UBS Group AG (UBS) quarterly income statement — complete revenue, gross profit & net income history
UBS Group AG (UBS) annual income statement — 27-year revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 2.32B | 2.17B | 1.98B | 1.97B | 1.63B | 1.67B | 1.54B | 1.38B | 1.75B | 1.79B | 1.93B | 1.53B | 1.27B | 1.47B | 1.57B | 1.59B | 1.64B | 1.62B | 1.58B | 1.5B |
| NII Growth % | 42.27% | 30.12% | 28.89% | 42.62% | -7.04% | -6.86% | -20.39% | -9.82% | 37.91% | 21.95% | 22.7% | -4% | -22.39% | -9.26% | -0.16% | 6.16% | 7.96% | 13.03% | 12.93% | 13.9% |
| Net Interest Margin % | 0.14% | 0.13% | 0.12% | 0.12% | 0.11% | 0.12% | 0.09% | 0.09% | 0.11% | 0.1% | 0.12% | 0.09% | 0.12% | 0.13% | 0.14% | 0.14% | 0.14% | 0.14% | 0.14% | 0.14% |
| Interest Income | 8.06B | 8.37B | 8.57B | 8.78B | 8.58B | 8.83B | 9.27B | 9.76B | 10.55B | 9.87B | 10.26B | 6.8B | 4.76B | 4.2B | 3.31B | 2.62B | 2.36B | 2.32B | 2.34B | 2.27B |
| Interest Expense | 5.74B | 6.2B | 6.58B | 6.82B | 6.95B | 7.16B | 7.73B | 8.38B | 8.79B | 8.08B | 8.33B | 5.27B | 3.49B | 2.73B | 1.73B | 1.02B | 723.77M | 702M | 764.71M | 771.01M |
| Loan Loss Provision | 70M | 159M | 102M | 163M | 100M | 207.87M | 103.72M | 85.47M | 95.86M | 116.34M | 219.09M | 558.13M | 34.78M | 6.47M | -2.96M | 6.7M | 16.66M | -24.68M | -13.02M | -73.78M |
| Non-Interest Income | 11.45B | 10.03B | 9.96B | 9.53B | 10.35B | 8.37B | 8.29B | 8.58B | 9.04B | 7.12B | 7.83B | 6.99B | 6.69B | 5.92B | 6.27B | 6.13B | 7.05B | 6.35B | 6.81B | 6.7B |
| Non-Interest Income % | 83.16% | 82.2% | 83.41% | 82.89% | 86.4% | 83.38% | 84.36% | 86.16% | 83.76% | 79.9% | 80.21% | 82.05% | 84.03% | 80.11% | 79.93% | 79.37% | 81.13% | 79.68% | 81.21% | 81.71% |
| Total Net Revenue | 13.77B | 12.2B | 11.94B | 11.5B | 11.98B | 10.04B | 9.83B | 9.96B | 10.8B | 8.91B | 9.76B | 8.52B | 7.96B | 7.38B | 7.84B | 7.72B | 8.68B | 7.97B | 8.39B | 8.2B |
| Revenue Growth % | 14.92% | 21.51% | 21.48% | 15.43% | 10.97% | 12.66% | 0.71% | 16.94% | 35.63% | 20.68% | 24.48% | 10.31% | -8.31% | -7.32% | -6.53% | -5.86% | 6.27% | 10.26% | 11.58% | 13.06% |
| Non-Interest Expense | 9.86B | 10.34B | 9.01B | 9.14B | 9.75B | 8.88B | 8.07B | 8.55B | 8.55B | 9.44B | 9.71B | -16.85B | 6.56B | 5.59B | 5.55B | 5.21B | 6.14B | 6.41B | 5.73B | 5.89B |
| Efficiency Ratio | 71.6% | 84.76% | 75.46% | 79.51% | 81.37% | 88.46% | 82.12% | 85.88% | 79.21% | 105.9% | 99.48% | -197.8% | 82.38% | 75.66% | 70.84% | 67.5% | 70.72% | 80.47% | 68.37% | 71.75% |
| Operating Income | 3.84B | 1.7B | 2.83B | 2.19B | 2.13B | 950.4M | 1.65B | 1.32B | 2.15B | -642.43M | -168.67M | 24.81B | 1.37B | 1.79B | 2.29B | 2.5B | 2.53B | 1.58B | 2.67B | 2.39B |
