Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.16 | 10.80 | 9.53 | 13.19 | 15.87 | 11.21 | 11.10 | 11.44 | 12.86 | 8.99 | 7.89 | 11.90 | 9.38 | 9.17 | 7.91 | 9.99 | 10.18 | 9.21 | 14.16 | 13.76 | 13.26 |
| — | -3.7% | -14.2% | +15.3% | +23.4% | +24.7% | +40.7% | -3.9% | +37.2% | -2.0% | -0.3% | +19.1% | -7.9% | -0.4% | -44.1% | -27.4% | -23.2% | -20.0% | +20.3% | +65.3% | +145.5% | |
| P/S Ratio | 4.04 | 4.00 | 4.60 | 5.73 | 5.06 | 3.74 | 3.61 | 4.29 | 5.26 | 3.89 | 3.60 | 4.79 | 4.08 | 3.87 | 3.40 | 3.92 | 3.56 | 3.40 | 5.28 | 4.59 | 4.81 |
| — | +7.1% | +27.4% | +33.6% | -3.8% | -4.0% | +0.3% | -10.4% | +28.9% | +0.6% | +6.0% | +22.2% | +14.8% | +13.9% | -35.6% | -14.7% | -26.1% | -20.0% | +33.7% | +70.8% | +182.6% | |
| P/B Ratio | 3.36 | 3.71 | 3.28 | 4.31 | 4.54 | 3.15 | 3.05 | 3.24 | 3.25 | 2.49 | 2.18 | 2.59 | 2.44 | 2.41 | 2.15 | 2.31 | 1.89 | 1.71 | 2.52 | 2.26 | 2.34 |
| — | +17.8% | +7.5% | +33.1% | +39.9% | +26.3% | +39.8% | +25.2% | +33.0% | +3.6% | +1.5% | +11.9% | +29.3% | +41.0% | -14.7% | +2.2% | -19.3% | -22.1% | +22.6% | +63.0% | +157.8% | |
| P/FCF | 8.07 | 19.03 | 6.75 | — | 10.88 | 7.97 | 4.86 | 7.48 | 13.46 | 32.17 | 6.06 | 8.56 | 9.38 | 19.13 | 9.89 | 7.72 | 12.02 | 13.76 | 23.69 | 30.30 | 9.91 |
| — | +138.8% | +38.9% | — | -19.2% | -75.2% | -19.8% | -12.6% | +43.5% | +68.2% | -38.7% | +11.0% | -22.0% | +39.0% | -58.3% | -74.5% | +21.3% | -46.9% | +49.7% | +925.9% | +4940.2% | |
| EV / EBITDA | 7.12 | 11.02 | 7.64 | 10.12 | 12.36 | 7.72 | 5.36 | 6.82 | 9.80 | 5.75 | 2.25 | 4.97 | 4.13 | 3.89 | 3.41 | 3.68 | 3.94 | 7.83 | 7.20 | 7.05 | 10.90 |
| — | +42.8% | +42.6% | +48.5% | +26.1% | +34.2% | +138.6% | +37.1% | +137.5% | +47.8% | -34.2% | +34.9% | +4.6% | -50.3% | -52.6% | -47.8% | -63.8% | +28.6% | +382.7% | +54.1% | +289.4% | |
| EV / EBIT | 7.23 | 11.02 | 7.76 | 10.29 | 12.56 | 7.83 | 5.44 | 6.92 | 9.92 | 5.85 | 2.27 | 5.06 | 4.15 | 3.94 | 3.45 | 3.73 | 4.02 | 7.99 | 7.37 | 7.22 | 11.15 |
| — | +40.8% | +42.8% | +48.8% | +26.6% | +33.8% | +139.1% | +36.6% | +138.8% | +48.6% | -34.2% | +35.6% | +3.4% | -50.7% | -53.1% | -48.3% | -64.0% | +28.4% | +382.8% | +53.8% | +286.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 74.3% | 67.0% | 83.3% | 75.6% | 59.8% | 60.3% | 57.5% | 66.2% | 71.2% | 73.4% | 73.6% | 70.3% | 73.1% | 74.6% | 74.7% | 75.2% | 81.3% | 93.8% | 94.4% | 95.0% | 94.7% |
| — | +11.0% | +44.8% | +14.3% | -16.1% | -17.8% | -21.9% | -5.9% | -2.6% | -1.7% | -1.4% | -6.4% | -10.0% | -20.4% | -20.9% | -20.8% | -14.2% | -4.0% | -0.7% | -0.2% | -0.4% | |
| Operating Margin | 43.9% | 39.5% | 47.6% | 44.2% | 33.7% | 35.1% | 33.7% | 39.4% | 40.2% | 42.7% | 45.4% | 39.7% | 42.7% | 42.5% | 42.9% | 42.4% | 39.5% | 45.9% | 47.1% | 42.9% | 45.6% |
| — | +12.4% | +41.4% | +12.0% | -16.1% | -17.9% | -25.8% | -0.8% | -5.8% | +0.5% | +5.7% | -6.3% | +7.9% | -7.4% | -8.8% | -1.1% | -13.2% | +2.8% | +8.5% | +2.7% | +12.8% | |
| Net Margin | 33.1% | 29.6% | 36.3% | 33.1% | 25.3% | 26.4% | 25.6% | 28.9% | 30.0% | 32.0% | 34.2% | 29.5% | 32.2% | 31.5% | 32.5% | 30.3% | 28.5% | 33.9% | 35.8% | 32.5% | 35.3% |
