Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.02 | 10.85 | 12.70 | 11.43 | 11.50 | 10.68 | 12.05 | 12.49 | 12.41 | 12.12 | 11.37 | 11.08 | 13.77 | 8.70 | 11.07 | 9.72 | 11.69 | 9.97 | 12.27 | 14.94 | 11.43 |
| — | +1.6% | +5.4% | -8.5% | -7.4% | -11.9% | +6.0% | +12.7% | -9.9% | +39.2% | +2.7% | +14.0% | +17.8% | -12.7% | -9.8% | -34.9% | +2.4% | -15.5% | +9.5% | +42.5% | +2.3% | |
| P/S Ratio | 3.84 | 3.77 | 3.92 | 3.56 | 3.53 | 3.44 | 3.28 | 3.42 | 3.67 | 3.63 | 3.43 | 3.17 | 3.57 | 2.61 | 2.71 | 3.31 | 3.79 | 3.46 | 3.87 | 3.70 | 3.78 |
| — | +9.7% | +19.8% | +3.9% | -3.8% | -5.2% | -4.5% | +8.0% | +2.9% | +39.2% | +26.8% | -4.4% | -5.8% | -24.6% | -30.0% | -10.5% | +0.1% | -12.9% | -1.0% | -15.0% | +17.3% | |
| P/B Ratio | 1.28 | 1.24 | 1.29 | 1.16 | 1.16 | 1.11 | 1.05 | 1.05 | 1.19 | 1.14 | 1.12 | 1.06 | 1.24 | 1.00 | 1.01 | 1.28 | 1.63 | 1.51 | 1.48 | 1.09 | 1.28 |
| — | +11.1% | +22.2% | +10.3% | -2.3% | -2.3% | -6.0% | -0.1% | -4.0% | +14.4% | +10.6% | -17.3% | -24.2% | -33.9% | -31.5% | +17.0% | +27.1% | +14.4% | +12.1% | -27.5% | +12.7% | |
| P/FCF | 12.48 | 9.82 | 16.72 | 11.67 | 11.47 | 8.41 | 11.82 | 14.50 | 15.80 | 12.92 | 10.67 | 12.76 | 10.09 | 5.86 | 18.17 | 9.21 | 7.84 | 10.69 | 10.77 | 8.83 | 10.28 |
| — | +16.8% | +41.5% | -19.5% | -27.4% | -35.0% | +10.8% | +13.7% | +56.6% | +120.6% | -41.3% | +38.5% | +28.7% | -45.2% | +68.6% | +4.3% | -23.7% | +31.5% | -42.7% | +2.3% | +39.5% | |
| EV / EBITDA | 7.95 | 7.27 | 9.18 | 6.65 | 6.88 | 6.19 | 7.04 | 7.93 | 8.87 | 8.56 | 8.60 | 9.98 | 13.09 | 8.68 | 9.86 | 8.56 | 9.13 | 6.33 | 6.34 | 2.64 | 4.10 |
| — | +17.3% | +30.5% | -16.1% | -22.5% | -27.6% | -18.2% | -20.6% | -32.2% | -1.3% | -12.8% | +16.6% | +43.3% | +37.0% | +55.5% | +224.0% | +122.9% | +60.0% | +45.5% | -41.5% | +15.3% | |
| EV / EBIT | 9.46 | 7.27 | 9.18 | 7.18 | 7.41 | 6.67 | 7.68 | 8.71 | 9.77 | 9.44 | 9.49 | 11.05 | 14.62 | 9.65 | 11.30 | 9.43 | 10.00 | 6.92 | 7.04 | 3.02 | 4.53 |
| — | +8.9% | +19.5% | -17.6% | -24.2% | -29.3% | -19.0% | -21.1% | -33.2% | -2.2% | -16.0% | +17.1% | +46.3% | +39.6% | +60.4% | +212.5% | +120.8% | +57.0% | +45.3% | -38.9% | +12.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.8% | 101.7% | 97.6% | 96.9% | 100.0% | 99.4% | 95.4% | 96.1% | 98.3% | 99.8% | 99.6% | 95.6% | 94.4% | 96.3% | 90.8% | 96.3% | 96.5% | 96.7% | 98.2% | 89.8% | 98.8% |
| — | +2.4% | +2.3% | +0.8% | +1.8% | -0.4% | -4.2% | +0.6% | +4.1% | +3.6% | +9.6% | -0.8% | -2.2% | -0.5% | -7.5% | +7.2% | -2.4% | -5.2% | -2.1% | -16.4% | +5.1% | |
| Operating Margin | 40.9% | 47.8% | 42.0% | 42.4% | 45.3% | 44.0% | 37.2% | 36.6% | 39.4% | 40.5% | 40.8% | 38.9% | 36.2% | 41.1% | 32.7% | 46.7% | 45.4% | 47.7% | 43.3% | 34.6% | 45.6% |
| — | +8.7% | +13.1% | +15.9% | +14.9% | +8.7% | -8.9% | -6.0% | +8.8% | -1.6% | +24.6% | -16.6% | -20.1% | -13.8% | -24.4% | +34.9% | -0.5% | -0.2% | -9.7% | -40.1% | +14.8% | |
| Net Margin | 29.4% | 34.8% | 31.0% | 31.1% | 30.7% | 32.2% | 27.1% | 27.2% | 29.4% | 29.8% | 30.3% | 28.6% | 26.0% | 29.9% | 24.4% | 34.1% | 32.3% | 34.6% | 31.5% | 25.0% | 33.3% |
