% | 21.44% |
| Net Income Growth % | 19.21% | 9.02% | 25.74% | 9.75% | 8.67% | 12.62% | -26.13% | 8.81% | 15.12% | -4.79% | 68.16% | -26.62% | -4.57% | 0.23% | -28.9% | 45.6% | 3.65% | 16.18% | -0.99% | -2.54% |
| Net Income (Continuing) | 1.85T | 1.65T | 538.05B | 1.45T | 1.58T | 1.52T | 433.91B | 1.33T | 1.45T | 1.35T | 576.05B | 1.22T | 1.27T | 1.41T | 353.84B | 1.65T | 1.32T | 1.41T | 474.94B | 1.14T |
| EPS (Diluted) | 3909.35 | 3327.00 | 1070.12 | 2848.64 | 3062.00 | 2917.00 | 705.55 | 2497.04 | 2706.00 | 2513.39 | 980.92 | 2208.23 | 2378.18 | 2551.76 | 565.47 | 3006.28 | 2488.29 | 2622.17 | 889.28 | 2020.00 |
| EPS Growth % | 27.67% | 14.06% | 51.67% | 14.08% | 13.16% | 16.06% | -28.07% | 13.08% | 13.78% | -1.5% | 73.47% | -26.55% | -4.43% | -2.69% | -36.41% | 48.83% | 7.86% | 20.67% | -53.08% | -11.17% |
| EPS (Basic) | 3909.35 | 3327.00 | 1070.12 | 2848.64 | 3062.00 | 2917.00 | 705.55 | 2497.00 | 2706.00 | 2513.39 | 980.92 | 2208.23 | 2295.00 | 2551.76 | 565.47 | 3108.74 | 2488.29 | 2622.26 | 889.28 | 2020.00 |
| Diluted Shares Outstanding | 481.57M | 482.43M | 477.16M | 484.18M | 487.42M | 495.59M | 498.86M | 503.99M | 511.58M | 511.58M | 512.75M | 516.76M | 520.68M | 525.14M | 527.47M | 530.41M | 530.66M | 534.05M | 534.08M | 534.08M |