| Operating Margin % | 27.89% | 13.94% | 23.69% | 19.07% | 17.79% | 9.47% | 16.83% | 13.27% | 19.9% | -7.21% | -1.73% | 291.25% | 17.19% | 24.25% | 29.2% | 32.42% | 29.09% | 19.84% | 31.78% | 29.15% |
| Operating Income Growth % | 80.16% | 78.87% | 71.03% | 65.94% | -0.77% | 247.94% | 1080.31% | -94.67% | 57.01% | -135.88% | -107.37% | 891.1% | -45.82% | 13.29% | -14.13% | 4.68% | 16.69% | -9.83% | 12.53% | 59.96% |
| Pretax Income | 3.84B | 1.7B | 2.83B | 2.19B | 2.13B | 950.4M | 1.65B | 1.32B | 2.15B | -642.43M | -168.67M | 24.81B | 1.37B | 1.79B | 2.29B | 2.5B | 2.53B | 1.58B | 2.67B | 2.39B |
| Pretax Margin % | 27.89% | 13.94% | 23.69% | 19.07% | 17.79% | 9.47% | 16.83% | 13.27% | 19.9% | -7.21% | -1.73% | 291.25% | 17.19% | 24.25% | 29.2% | 32.42% | 29.09% | 19.84% | 31.78% | 29.15% |
| Income Tax | 786M | 495M | 341M | -209M | 430M | 243.27M | 430.31M | 263.6M | 553.43M | -404.62M | 482.19M | 323.41M | 420.15M | 258.83M | 571.45M | 475.8M | 541.44M | 338.2M | 535.86M | 535.83M |
| Effective Tax Rate % | 20.46% | 29.12% | 12.06% | -9.53% | 20.17% | 25.6% | 26.02% | 19.95% | 25.76% | 62.98% | -285.87% | 1.3% | 30.7% | 14.46% | 24.97% | 19.01% | 21.44% | 21.4% | 20.1% | 22.41% |
| Net Income | 3.04B | 1.2B | 2.48B | 2.4B | 1.69B | 698.96M | 1.22B | 1.02B | 1.59B | -238.67M | -655.45M | 24.49B | 941.9M | 1.53B | 1.71B | 2.02B | 1.98B | 1.23B | 2.12B | 1.85B |
| Net Margin % | 22.08% | 9.83% | 20.78% | 20.83% | 14.12% | 6.96% | 12.43% | 10.25% | 14.7% | -2.68% | -6.72% | 287.42% | 11.83% | 20.69% | 21.78% | 26.13% | 22.77% | 15.47% | 25.29% | 22.55% |
| Net Income Growth % | 79.67% | 71.54% | 103.11% | 134.55% | 6.61% | 392.86% | 286.36% | -95.83% | 68.49% | -115.62% | -138.39% | 1113.31% | -52.36% | 24.01% | -19.5% | 9.08% | 15.07% | -14.7% | 10.25% | 58.77% |
| Net Income (Continuing) | 3.06B | 1.21B | 2.49B | 2.4B | 1.7B | 707.13M | 1.22B | 1.06B | 1.6B | -237.81M | -650.86M | 27.33B | 948.31M | 1.53B | 1.72B | 2.03B | 1.98B | 1.24B | 2.13B | 1.86B |
| EPS (Diluted) | 0.92 | 0.29 | 0.75 | 0.72 | 0.53 | 0.23 | 0.42 | 0.34 | 0.52 | -0.07 | -0.22 | 8.51 | 0.32 | 0.50 | 0.52 | 0.61 | 0.61 | 0.38 | 0.63 | 0.55 |
| EPS Growth % | 73.58% | 26.09% | 78.57% | 111.76% | 1.92% | 408.31% | 290.91% | -96% | 62.5% | -114.92% | -142.31% | 1295.08% | -47.54% | 31.58% | -17.46% | 10.91% | 24.49% | -13.64% | 12.5% | 66.67% |
| EPS (Basic) | 0.96 | 0.29 | 0.79 | 0.75 | 0.53 | 0.24 | 0.44 | 0.35 | 0.53 | -0.07 | -0.22 | 8.87 | 0.33 | 0.53 | 0.54 | 0.64 | 0.63 | 0.39 | 0.66 | 0.57 |
| Diluted Shares Outstanding | 4.04B | 3.31B | 3.31B | 3.31B | 3.33B | 3.34B | 3.34B | 3.36B | 3.37B | 3.23B | 3.23B | 3.36B | 3.21B | 3.28B | 3.35B | 3.43B | 3.53B | 3.57B | 3.61B | 3.64B |