Selective Insurance Group, Inc. (SIGI) quarterly income statement — complete revenue, gross profit & net income history
Selective Insurance Group, Inc. (SIGI) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 1.39B | 1.35B | 1.36B | 1.36B | 1.33B | 1.29B | 1.26B | 1.24B | 1.2B | 1.16B | 1.11B | 1.08B | 1.04B | 999.82M | 952.28M | 895.02M | 864.82M | 846.06M | 884.59M | 865.04M |
| Revenue Growth % | 4.54% | 5.14% | 8.64% | 9.31% | 10.94% | 10.32% | 13.1% | 15.1% | 14.94% | 16.52% | 16.65% | 20.79% | 20.33% | 18.17% | 7.65% | 3.47% | 2.89% | 5.24% | 10.79% | 11.39% |
| Medical Costs & Claims | 816.27M | 815.5M | 0 | 1.2B | 1.2B | 1.12B | 0 | 1.12B | 1.26B | 1.04B | 943.13M | 955.51M | 949.78M | 865.79M | 830.49M | 829.68M | 799.76M | 757.98M | 733.28M | 760.9M |
| Medical Cost Ratio % | 58.85% | 60.35% | 0% | 87.99% | 90.22% | 87.04% | 0% | 89.68% | 105.33% | 89.25% | 84.91% | 88.38% | 91.27% | 86.59% | 87.21% | 92.7% | 92.48% | 89.59% | 82.9% | 87.96% |
| Gross Profit | 570.77M | 535.8M | 1.36B | 163.41M | 129.83M | 166.56M | 1.26B | 128.4M | -63.71M | 125.25M | 167.66M | 125.58M | 90.82M | 134.03M | 121.79M | 65.34M | 65.06M | 88.08M | 151.3M | 104.15M |
| Gross Margin % | 41.15% | 39.65% | 100% | 12.01% | 9.78% | 12.96% | 100% | 10.32% | -5.33% | 10.75% | 15.09% | 11.62% | 8.73% | 13.41% | 12.79% | 7.3% | 7.52% | 10.41% | 17.1% | 12.04% |
| Gross Profit Growth % | 339.62% | 221.69% | 8.64% | 27.26% | 303.79% | 32.98% | 649.34% | 2.25% | -170.15% | -6.56% | 37.66% | 92.19% | 39.61% | 52.17% | -19.51% | -37.26% | -61.66% | -42.26% | -12.37% | 7.43% |
| Operating Expenses | 394.71M | 411.6M | 1.21B | 17.7M | 20.93M | 27.67M | 1.14B | 11.91M | 16.39M | 22.68M | 10.68M | 13.06M | 16.66M | 19.27M | 14.04M | 12.7M | 15.15M | 18.19M | 12.47M | 11.51M |
| OpEx / Revenue % | 28.46% | 30.46% | 88.56% | 1.3% | 1.58% | 2.15% | 90.52% | 0.96% | 1.37% | 1.95% | 0.96% | 1.21% | 1.6% | 1.93% | 1.47% | 1.42% | 1.75% | 2.15% | 1.41% | 1.33% |
| Depreciation & Amortization | 7.82M | 9.61M | 254.5M | 7.97M | 6.6M | 9.13M | 7.57M | 8.31M | 9.83M | 9.08M | 6.61M | 6.25M | 8.22M | 8.96M | 7.99M | 12.35M | 9.19M | 12.81M | 14.4M | 13.26M |
| Combined Ratio % | 87.31% | 90.81% | 88.56% | 89.29% | 91.79% | 89.19% | 90.52% | 90.64% | 106.7% | 91.2% | 85.87% | 89.59% | 92.87% | 88.52% | 88.68% | 94.12% | 94.23% | 91.74% | 84.3% | 89.29% |
| Operating Income | 176.06M | 124.2M | 156.2M | 145.71M | 108.91M | 138.89M | 119.08M | 116.49M | -80.1M | 102.57M | 156.98M | 112.52M | 74.16M | 114.76M | 107.75M | 52.64M | 49.9M | 69.89M | 138.84M | 92.64M |
| Operating Margin % | 12.69% | 9.19% | 11.44% | 10.71% | 8.21% | 10.81% | 9.48% | 9.36% | -6.7% | 8.8% | 14.13% | 10.41% | 7.13% | 11.48% | 11.32% | 5.88% | 5.77% | 8.26% | 15.7% | 10.71% |
| Operating Income Growth % | 61.66% | -10.57% | 31.17% | 25.09% | 235.96% | 35.41% | -24.14% | 3.53% | -208.01% | -10.62% | 45.68% | 113.75% | 48.6% | 64.2% | -22.39% | -43.18% | -67.43% | -48.47% | -12.7% | 8.65% |