| — | +8.2% | +14.6% | +14.2% | +4.4% | +7.9% | -10.6% | -4.9% | +13.4% | -0.2% | +24.3% | -16.1% | -19.6% | -13.6% | -22.7% | +36.8% | -3.0% | +2.8% | -9.4% | -39.7% | +14.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.5% | 2.8% | 2.6% | 2.5% | 2.6% | 2.6% | 2.2% | 2.1% | 2.4% | 2.4% | 2.5% | 2.4% | 2.3% | 2.8% | 2.3% | 3.4% | 3.6% | 3.7% | 2.9% | 1.9% | 2.8% |
| — | +7.4% | +17.3% | +19.1% | +8.1% | +9.9% | -12.1% | -10.9% | +0.9% | -14.9% | +8.9% | -28.8% | -34.5% | -23.0% | -21.8% | +73.6% | +25.3% | +30.6% | -1.9% | -46.4% | +10.0% | |
| ROA | 1.2% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% | 0.3% | 0.2% | 0.3% |
| — | +11.0% | +23.2% | +26.0% | +14.6% | +15.7% | -6.0% | -3.9% | +13.1% | -4.1% | +17.4% | -22.4% | -27.9% | -16.6% | -18.4% | +66.6% | +10.4% | +12.7% | -11.5% | -49.3% | +5.4% | |
| ROIC | 8.9% | 2.8% | 2.5% | 2.4% | 2.7% | 2.5% | 2.0% | 1.8% | 1.9% | 1.9% | 1.8% | 1.6% | 1.5% | 1.9% | 1.5% | 2.3% | 2.9% | 3.3% | 2.6% | 1.7% | 2.5% |
| — | +11.5% | +25.0% | +34.0% | +39.6% | +34.1% | +8.5% | +17.4% | +28.5% | -1.3% | +18.4% | -33.5% | -48.7% | -42.2% | -41.2% | +35.7% | +14.4% | +22.7% | -4.4% | -48.0% | +7.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.06 | 0.05 | 0.06 | 0.06 | 0.06 | 0.07 | 0.11 | 0.17 | 0.18 | 0.32 | 0.32 | 0.45 | 0.69 | 0.62 | 0.48 | 0.52 | 0.42 | 0.18 | 0.16 | 0.15 | 0.18 |
| — | -24.1% | -49.2% | -65.5% | -66.0% | -79.3% | -64.7% | -61.4% | -74.1% | -49.0% | -33.4% | -13.8% | +62.0% | +249.9% | +202.8% | +244.3% | +129.2% | +34.0% | +22.6% | +17.0% | +22.4% | |
| Debt / EBITDA | 0.44 | 1.28 | 1.66 | 1.60 | 1.50 | 1.72 | 3.46 | 5.59 | 5.05 | 9.08 | 8.71 | 12.50 | 19.54 | 14.28 | 13.70 | 10.52 | 7.92 | 3.15 | 3.45 | 5.20 | 4.32 |
| — | -25.7% | -51.9% | -71.4% | -70.2% | -81.1% | -60.2% | -55.3% | -74.2% | -36.4% | -36.4% | +18.9% | +146.8% | +354.1% | +296.9% | +102.3% | +83.1% | +4.1% | +20.1% | +119.6% | +14.2% | |
| Current Ratio | 0.02 | — | 10.22 | 0.04 | 0.02 | 0.04 | 0.04 | 0.27 | 0.02 | 0.29 | 0.27 | 0.28 | 0.29 | 0.29 | 0.31 | 0.32 | 0.31 | 0.32 | 0.36 | 0.39 | 0.40 |
| — | — | +23686.1% | -85.2% | -4.0% | -86.1% | -84.2% | -2.7% | -91.8% | -0.0% | -11.4% | -13.5% | -6.0% | -9.0% | -14.2% | -19.0% | -23.3% | -19.2% | -0.5% | +16.7% | +25.7% | |
| Quick Ratio | 0.02 | — | 10.22 | 0.04 | 0.02 | 0.04 | 0.04 | 0.27 | 0.02 | 0.29 | 0.27 | 0.28 | 0.29 | 0.29 | 0.31 | 0.32 | 0.31 | 0.32 | 0.36 | 0.39 | 0.40 |
| — | — | +23686.1% | -85.2% | -4.0% | -86.1% | -84.2% | -2.7% | -91.8% | -0.0% | -11.4% | -13.5% | -6.0% | -9.0% | -14.2% | -19.0% | -23.3% | -19.2% | -0.5% | +16.7% | +25.7% | |
| Interest Coverage | 1.41 | 1.89 | 1.69 | 1.72 | 1.78 | 1.53 | 1.27 | 1.12 | 1.19 | 1.13 | 1.12 | 1.15 | 1.24 | 1.73 | 1.80 | 5.12 | 12.49 | 22.78 | 22.58 | 22.22 | 31.12 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying TCBK stock.
TriCo Bancshares's current P/E is 12.0x. The average P/E over the last 4 quarters is 11.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
TriCo Bancshares's current operating margin is 40.9%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking TriCo Bancshares's business trajectory between earnings reports.