TBBK trades 63.0% below Wall Street's consensus target of $81.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes TBBK achieves its forward estimates and maintains a stable P/E multiple of 8.4x. This scenario reflects the blended consensus of 7 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 25, 2026, The Bancorp, Inc. (TBBK) has a Wall Street consensus price target of $81.50, based on estimates from 7 covering analysts. With the stock currently trading at $49.99, this represents a potential upside of +63.0%. The company has a market capitalization of $2.08B.
Analyst price targets range from a low of $75.00 to a high of $88.00, representing a 16% spread in expectations. The median target of $81.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 7 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, TBBK trades at a trailing P/E of 10.2x and forward P/E of 8.4x. The forward PEG ratio of 0.29 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +7.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $75.34, with bear and bull scenarios of $47.46 and $99.26 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 CUBICustomers Bancorp, Inc. | $2.6B | $76.83 | $93.75 | +22.0% | Buy | 9.1x | 17 |
 INBKFirst Internet Bancorp | $227M | $26.04 | $29.50 | +13.3% | Hold | 11.0x | 11 |
 AXONAxon Enterprise, Inc. | $35.9B | $445.00 | $652.14 | +46.5% | Buy | 57.7x | 22 |
 BFHBread Financial Holdings, Inc. | $4.1B | $101.56 | $116.55 | +14.8% | Hold | 8.3x | 37 |
 WSFSWSFS Financial Corporation | $4.0B | $77.32 | $81.50 | +5.4% | Hold | 11.8x | 13 |
 FFINFirst Financial Bankshares, Inc. | $4.6B | $32.17 | $35.33 | +9.8% | Hold | 15.7x | 16 |
 GDOTGreen Dot Corporation | $725M | $12.79 | $19.08 | +49.2% | Hold | 8.9x | 39 |
 PRTHPriority Technology Holdings, Inc. | $642M | $7.79 | $7.00 | -10.1% | Buy | 8.0x | 5 |
 EVTCEVERTEC, Inc. | $1.7B | $28.20 | $34.00 | +20.6% | Buy | 7.1x | 18 |
 CASSCass Information Systems, Inc. | $700M | $54.38 | $58.50 | +7.6% | Buy | 18.2x | 2 |
Quick answers to the most common questions about buying TBBK stock.
The consensus Wall Street price target for TBBK is $81.5, representing 63.0% upside from the current price of $49.99. With 7 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
TBBK has a consensus rating of "Buy" based on 7 Wall Street analysts. The rating breakdown is predominantly bullish, with 7 Buy/Strong Buy ratings. The consensus 12-month price target of $81.5 implies 63.0% upside from current levels.
With a forward P/E of 8.3502x, TBBK trades at a relatively low valuation. The consensus target of $81.5 implies 63.0% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $88 for TBBK, while the most conservative target is $75. The consensus of $81.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $99 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
TBBK is moderately covered, with 7 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 6 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month TBBK stock forecast based on 7 Wall Street analysts shows a consensus price target of $81.5, with estimates ranging from $75 (bear case) to $88 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $75, with bear/bull scenarios of $47/$99.
Our quantitative valuation model calculates TBBK's fair value at $75 (base case), with a bear case of $47 and bull case of $99. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
TBBK trades at a forward P/E ratio of 8.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.2x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on TBBK, with a "Buy" consensus rating and $81.5 price target (63.0% upside). 7 of 7 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
TBBK analyst price targets range from $75 to $88, a 16% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $81.5 consensus represents the middle ground. Our model's $47-$99 range provides an independent fundamental perspective.
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.