4.3% Below Target

The consensus price target for SLF is $81, close to the current price of $77.66 (4.3% implied move). Based on 15 analyst estimates, the stock appears fairly valued near current levels.

SLF has a consensus rating of "Hold" based on 15 Wall Street analysts. The rating breakdown is mixed, with 10 Hold ratings making up the largest segment. The consensus 12-month price target of $81 implies 4.3% upside from current levels.

With a forward P/E of 13.7286x, SLF trades at a relatively low valuation. The consensus target of $81 implies 4.3% appreciation, suggesting the market may be pricing in risks.

The most bullish Wall Street analyst has a price target of $81 for SLF, while the most conservative target is $81. The consensus of $81 represents the median expectation. Our quantitative valuation model projects a bull case target of $182 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

SLF is well covered by analysts, with 15 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 3 have Buy ratings, 10 recommend Hold, and 2 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month SLF stock forecast based on 15 Wall Street analysts shows a consensus price target of $81, with estimates ranging from $81 (bear case) to $81 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $138, with bear/bull scenarios of $87/$182.

Our quantitative valuation model calculates SLF's fair value at $138 (base case), with a bear case of $87 and bull case of $182. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.

SLF trades at a forward P/E ratio of 13.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 17.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

SLF appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $81 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

SLF analyst price targets range from $81 to $81, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $81 consensus represents the middle ground. Our model's $87-$182 range provides an independent fundamental perspective.