The Bancorp, Inc. (TBBK) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 88.81M | 92.08M | 94.2M | 97.49M | 91.74M | 94.3M | 93.73M | 93.8M | 94.42M | 92.16M | 88.88M | 87.19M | 85.82M | 76.76M | 64.66M | 54.57M | 52.85M | 52.16M | 50.89M | 54.07M |
| NII Growth % | -3.19% | -2.35% | 0.5% | 3.94% | -2.83% | 2.32% | 5.46% | 7.57% | 10.02% | 20.06% | 37.46% | 59.79% | 62.37% | 47.17% | 27.05% | 0.92% | -1.68% | 0.86% | 1.79% | 7.61% |
| Net Interest Margin % | 0.9% | 0.98% | 1.1% | 1.1% | 0.98% | 1.08% | 1.16% | 1.15% | 1.19% | 1.2% | 1.19% | 1.16% | 1.13% | 0.97% | 0.83% | 0.77% | 0.75% | 0.76% | 0.81% | 0.83% |
| Interest Income | 129.79M | 132.03M | 136.39M | 143.15M | 139.8M | 138.8M | 139.68M | 137.3M | 135.81M | 132.07M | 129M | 126.29M | 122.18M | 106.93M | 83.92M | 61.63M | 55.85M | 54.71M | 53.5M | 56.98M |
| Interest Expense | 40.98M | 39.95M | 42.2M | 45.66M | 48.06M | 44.51M | 45.95M | 43.5M | 41.39M | 39.91M | 40.12M | 39.09M | 36.36M | 30.17M | 19.26M | 7.06M | 3M | 2.56M | 2.61M | 2.91M |
| Loan Loss Provision | -13.38M | 1.48M | 45.05M | 44.36M | 46.85M | 21.03M | 3.48M | 1.25M | 2.17M | 4.31M | 1.75M | 428K | 1.9M | 2.76M | 822K | -1.47M | 1.51M | 1.63M | 1.61M | -951K |
| Non-Interest Income | 35.55M | 37.81M | 80.42M | 83.74M | 83.64M | 54.93M | 32.03M | 30.72M | 29.38M | 16.99M | 26.78M | 29.4M | 28.99M | 25.72M | 23.43M | 27.93M | 25.11M | 28.23M | 26.59M | 25.86M |
| Non-Interest Income % | 21.5% | 22.26% | 37.09% | 36.91% | 37.43% | 28.35% | 18.65% | 18.28% | 17.79% | 11.4% | 17.19% | 18.89% | 19.18% | 19.39% | 21.82% | 31.19% | 31.02% | 34.03% | 33.2% | 31.22% |
| Total Revenue | 165.34M | 169.84M | 216.81M | 226.89M | 223.44M | 193.73M | 171.71M | 168.02M | 165.19M | 149.06M | 155.78M | 155.69M | 151.16M | 132.65M | 107.35M | 89.56M | 80.97M | 82.94M | 80.09M | 82.84M |
| Revenue Growth % | -26% | -12.34% | 26.27% | 35.04% | 35.26% | 29.97% | 10.23% | 7.92% | 9.28% | 12.37% | 45.12% | 73.84% | 86.7% | 59.94% | 34.04% | 8.11% | -0.04% | 6.01% | 4.24% | 14.64% |
| Non-Interest Expense | 59.03M | 53.42M | 56.4M | 57.22M | 53.29M | 51.81M | 53.26M | 51.45M | 46.71M | 45.61M | 47.46M | 49.94M | 48.03M | 43.48M | 44.83M | 42.84M | 38.35M | 43.2M | 39.38M | 43.88M |
| Efficiency Ratio | 35.7% | 31.45% | 26.02% | 25.22% | 23.85% | 26.74% | 31.01% | 30.62% | 28.28% | 30.6% | 30.47% | 32.08% | 31.77% | 32.77% | 41.76% | 47.84% | 47.37% | 52.09% | 49.18% | 52.97% |
| Operating Income | 78.71M | 75M | 73.16M | 79.65M | 75.24M | 76.39M | 69.03M | 71.82M | 74.92M | 59.22M | 66.45M | 66.23M | 64.87M | 56.25M | 42.43M | 41.13M | 38.11M | 35.56M | 36.48M | 37M |
