Truist Financial Corporation (TFC) quarterly income statement — complete revenue, gross profit & net income history
Truist Financial Corporation (TFC) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 3.62B | 3.6B | 3.7B | 3.63B | 3.59B | 3.51B | 3.59B | 3.6B | 3.53B | 3.37B | 3.54B | 3.54B | 3.6B | 3.87B | 3.98B | 3.75B | 3.41B | 3.18B | 3.24B | 3.23B |
| NII Growth % | 0.95% | 2.62% | 3.06% | 0.75% | 1.7% | 4% | 1.33% | 1.9% | -2.11% | -12.8% | -11% | -5.61% | 5.75% | 21.49% | 22.76% | 15.84% | 4.99% | -3.1% | -3.65% | -3.84% |
| Net Interest Margin % | 0.65% | 0.66% | 0.68% | 0.67% | 0.66% | 0.65% | 0.68% | 0.69% | 0.68% | 0.63% | 0.66% | 0.65% | 0.65% | 0.67% | 0.72% | 0.68% | 0.62% | 0.59% | 0.6% | 0.61% |
| Interest Income | 5.97B | 5.86B | 6.11B | 6.29B | 6.15B | 5.99B | 6.18B | 6.35B | 6.35B | 6.18B | 6.27B | 6.23B | 6.17B | 5.78B | 5.24B | 4.37B | 3.67B | 3.36B | 3.41B | 3.43B |
| Interest Expense | 2.35B | 2.26B | 2.41B | 2.66B | 2.57B | 2.48B | 2.59B | 2.75B | 2.82B | 2.81B | 2.72B | 2.69B | 2.57B | 1.92B | 1.26B | 624M | 266M | 174M | 168M | 193M |
| Loan Loss Provision | 395M | 479M | 0 | 436M | 488M | 458M | 471M | 448M | 451M | 500M | 572M | 497M | 538M | 502M | 467M | 234M | 171M | -95M | -103M | -324M |
| Non-Interest Income | 1.64B | 1.55B | 1.55B | 1.56B | 1.4B | 1.39B | 1.47B | 1.48B | -5.21B | 1.45B | 2.15B | 1.33B | 1.38B | 1.42B | 2.3B | 2.1B | 2.25B | 2.14B | 2.29B | 2.37B |
| Non-Interest Income % | 31.23% | 30.14% | 29.47% | 30.04% | 28.07% | 28.41% | 29.05% | 29.16% | 309.32% | 30.01% | 37.82% | 27.4% | 27.69% | 26.87% | 36.63% | 35.95% | 39.75% | 40.23% | 41.35% | 42.25% |
| Total Net Revenue | 5.26B | 5.15B | 5.25B | 5.19B | 4.99B | 4.9B | 5.06B | 5.08B | -1.69B | 4.82B | 5.7B | 4.87B | 4.98B | 5.29B | 6.28B | 5.85B | 5.66B | 5.33B | 5.53B | 5.6B |
| Revenue Growth % | 5.57% | 5.16% | 3.68% | 2.01% | 395.96% | 1.68% | -11.2% | 4.44% | -133.81% | -8.89% | -9.3% | -16.73% | -11.88% | -0.69% | 13.62% | 4.45% | 0.09% | -2.22% | -2.16% | 0.47% |
| Non-Interest Expense | 3.06B | 2.98B | 3.68B | 3.01B | 2.99B | 2.91B | 3.04B | 2.93B | 3.09B | 2.95B | 10.28B | 3.06B | 3.05B | 3.02B | 3.8B | 3.61B | 3.58B | 3.67B | 3.66B | 3.79B |
| Efficiency Ratio | 58.02% | 57.9% | 70.19% | 58.11% | 59.88% | 59.32% | 59.98% | 57.56% | -183.62% | 61.29% | 180.41% | 62.85% | 61.13% | 57.02% | 60.43% | 61.79% | 63.31% | 69% | 66.25% | 67.79% |
| Operating Income | 1.81B | 1.69B | 1.56B | 1.74B | 1.51B | 1.53B | 1.55B | 1.71B | -5.23B | 1.36B | -5.15B | 1.31B | 1.4B | 1.77B | 2.02B | 2B | 1.9B | 1.75B | 1.97B | 2.13B |
