VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
TMP
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
TMPTompkins Financial Corporation
$98.48$1.4B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
TMP logo

Tompkins Financial Corporation

TMP
AMEX · Regional Banks
$98.48
At close - Sep 21, 4:00 PM EDT - USD
Market Cap$1.42B
P/E8.8x
52W High$102.59
Volume104.34K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Fee Income Spike Masks NII Volatility

Tompkins Financial's recent quarter shows a dramatic surge in non-interest income to $129.3M, representing 486% of total revenue, which appears to be a one-time event that may not recur. Core net interest income remains volatile, with NII swinging from $71.9M ...

GrowthAccelerating
ProfitabilityStrong
ValuationAttractive
TechnicalsStrong
Explore valuation models
MARKET ACTION

TMP price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

-49% Peers

P/E is 49% below peer median

03

Market leadership

RS 81 · Leader

High momentum (Outperforming 81% of market)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Oct 24

Market performance

Price History →

Trailing total returns as of 9/22/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
TMP+38.63%
S&P 500 (^GSPC)+13.22%
1-Year Return
TMP+47.01%
S&P 500 (^GSPC)+15.99%
3-Year Return
TMP+121.67%
S&P 500 (^GSPC)+82.53%
5-Year Return
TMP+48.90%
S&P 500 (^GSPC)+78.77%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
8.8x
Forward P/E
12.6x
EV/EBITDA20th %ile
8.3x
FCF YieldCash Flow
2.3%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
8.8x
13.6x
20th· Low
EV/EBITDA
8.3x
11.4x
20th· Low
Price/FCF
44.3x
10.9x
100th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$79.46-19.3%
Base (Fair)$138.85+39.8%
Bull$212.74+116.0%
$79.46 Bear$138.85 Base$212.74 Bull
Current Market Price: $98.48
Trades at a 29.1% discount to Base DCF ($138.85)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$447M+51.3% YoY
Net income
$161M+127.3% YoY
Free cash flow
$32M-64.0% YoY
Operating margin
38.8%+17.3 pts YoY
ROIC (TTM)10.9%
Avg ROIC 5Y-
ROE (TTM)19.5%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (75%)
Revenue Beat Rate6/12 (50%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 24, 2026
$2.04+12.1%
vs $1.82
$87M+0.2%
vs $87M
Q2 2026
Apr 24, 2026
$1.82+6.4%
vs $1.71
$84M+0.1%
vs $84M
Q1 2026
Jan 30, 2026
$6.70+280.7%
vs $1.76
$195M+43.1%
vs $136M
Q4 2025
Oct 24, 2025
$1.65-2.9%
vs $1.70
$87M+0.9%
vs $87M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Zacks Investment Research·Sep 9, 2026
Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Tompkins (TMP) have what it takes?

Defense World·Aug 30, 2026
15,106 Shares in Tompkins Financial Corporation $TMP Acquired by Connor Clark & Lunn Investment Management Ltd.

Connor Clark and Lunn Investment Management Ltd. bought a new position in shares of Tompkins Financial Corporation (NYSEAMERICAN:TMP) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm bought 15,106 shares of the financial services provider's stock, valued

Zacks Investment Research·Aug 24, 2026
Tompkins Financial (TMP) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Tompkins (TMP) have what it takes?

Zacks Investment Research·Aug 7, 2026
Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Tompkins (TMP) have what it takes?

Filtered for Tompkins Financial CorporationMore Headlines
04

Compare before deciding

Benchmark TMP against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Tompkins Financial Corporation (TMP)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
TMP logoTMPTompkins Financial CorporationCurrent
$98.48$1.42B8.7651.3%27.82%19.5%2.56%
CZWI logoCZWICitizens Community Bancorp, Inc.
$21.38$206.19M14.64-9.39%14.64%6.77%—
NBTB logoNBTBNBT Bancorp Inc.
$51.22$2.66B15.3814.54%22.65%11.26%—
CNOB logoCNOBConnectOne Bancorp, Inc.
$31.52$1.59B21.3019.23%26.13%10.11%—
TRST logoTRSTTrustCo Bank Corp NY
$56.34$959.36M17.349.38%26.95%9.62%—
FISI logoFISIFinancial Institutions, Inc.
$40.33$793.95M11.17113.87%26.18%13.09%—

Compare TMP vs Peers

Tompkins Financial Corporation (TMP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CZWI

Most directly comparable listed peer for TMP.

Scale Benchmark

vs ICE

Larger-name benchmark to compare TMP against a more recognizable public peer.

Peer Set

Compare Top 5

vs CZWI, NBTB, CNOB, TRST

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

TMP SEC Filings & Documents

Tompkins Financial Corporation (TMP) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 28, 2026·SEC

Material company update

Jul 24, 2026·SEC

Material company update

May 26, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 26, 2026·SEC

FY 2025

Feb 28, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 31, 2026·SEC

FY 2026

May 5, 2026·SEC

FY 2025

Oct 28, 2025·SEC

Get notified when TMP posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

TMP Frequently Asked Questions

Tompkins Financial Corporation (TMP) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Tompkins Financial Corporation growing?

Tompkins Financial Corporation (TMP) grew revenue by 51.3% over the past year. This is strong growth.

Is TMP profitable?

Yes, Tompkins Financial Corporation (TMP) is profitable, generating $175.3M in net income for fiscal year 2025 (27.8% net margin).

Dividend & Returns
Does TMP pay dividends?

Yes, Tompkins Financial Corporation (TMP) pays a dividend with a yield of 2.56%. This makes it attractive for income-focused investors.

What is TMP's return on equity?

Tompkins Financial Corporation (TMP) has a return on equity (ROE) of 19.5%. This is reasonable for most industries.

Industry Metrics
What is Tompkins Financial Corporation's net interest margin?

Tompkins Financial Corporation (TMP) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.

What is Tompkins Financial Corporation's efficiency ratio?

Tompkins Financial Corporation (TMP) has an efficiency ratio of 36.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in TMP back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →