Tompkins Financial Corporation (TMP) Earnings History
Growth Compounder36 years of earnings data (1990–2025) · Consistent double-digit EPS growth over 5 years
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Tompkins Financial Corporation (TMP) Earnings Overview
As of June 23, 2026, Tompkins Financial Corporation (TMP) reported trailing twelve-month net income of $161M, reflecting +126.2% year-over-year growth. The company earned $11.22 per diluted share over the past four quarters, with a net profit margin of 27.8%.
Looking at the long-term picture, TMP's 5-year EPS compound annual growth rate (CAGR) stands at +16.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $161M in fiscal 2025, representing a new all-time high.
Tompkins Financial Corporation maintains industry-leading profitability with a gross margin of 75.1%, operating margin of 38.8%, and net margin of 27.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CZWI ($14M net income, 16.0% margin), NBTB ($169M net income, 19.5% margin), CNOB ($80M net income, 13.3% margin), TMP has outperformed on profitability metrics. Compare TMP vs CZWI →
TMP Earnings vs Peers
Earnings metrics vs comparable public companies
TMP Historical Earnings Data (1990–2025)
36 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $161M | +127.3% | $225M | $11.24 | 27.8% | 38.8% |
| 2024 | $71M | +645.4% | $93M | $4.97 | 16.4% | 21.5% |
| 2023 | $10M | -88.8% | $12M | $0.66 | 3.1% | 4.0% |
| 2022 | $85M | -4.7% | $110M | $5.89 | 26.2% | 33.8% |
| 2021 | $89M | +15.0% | $115M | $6.05 | 28.2% | 36.2% |
| 2020 | $78M | -5.1% | $98M | $5.20 | 23.9% | 30.1% |
| 2019 | $82M | -0.7% | $103M | $5.37 | 24.5% | 30.8% |
| 2018 | $82M | +56.8% | $104M | $5.35 | 25.5% | 32.3% |
| 2017 | $52M | -11.5% | $95M | $3.43 | 17.9% | 32.6% |
| 2016 | $59M | +1.6% | $87M | $3.91 | 22.1% | 32.2% |
| 2015 | $58M | +12.3% | $88M | $3.87 | 22.6% | 33.9% |
| 2014 | $52M | +2.3% | $78M | $3.48 | 20.6% | 30.7% |
| 2013 | $51M | +62.6% | $72M | $3.46 | 20.2% | 28.5% |
| 2012 | $31M | -11.7% | $43M | $2.43 | 14.8% | 20.2% |
| 2011 | $35M | +4.7% | $52M | $3.20 | 19.3% | 28.4% |
| 2010 | $34M | +6.3% | $50M | $3.11 | 18.0% | 26.7% |
| 2009 | $32M | +6.7% | $47M | $2.69 | 16.5% | 24.5% |
| 2008 | $30M | +13.1% | $44M | $2.53 | 16.0% | 23.5% |
| 2007 | $26M | -5.0% | $38M | $2.45 | 14.9% | 21.7% |
| 2006 | $28M | +0.3% | $40M | $2.53 | 17.1% | 25.0% |
| 2005 | $28M | +8.1% | $41M | $2.29 | 20.1% | 29.7% |
| 2004 | $26M | +5.8% | $38M | $2.11 | 20.9% | 31.1% |
| 2003 | $24M | +5.6% | $36M | $2.19 | 20.8% | 31.2% |
| 2002 | $23M | +16.7% | $34M | $2.07 | 19.5% | 29.1% |
| 2001 | $20M | +12.1% | $30M | $1.79 | 17.2% | 26.4% |
| 2000 | $18M | +15.2% | $26M | $1.67 | 16.5% | 24.2% |
| 1999 | $15M | +4.8% | $23M | $1.45 | 17.0% | 25.8% |
| 1998 | $15M | +11.6% | $22M | $1.37 | 18.2% | 27.3% |
| 1997 | $13M | +41.2% | $20M | $0.63 | 17.5% | 26.5% |
| 1996 | $9M | +5.7% | $14M | $0.60 | 18.0% | 28.0% |
| 1995 | $9M | +7.4% | $13M | $0.56 | 18.3% | 28.0% |
| 1994 | $8M | +0.0% | $12M | $0.47 | 18.8% | 26.7% |
| 1993 | $8M | +12.5% | $13M | $0.47 | 19.6% | 30.2% |
| 1992 | $7M | +38.5% | $11M | $0.42 | 17.1% | 26.4% |
| 1991 | $5M | +10.6% | $8M | $0.31 | 12.4% | 19.0% |
| 1990 | $5M | - | $7M | $0.27 | 11.7% | 18.2% |
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TMP — Frequently Asked Questions
Quick answers to the most common questions about buying TMP stock.
What is TMP earnings per share (EPS)?
TMP trailing twelve-month (TTM) diluted EPS is $11.22, reflecting +126.2% year-over-year growth. The 5-year EPS CAGR is +16.7%. Complete EPS history from 1990 to 2025 is available in the table on this page.
What is Tompkins Financial Corporation's net income?
Tompkins Financial Corporation (TMP) trailing twelve-month net income is $161M as of 2025. Earnings grew +126.2% year-over-year. Tompkins Financial Corporation has been profitable for 36 consecutive years.
Is TMP profitable?
Yes, TMP is profitable with a TTM net income of $161M and a net profit margin of +27.8%. Tompkins Financial Corporation has generated profits for 36 consecutive years.
What is TMP's earnings growth rate?
TMP compound annual EPS growth rates (CAGR): 1-Year: +126.2%, 3-Year: +24.0%, 5-Year: +16.7%, 10-Year: +11.3%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1990 to 2025.
What are TMP's profit margins?
Tompkins Financial Corporation net profit margin is +27.8%, operating margin is +38.8%, and gross margin is +75.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +19.5%.
Is TMP growing earnings?
Yes, TMP earnings are accelerating — EPS growth of +126.2% exceeds the 5-year CAGR of +16.7%. TTM net income reached $161M. Earnings momentum is strengthening.
What was TMP's best earnings year?
Tompkins Financial Corporation's highest annual net income on record is $161M, achieved in fiscal year 2025. Earnings history on this page spans 1990 to 2025 and includes all annual and quarterly figures.
What were TMP's earnings last quarter?
TMP's most recent reported quarter was Q4 2025. Net income was $96M with diluted EPS of $6.70. For a full breakdown of all quarters, see the quarterly earnings table on this page.