| Operating Margin % | 34.47% | 32.8% | 29.81% | 33.49% | 30.34% | 31.33% | 30.71% | 33.63% | 310.39% | 28.33% | -90.45% | 26.95% | 28.08% | 33.49% | 32.14% | 34.21% | 33.67% | 32.79% | 35.61% | 38% |
| Operating Income Growth % | 19.96% | 10.1% | 0.64% | 1.58% | 128.93% | 12.45% | 130.15% | 30.34% | -473.84% | -22.92% | -355.27% | -34.4% | -26.52% | 1.43% | 2.54% | -5.97% | -8.15% | -4.28% | 19.99% | 52.36% |
| Pretax Income | 1.81B | 1.69B | 1.56B | 1.74B | 1.51B | 1.53B | 1.55B | 1.71B | -5.23B | 1.36B | -5.15B | 1.31B | 1.4B | 1.77B | 2.02B | 2B | 1.9B | 1.75B | 1.97B | 2.13B |
| Pretax Margin % | 34.47% | 32.8% | 29.81% | 33.49% | 30.34% | 31.33% | 30.71% | 33.63% | 310.39% | 28.33% | -90.45% | 26.95% | 28.08% | 33.49% | 32.14% | 34.21% | 33.67% | 32.79% | 35.61% | 38% |
| Income Tax | 262M | 209M | 210M | 285M | 273M | 274M | 265M | 271M | -1.32B | 232M | -64M | 203M | 230M | 361M | 337M | 363M | 372M | 330M | 367M | 423M |
| Effective Tax Rate % | 14.44% | 12.37% | 13.43% | 16.41% | 18.04% | 17.85% | 17.05% | 15.85% | 25.32% | 17% | 1.24% | 15.47% | 16.44% | 20.38% | 16.69% | 18.15% | 19.54% | 18.9% | 18.64% | 19.89% |
| Net Income | 1.55B | 1.48B | 1.35B | 1.45B | 1.24B | 1.26B | 1.28B | 1.44B | 903M | 1.2B | -5.09B | 1.18B | 1.31B | 1.51B | 1.68B | 1.63B | 1.53B | 1.42B | 1.6B | 1.7B |
| Net Margin % | 29.5% | 28.75% | 25.81% | 27.99% | 24.86% | 25.74% | 25.22% | 28.36% | -53.59% | 24.84% | -89.33% | 24.17% | 26.27% | 28.61% | 26.76% | 27.93% | 27.07% | 26.57% | 28.97% | 30.44% |
| Net Income Growth % | 25.24% | 17.45% | 6.11% | 0.69% | 37.32% | 5.35% | 125.07% | 22.51% | -31.02% | -20.89% | -402.8% | -27.92% | -14.5% | 6.93% | 4.93% | -4.17% | -7.6% | -4.2% | 20.54% | 49.74% |
| Net Income (Continuing) | 1.55B | 1.48B | 1.35B | 1.45B | 1.24B | 1.26B | 1.29B | 1.44B | -3.91B | 1.13B | -5.09B | 1.11B | 1.17B | 1.41B | 1.68B | 1.64B | 1.53B | 1.42B | 1.6B | 1.7B |
| EPS (Diluted) | 1.23 | 1.09 | 1.00 | 0.90 | 0.90 | 0.87 | 0.91 | 0.99 | 0.62 | 0.81 | -3.87 | 0.80 | 0.92 | 1.05 | 1.20 | 1.15 | 1.09 | 0.99 | 1.13 | 1.20 |
| EPS Growth % | 36.67% | 25.29% | 9.89% | -9.09% | 45.16% | 7.41% | 123.51% | 23.75% | -32.61% | -22.86% | -422.5% | -30.43% | -15.6% | 6.06% | 6.19% | -4.17% | -6.03% | 1.02% | 25.56% | 51.9% |
| EPS (Basic) | 1.24 | 1.10 | 1.02 | 1.05 | 0.91 | 0.88 | 0.92 | 1.00 | 0.62 | 0.82 | -3.87 | 0.80 | 0.93 | 1.06 | 1.21 | 1.16 | 1.09 | 1.00 | 1.15 | 1.21 |
| Diluted Shares Outstanding | 1.24B | 1.27B | 1.29B | 1.31B | 1.31B | 1.32B | 1.33B | 1.35B | 1.34B | 1.35B | 1.33B | 1.34B | 1.34B | 1.34B | 1.34B | 1.34B | 1.34B | 1.34B | 1.34B | 1.35B |