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About TMP Dividend Returns

Tompkins Financial Corporation (TMP) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of TMP over the past year?

Tompkins Financial Corporation (TMP) delivered a total return of 44.01% over the past year when dividends are reinvested. The price-only return was 39.84%, meaning dividends contributed an additional 4.17 percentage points to total returns.

Q2How much would $10,000 invested in TMP be worth today?

A $10,000 investment in Tompkins Financial Corporation one year ago would be worth $14,401 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $13,984. Dividend reinvestment added $417 to the portfolio value.

Q3Does TMP pay dividends?

Yes, Tompkins Financial Corporation (TMP) pays dividends. In the last year, TMP paid approximately $2.52 per share in dividends (2.93% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did TMP beat the S&P 500?

Yes, Tompkins Financial Corporation (TMP) outperformed the S&P 500 by 12.69 percentage points over the past year. TMP delivered a total return of 44.01%, compared to the S&P 500's 31.32%. This 12.69pp alpha means investors in TMP earned more than a passive S&P 500 index fund.

Q5What is TMP's worst drawdown?

Tompkins Financial Corporation (TMP) experienced a maximum drawdown of -13.73% over the past year, declining from its peak on 2026-02-10 to its trough on 2026-03-18. The stock recovered to its prior peak by 2026-04-09. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is TMP's long-term total return over 10, 20, or 30 years?

Here are Tompkins Financial Corporation (TMP)'s long-term returns with dividends reinvested. Over 10 years, the total return is 66.4% (5.2% CAGR) — $10,000 would have grown to $16,642. Over 20 years: 215.6% total return (5.9% CAGR) — $10,000 → $31,557. Over 30 years: 984.6% total return (8.3% CAGR) — $10,000 → $108,458. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was TMP's best and worst year?

Tompkins Financial Corporation's best calendar year was 2016 with a total return of 75.7%. Its worst year was 2009 with a total return of -26.8%. This range shows the volatility investors should expect — the difference between the best and worst year is 102.5 percentage points.

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