| Operating Margin % | 47.61% | 44.16% | 33.74% | 35.1% | 33.67% | 39.43% | 40.2% | 42.74% | 45.35% | 39.73% | 42.66% | 42.54% | 42.91% | 42.4% | 39.53% | 45.92% | 47.06% | 42.87% | 45.55% | 44.66% |
| Operating Income Growth % | 4.62% | -1.82% | 5.98% | 10.9% | 0.43% | 28.98% | 3.88% | 8.44% | 15.49% | 5.29% | 56.6% | 61.03% | 70.24% | 58.19% | 16.31% | 11.16% | 8.48% | 8.82% | 17.6% | 36.68% |
| Pretax Income | 78.71M | 75M | 73.16M | 79.65M | 75.24M | 76.39M | 69.03M | 71.82M | 74.92M | 59.22M | 66.45M | 66.23M | 64.87M | 56.25M | 42.43M | 41.13M | 38.11M | 35.56M | 36.48M | 37M |
| Pretax Margin % | 47.61% | 44.16% | 33.74% | 35.1% | 33.67% | 39.43% | 40.2% | 42.74% | 45.35% | 39.73% | 42.66% | 42.54% | 42.91% | 42.4% | 39.53% | 45.92% | 47.06% | 42.87% | 45.55% | 44.66% |
| Income Tax | 18.64M | 18.7M | 18.23M | 19.83M | 18.07M | 20.48M | 17.51M | 18.13M | 18.49M | 15.2M | 16.31M | 17.22M | 15.75M | 16.01M | 11.83M | 10.72M | 9.14M | 8.53M | 8.29M | 7.84M |
| Effective Tax Rate % | 23.69% | 24.94% | 24.92% | 24.89% | 24.01% | 26.81% | 25.37% | 25.25% | 24.68% | 25.66% | 24.55% | 26% | 24.28% | 28.46% | 27.88% | 26.08% | 23.99% | 23.99% | 22.72% | 21.19% |
| Net Income | 60.07M | 56.29M | 54.93M | 59.82M | 57.17M | 55.91M | 51.52M | 53.69M | 56.43M | 44.03M | 50.14M | 49.01M | 49.12M | 40.24M | 30.6M | 30.4M | 28.97M | 26.99M | 28.26M | 29.43M |
| Net Margin % | 36.33% | 33.14% | 25.33% | 26.37% | 25.59% | 28.86% | 30% | 31.95% | 34.16% | 29.54% | 32.18% | 31.48% | 32.5% | 30.34% | 28.51% | 33.94% | 35.78% | 32.54% | 35.29% | 35.53% |
| Net Income Growth % | 5.07% | 0.69% | 6.62% | 11.43% | 1.32% | 26.98% | 2.75% | 9.54% | 14.88% | 9.41% | 63.82% | 61.2% | 69.58% | 49.08% | 8.29% | 3.29% | 11.56% | 11.67% | 21.53% | 46.68% |
| Net Income (Continuing) | 60.07M | 56.29M | 54.93M | 59.82M | 57.17M | 55.91M | 51.52M | 53.69M | 56.43M | 44.03M | 50.14M | 49.01M | 49.12M | 40.24M | 30.6M | 30.4M | 28.97M | 27.03M | 28.2M | 29.16M |
| EPS (Diluted) | 1.41 | 1.28 | 1.18 | 1.27 | 1.19 | 1.15 | 1.04 | 1.05 | 1.06 | 0.81 | 0.92 | 0.89 | 0.88 | 0.71 | 0.54 | 0.53 | 0.50 | 0.46 | 0.48 | 0.50 |
| EPS Growth % | 18.49% | 11.3% | 13.46% | 20.95% | 12.26% | 41.98% | 13.04% | 17.98% | 20.45% | 14.08% | 70.37% | 67.92% | 76% | 54.35% | 12.5% | 6% | 13.64% | 12.2% | 20% | 42.86% |
| EPS (Basic) | 1.43 | 1.30 | 1.20 | 1.28 | 1.21 | 1.17 | 1.06 | 1.05 | 1.07 | 0.82 | 0.93 | 0.89 | 0.89 | 0.72 | 0.54 | 0.54 | 0.51 | 0.47 | 0.49 | 0.51 |
| Diluted Shares Outstanding | 42.59M | 44.08M | 47.21M | 47.57M | 47.96M | 48.64M | 49.48M | 51.34M | 53.33M | 54.2M | 54.74M | 55.27M | 56.05M | 56.59M | 57.01M | 57.45M | 58.1M | 58.37M | 58.63M | 59.02M |