SLM Corporation (SLM) quarterly balance sheet — complete assets, liabilities & equity history
SLM Corporation (SLM) balance sheet — 30-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 5.05B | 4.64B | 5.75B | 4.29B | 3.59B | 4.14B | 3.75B | 6.69B | 4.59B | 5.61B | 4.03B | 6.56B | 3.57B | 3.94B | 3.83B | 6.96B | 4.97B | 3.82B | 5.6B | 6.85B |
| Cash & Due from Banks | 2.17B | 4.59B | 5.16B | 4.24B | 3.54B | 4.09B | 3.7B | 4.7B | 4.49B | 5.26B | 3.58B | 4.15B | 3.55B | 3.88B | 3.72B | 4.62B | 4.85B | 3.65B | 3.26B | 4.33B |
| Short Term Investments | 2.89B | 55.94M | 589.71M | 49.25M | 51.96M | 49.6M | 53.73M | 1.99B | 104.76M | 346.29M | 442.32M | 2.41B | 24.77M | 64.08M | 113.06M | 2.34B | 124.74M | 167.99M | 2.34B | 2.52B |
| Total Investments | 23.62B | 1.88B | 22.03B | 23.19B | 23.51B | 22.91B | 22.85B | 22.95B | 23.08B | 21.31B | 22.56B | 22.81B | 23.31B | 21.69B | 23.52B | 22.09B | 22.22B | 21.91B | 23.77B | 23B |
| Investments Growth % | 0.47% | -91.79% | -3.59% | 1.05% | 1.84% | 7.51% | 1.26% | 0.61% | -0.97% | -1.76% | -4.09% | 3.24% | 4.92% | -0.99% | -1.05% | -3.94% | -7.16% | -1.9% | 5.36% | -4.75% |
| Long-Term Investments | 20.73B | 1.82B | 21.44B | 23.14B | 23.51B | 22.91B | 22.85B | 21.01B | 23.03B | 20.96B | 22.12B | 20.4B | 23.28B | 21.62B | 23.41B | 19.75B | 22.09B | 21.74B | 21.43B | 20.48B |
| Accounts Receivables | 1.68B | 19.53B | 1.53B | 1.56B | 1.69B | 1.7B | 1.55B | 1.55B | 1.54B | 1.39B | 1.39B | 1.38B | 1.46B | 1.3B | 1.33B | 1.2B | 1.22B | 1.19B | 1.26B | 1.21B |
| Goodwill & Intangibles | 57.91M | 58.55M | 59.23M | 59.97M | 60.77M | 61.61M | 62.51M | 63.53M | 64.88M | 66.1M | 67.5M | 68.71M | 127.72M | 113.76M | 116M | 118.27M | 120.57M | 122.85M | 125.27M | 0 |
| Goodwill | 57.91M | 58.55M | 59.23M | 59.97M | 60.77M | 56.1M | 56.1M | 56.1M | 56.1M | 56.1M | 56.1M | 56.1M | 56.1M | 50.65M | 50.65M | 50.65M | 0 | 50.6M | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 5.51M | 6.41M | 7.43M | 8.77M | 10M | 11.39M | 12.61M | 71.62M | 63.1M | 65.35M | 67.62M | 120.57M | 72.25M | 125.27M | 0 |
| PP&E (Net) | 122.94M | 123.43M | 121.55M | 122.19M | 119.29M | 117.82M | 117.43M | 119.35M | 122.97M | 126.44M | 127.41M | 129.5M | 132.62M | 134.9M | 137.89M | 140.73M | 144.03M | 146.81M | 148.15M | 150.52M |
| Other Assets | 59.21M | 43.3M | -21.44B | 394.69M | 442.76M | 515.91M | 396.83M | 467.35M | 489.51M | 265.99M | 272.48M | 265.72M | 285.5M | 267.76M | 289.69M | 257.86M | 274.33M | 248.04M | 260.96M | 284.21M |
| Total Current Assets | 8.45B | 26.16B | 6.95B | 6.03B | 5.47B | 6B | 5.48B | 8.41B | 6.3B | 7.35B | 5.69B | 8.31B | 5.44B | 5.57B | 5.5B | 8.54B | 6.51B | 5.24B | 7.09B | 8.31B |
| Total Non-Current Assets | 21.39B | 2.42B | 180.78M | 23.72B | 24.13B | 23.6B | 23.42B | 21.66B | 23.71B | 21.42B | 22.59B | 20.86B | 23.83B | 22.14B | 23.95B | 20.27B | 22.63B | 22.26B | 21.97B | 20.92B |
| Total Assets | 29.84B | 28.58B | 29.41B | 29.75B | 29.61B | 29.6B | 28.9B | 30.07B | 30.01B | 28.77B | 28.28B | 29.17B | 29.27B | 27.71B | 29.45B | 28.81B | 29.14B | 27.5B | 29.05B | 29.22B |
| Asset Growth % | 0.8% | -3.46% | 1.77% | -1.08% | -1.36% | 2.9% | 2.2% | 3.09% | 2.53% | 3.83% | -3.99% | 1.24% | 0.46% | 0.76% | 1.38% | -1.41% | 1.21% | -4.93% | -5.15% | -5.03% |
| Return on Assets (ROA) | -0.11% | 0.2% | 1.04% | 0.79% | 0.46% | 0.24% | 1.03% | 0.37% | -0.15% | 0.88% | 1.01% | 0.58% | 0.1% | 0.93% | 0.41% | -0.27% | 0.27% | 1.21% | 0.44% | 1.06% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 6.43B | 5.84B | 6.17B | 5.86B | 6.84B | 6.41B | 6.15B | 6.44B | 6.04B | 5.4B | 4.98B | 5.23B | 5.52B | 5.21B | 5.51B | 5.24B | 5.52B | 5.22B | 5.55B | 5.93B |