| EBITDA | 183.88M | 133.81M | 410.7M | 153.68M | 115.51M | 148.02M | 126.65M | 124.8M | -70.27M | 111.65M | 163.59M | 118.77M | 82.38M | 123.72M | 115.74M | 64.99M | 59.09M | 82.7M | 153.24M | 105.89M |
| EBITDA Margin % | 13.26% | 9.9% | 30.09% | 11.3% | 8.71% | 11.52% | 10.08% | 10.03% | -5.87% | 9.58% | 14.73% | 10.99% | 7.92% | 12.37% | 12.15% | 7.26% | 6.83% | 9.77% | 17.32% | 12.24% |
| Interest Expense | 13.21M | 13.2M | 13.2M | 13.25M | 13.26M | 9.57M | 7.25M | 7.25M | 7.2M | 7.18M | 7.19M | 7.19M | 7.26M | 7.17M | 7.25M | 7.18M | 7.25M | 7.17M | 7.2M | 7.24M |
| Non-Operating Income | 0 | -13.2M | 6.8M | -13.25M | -13.26M | -9.57M | -7.25M | -7.25M | -7.2M | -7.18M | -7.19M | -7.19M | -7.26M | -7.17M | -7.25M | -7.18M | -7.25M | -7.17M | 7.79M | -7.24M |
| Pretax Income | 162.84M | 124.2M | 196.1M | 145.71M | 108.91M | 138.89M | 119.08M | 116.49M | -80.1M | 102.57M | 156.98M | 112.52M | 74.16M | 114.76M | 107.75M | 52.64M | 49.9M | 69.89M | 123.84M | 92.64M |
| Pretax Margin % | 11.74% | 9.19% | 14.37% | 10.71% | 8.21% | 10.81% | 9.48% | 9.36% | -6.7% | 8.8% | 14.13% | 10.41% | 7.13% | 11.48% | 11.32% | 5.88% | 5.77% | 8.26% | 14% | 10.71% |
| Income Tax | 33.46M | 26.5M | 40.9M | 30.37M | 22.96M | 28.99M | 23.54M | 24.21M | -16.78M | 20.05M | 32.13M | 23.31M | 15.55M | 22.18M | 21.24M | 10.11M | 10.38M | 13.56M | 24.86M | 18.93M |
| Effective Tax Rate % | 20.55% | 21.34% | 20.86% | 20.84% | 21.08% | 20.87% | 19.77% | 20.78% | 20.95% | 19.55% | 20.47% | 20.72% | 20.97% | 19.33% | 19.71% | 19.21% | 20.81% | 19.4% | 20.08% | 20.44% |
| Net Income | 129.38M | 97.7M | 155.2M | 115.34M | 85.94M | 109.9M | 95.53M | 92.28M | -63.32M | 82.52M | 124.85M | 89.21M | 58.61M | 92.57M | 86.51M | 42.52M | 39.52M | 56.33M | 98.98M | 73.7M |
| Net Margin % | 9.33% | 7.23% | 11.37% | 8.48% | 6.48% | 8.55% | 7.6% | 7.42% | -5.29% | 7.08% | 11.24% | 8.25% | 5.63% | 9.26% | 9.08% | 4.75% | 4.57% | 6.66% | 11.19% | 8.52% |
| Net Income Growth % | 50.55% | -11.1% | 62.45% | 24.99% | 235.73% | 33.18% | -23.48% | 3.44% | -208.04% | -10.86% | 44.31% | 109.78% | 48.3% | 64.34% | -12.6% | -42.3% | -67.58% | -48.45% | -22.1% | 5.48% |
| EPS (Diluted) | 2.11 | 1.58 | 2.52 | 1.85 | 1.36 | 1.76 | 1.52 | 1.47 | -1.08 | 1.31 | 2.01 | 1.42 | 0.92 | 1.48 | 1.38 | 0.66 | 0.61 | 0.89 | 1.59 | 1.18 |
| EPS Growth % | 55.15% | -10.23% | 65.79% | 25.85% | 225.93% | 34.35% | -24.38% | 3.52% | -217.39% | -11.49% | 45.65% | 115.15% | 50.82% | 66.29% | -13.21% | -44.07% | -69.19% | -49.72% | -24.29% | 1.72% |
| EPS (Basic) | 2.11 | 1.58 | 2.52 | 1.87 | 1.37 | 1.77 | 1.53 | 1.48 | -1.08 | 1.32 | 2.02 | 1.43 | 0.93 | 1.49 | 1.40 | 0.67 | 0.62 | 0.89 | 1.61 | 1.19 |
| Diluted Shares Outstanding | 60.2M | 60.5M | 60.7M | 61M | 61.3M | 61.3M | 61.3M | 61.3M | 60.9M | 61.21M | 61M | 61.02M | 60.94M | 60.91M | 60.9M | 60.84M | 60.85M | 60.82M | 60.8M | 60.59M |