0.3% Above Target

Wall Street's consensus price target for AFL is $115.17, -0.3% from its current price of $115.47. The below-market target from 32 analysts suggests limited near-term appreciation.

AFL has a consensus rating of "Hold" based on 32 Wall Street analysts. The rating breakdown is mixed, with 18 Hold ratings making up the largest segment. The consensus 12-month price target of $115.17 implies -0.3% downside from current levels.

With a forward P/E of 16.3451x, AFL trades at a relatively low valuation. The consensus target of $115.17 implies -0.3% move, suggesting the market may be pricing in risks.

The most bullish Wall Street analyst has a price target of $130 for AFL, while the most conservative target is $99. The consensus of $115.17 represents the median expectation. Our quantitative valuation model projects a bull case target of $155 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

AFL is heavily covered by Wall Street, with 32 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 9 have Buy ratings, 18 recommend Hold, and 5 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month AFL stock forecast based on 32 Wall Street analysts shows a consensus price target of $115.17, with estimates ranging from $99 (bear case) to $130 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $118, with bear/bull scenarios of $74/$155.

Our quantitative valuation model calculates AFL's fair value at $118 (base case), with a bear case of $74 and bull case of $155. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.

AFL trades at a forward P/E ratio of 16.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 16.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Analysts are cautious on AFL, with 5 Sell ratings and a price target of $115.17 (-0.3% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

AFL analyst price targets range from $99 to $130, a 27% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $115.17 consensus represents the middle ground. Our model's $74-$155 range provides an independent fundamental perspective.