| Net Debt | 4.27B | 1.26B | 1.01B | 1.62B | 3.3B | 2.32B | 2.45B | 1.74B | 1.55B | 140.56M | 1.39B | 1.08B | 1.97B | 1.34B | 1.8B | 619M | 675.56M | 1.57B | 2.29B | 1.6B |
| Long-Term Debt | 5.54B | 5.84B | 5.67B | 5.36B | 6.84B | 6.41B | 6.15B | 6.44B | 6.04B | 5.4B | 4.98B | 5.23B | 5.52B | 5.21B | 5.51B | 5.24B | 5.52B | 5.22B | 5.55B | 5.93B |
| Short-Term Debt | 898.73M | 0 | 498.89M | 498.42M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 389.93M | 366.13M | 20.8B | 373.88M | 413.02M | 335M | 277.69M | 403.28M | 397.03M | 338.56M | 283.2M | 407.97M | 407.72M | 326.86M | 309.16M | 400.87M | 357.8M | 322.93M | 261.1M | 313.07M |
| Total Current Liabilities | 21.66B | 19.89B | 498.89M | 21.56B | 20.01B | 20.48B | 20.07B | 21.07B | 21.45B | 20.74B | 20.9B | 21.65B | 21.55B | 20.36B | 21.8B | 21.45B | 21.28B | 19.98B | 21.19B | 20.83B |
| Total Non-Current Liabilities | 5.93B | 6.21B | 26.47B | 5.74B | 7.25B | 6.75B | 6.43B | 6.84B | 6.43B | 5.74B | 5.26B | 5.64B | 5.92B | 5.54B | 5.82B | 5.64B | 5.88B | 5.54B | 5.81B | 6.24B |
| Total Liabilities | 27.59B | 26.1B | 26.97B | 27.29B | 27.26B | 27.23B | 26.5B | 27.91B | 27.88B | 26.49B | 26.16B | 27.29B | 27.47B | 25.9B | 27.63B | 27.08B | 27.16B | 25.52B | 27.01B | 27.07B |
| Total Equity | 2.26B | 2.47B | 2.44B | 2.45B | 2.34B | 2.37B | 2.4B | 2.16B | 2.13B | 2.28B | 2.11B | 1.88B | 1.8B | 1.81B | 1.83B | 1.73B | 1.98B | 1.98B | 2.04B | 2.15B |
| Equity Growth % | -3.66% | 4.2% | 1.53% | 13.49% | 9.73% | 4.02% | 13.58% | 14.84% | 18.59% | 26.4% | 15.69% | 8.91% | -9.23% | -8.62% | -10.62% | -19.66% | -6.99% | -14.18% | -21.63% | -16.12% |
| Equity / Assets (Capital Ratio) | 7.56% | 8.66% | 8.29% | 8.24% | 7.91% | 8.02% | 8.31% | 7.18% | 7.11% | 7.94% | 7.48% | 6.45% | 6.15% | 6.52% | 6.2% | 5.99% | 6.8% | 7.19% | 7.04% | 7.36% |
| Return on Equity (ROE) | -1.36% | 2.38% | 12.6% | 9.73% | 5.76% | 2.98% | 13.35% | 5.2% | -2.04% | 11.46% | 14.52% | 9.15% | 1.63% | 14.59% | 6.67% | -4.15% | 3.8% | 17.01% | 6.14% | 14.31% |
| Book Value per Share | 12.15 | 13.12 | 12.32 | 11.83 | 11.30 | 11.35 | 11.17 | 9.99 | 9.93 | 10.26 | 9.44 | 8.30 | 7.96 | 7.60 | 7.50 | 7.06 | 7.81 | 7.48 | 7.28 | 7.34 |
| Tangible BV per Share | 11.84 | 12.81 | 12.02 | 11.54 | 11.01 | 11.05 | 10.88 | 9.70 | 9.63 | 9.97 | 9.14 | 8.00 | 7.39 | 7.12 | 7.03 | 6.58 | 7.34 | 7.02 | 6.84 | 7.34 |
| Common Stock | 89.14M | 89.14M | 89.09M | 88.65M | 88.64M | 88.59M | 88.57M | 88.12M | 88.11M | 88.06M | 88.03M | 87.65M | 87.64M | 87.6M | 87.53M | 87.03M | 87.02M | 87.02M | 86.92M | 86.4M |
| Additional Paid-in Capital | 1.27B | 1.26B | 1.22B | 1.24B | 1.23B | 1.22B | 1.21B | 1.19B | 1.19B | 1.17B | 1.16B | 1.15B | 1.14B | 1.13B | 1.12B | 1.11B | 1.1B | 1.1B | 1.09B | 1.07B |
| Retained Earnings | 4.98B | 5.04B | 5.01B | 4.73B | 4.53B | 4.43B | 4.39B | 4.11B | 4.03B | 4.11B | 3.88B | 3.62B | 3.49B | 3.49B | 3.25B | 3.16B | 3.27B | 3.23B | 2.91B | 2.82B |
| Accumulated OCI | -81.76M | -43.79M | -38.05M | -40.13M | -45.17M | -60.83M | -55.63M | -65.86M | -50.34M | -78.81M | -77.29M | -75.1M | -101.31M | -83.56M | -78.33M | -93.87M | -93.48M | -64M | -39.51M | -17.9M |
| Treasury Stock | -4.26B | -4.12B | -4.1B | -3.82B | -3.72B | -3.55B | -3.48B | -3.42B | -3.37B | -3.26B | -3.2B | -3.16B | -3.06B | -3.06B | -2.8B | -2.79B | -2.64B | -2.62B | -2.25B | -2.06B |
| Preferred Stock | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M |