| — | +12.1% | +42.0% | +14.9% | -15.6% | -17.5% | -25.1% | -2.3% | -6.8% | +1.5% | +5.1% | -2.6% | +12.9% | -7.3% | -9.2% | -6.8% | -19.2% | -4.5% | +11.6% | +5.3% | +16.6% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 30.8% | 8.7% | 8.7% | 7.7% | 6.7% | 7.1% | 7.1% | 7.0% | 6.5% | 6.7% | 6.9% | 5.6% | 6.6% | 6.6% | 6.9% | 5.9% | 4.6% | 4.6% | 4.4% | 4.2% | 4.5% |
| — | +22.2% | +22.7% | +10.1% | +3.6% | +5.1% | +1.6% | +25.1% | -1.7% | +1.3% | +0.4% | -6.0% | +42.0% | +43.1% | +55.9% | +41.7% | +3.1% | -4.1% | +0.7% | -1.4% | +5.5% | |
| ROA | 2.5% | 0.6% | 0.6% | 0.6% | 0.6% | 0.7% | 0.6% | 0.7% | 0.6% | 0.7% | 0.7% | 0.6% | 0.7% | 0.6% | 0.6% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% |
| — | -3.3% | -1.1% | -5.7% | -0.7% | -1.8% | -12.6% | +14.6% | -5.0% | +3.3% | +14.0% | +13.0% | +62.5% | +51.0% | +52.3% | +24.7% | -6.7% | +4.1% | +12.3% | +6.0% | +17.4% | |
| ROIC | 24.9% | 4.7% | 6.4% | 5.9% | 5.5% | 6.2% | 6.0% | 6.1% | 5.5% | 5.7% | 5.9% | 4.8% | 5.7% | 5.8% | 5.8% | 5.2% | 3.2% | 3.1% | 3.6% | 2.8% | 2.9% |
| — | -23.8% | +6.5% | -3.8% | +0.8% | +8.1% | +3.3% | +27.0% | -3.1% | -1.5% | +0.1% | -7.0% | +78.6% | +87.4% | +64.5% | +83.6% | +7.8% | -15.4% | -0.0% | -17.0% | -18.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.32 | 1.36 | 0.32 | 0.32 | 0.29 | 0.14 | 0.15 | 0.16 | 0.18 | 0.19 | 0.18 | 0.18 | 0.15 | 0.16 | 0.17 | 0.18 | 0.23 | 0.82 | 0.23 | 0.23 | 0.71 |
| — | +844.8% | +115.0% | +106.8% | +58.4% | -24.4% | -17.6% | -14.5% | +17.7% | +19.7% | +7.1% | +3.8% | -32.5% | -80.6% | -27.3% | -24.1% | -67.8% | +233.2% | -8.8% | -11.2% | +160.0% | |
| Debt / EBITDA | 0.73 | 11.84 | 2.79 | 2.93 | 3.00 | 1.53 | 1.62 | 1.60 | 2.11 | 2.02 | 1.95 | 2.45 | 1.78 | 1.78 | 1.86 | 2.15 | 3.50 | 12.78 | 3.88 | 4.16 | 12.11 |
| — | +673.1% | +72.4% | +83.6% | +42.2% | -24.3% | -16.8% | -34.9% | +18.8% | +13.9% | +4.4% | +14.1% | -49.2% | -86.1% | -52.0% | -48.4% | -71.1% | +218.3% | -8.1% | -8.1% | +154.4% | |
| Current Ratio | 0.02 | 0.07 | 0.02 | 0.02 | 0.11 | 0.33 | 0.22 | 0.18 | 0.34 | 0.38 | 0.39 | 0.38 | 0.36 | 0.35 | 0.34 | 0.33 | 0.31 | 0.28 | 0.34 | 0.35 | 0.35 |
| — | -78.3% | -92.8% | -87.8% | -67.5% | -14.0% | -44.8% | -53.1% | -5.2% | +7.6% | +16.1% | +13.9% | +17.5% | +25.4% | -1.7% | -6.3% | -12.0% | -27.6% | -29.7% | -5.5% | -6.0% | |
| Quick Ratio | 0.02 | 0.07 | 0.02 | 0.02 | 0.11 | 0.33 | 0.22 | 0.18 | 0.34 | 0.38 | 0.39 | 0.38 | 0.36 | 0.35 | 0.34 | 0.33 | 0.31 | 0.28 | 0.34 | 0.35 | 0.35 |
| — | -78.3% | -92.8% | -87.8% | -67.5% | -14.0% | -44.8% | -53.1% | -5.2% | +7.6% | +16.1% | +13.9% | +17.5% | +25.4% | -1.7% | -6.3% | -12.0% | -27.6% | -29.7% | -5.5% | -6.0% | |
| Interest Coverage | 1.72 | 1.94 | 1.92 | 1.88 | 1.73 | 1.74 | 1.57 | 1.72 | 1.50 | 1.65 | 1.81 | 1.48 | 1.66 | 1.69 | 1.78 | 1.86 | 2.20 | 5.82 | 12.70 | 13.92 | 13.99 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying TBBK stock.
The Bancorp, Inc.'s current P/E is 10.2x. The average P/E over the last 4 quarters is 12.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
The Bancorp, Inc.'s current operating margin is 43.9%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking The Bancorp, Inc.'s business trajectory between earnings reports.