UMB Financial Corporation (UMBF) quarterly balance sheet — complete assets, liabilities & equity history
UMB Financial Corporation (UMBF) balance sheet — 30-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 25.47B | 779.88M | 735.83M | 952.55M | 17.37B | 11.38B | 21.62B | 16.33B | 14.4B | 12.21B | 13.57B | 12.68B | 10.34B | 10.47B | 10.5B | 8.69B | 9.27B | 9.92B | 15.26B | 21.23B |
| Cash & Due from Banks | 5.01B | 779.88M | 735.83M | 952.55M | 8.97B | 11.11B | 10.73B | 8.56B | 7.38B | 5.11B | 7.03B | 5.61B | 4.01B | 3.8B | 3.59B | 1.68B | 2.14B | 2.19B | 6.71B | 9.26B |
| Short Term Investments | 20.46B | 0 | 0 | 0 | 8.41B | 262.69M | 10.9B | 7.77B | 7.02B | 7.11B | 6.54B | 7.07B | 6.33B | 6.67B | 6.91B | 7.01B | 7.13B | 7.74B | 8.55B | 11.98B |
| Total Investments | 62.54B | 66.54B | 66.96B | 0 | 56.81B | 42.58B | 52.57B | 38.79B | 37.45B | 36.76B | 35.72B | 35.82B | 34.82B | 34.83B | 34.41B | 33.71B | 32.73B | 32.27B | 30.73B | 30.44B |
| Investments Growth % | 10.09% | 56.26% | 27.38% | -100% | 51.72% | 15.84% | 47.17% | 8.28% | 7.53% | 5.54% | 3.81% | 6.26% | 6.41% | 7.93% | 11.97% | 10.74% | 14.54% | 14.5% | 13.05% | 15.84% |
| Long-Term Investments | 42.08B | 66.54B | 66.96B | 0 | 48.4B | 42.32B | 41.67B | 31.01B | 30.43B | 29.65B | 29.18B | 28.75B | 28.49B | 28.16B | 27.5B | 26.71B | 25.6B | 24.53B | 22.18B | 18.47B |
| Accounts Receivables | 346.11M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 2.25B | 2.28B | 2.3B | 2.33B | 2.35B | 2.34B | 2.36B | 288.16M | 272.95M | 274.53M | 276.44M | 308.8M | 280.44M | 282.57M | 283.81M | 331.79M | 195.6M | 196.69M | 197.91M | 241.69M |
| Goodwill | 1.84B | 1.84B | 1.84B | 1.84B | 1.84B | 1.81B | 1.8B | 207.38M | 207.38M | 207.38M | 207.38M | 207.38M | 207.38M | 207.38M | 207.38M | 207.38M | 182.22M | 182.22M | 182.22M | 174.52M |
| Intangible Assets | 416.71M | 439.95M | 463.41M | 486.87M | 511.45M | 531.92M | 557.19M | 80.78M | 65.56M | 67.14M | 69.05M | 101.42M | 73.06M | 75.18M | 76.43M | 124.41M | 13.37M | 14.46M | 15.69M | 67.17M |
| PP&E (Net) | 398.42M | 397.35M | 391.02M | 398.27M | 398.61M | 395.19M | 391.15M | 204.64M | 222.06M | 226.86M | 231.92M | 211.29M | 249.04M | 255.13M | 260.62M | 217.96M | 260.69M | 257.73M | 264.52M | 218.18M |
| Other Assets | 2.18B | 2.26B | 2.28B | 0 | 2.92B | 14.82B | 2.83B | 2.15B | 1.75B | 1.63B | 1.62B | 1.54B | 1.62B | 1.63B | 1.61B | 2.08B | 1.87B | 2.16B | 2.3B | 2.12B |
| Total Current Assets | 25.82B | 779.88M | 735.83M | 952.55M | 17.81B | 11.88B | 22.1B | 16.76B | 14.82B | 12.69B | 14.04B | 13.2B | 10.82B | 10.92B | 10.95B | 9.18B | 9.66B | 10.36B | 15.66B | 21.64B |
| Total Non-Current Assets | 46.91B | 71.48B | 71.94B | 2.72B | 54.07B | 59.88B | 47.25B | 33.65B | 32.68B | 31.78B | 31.31B | 30.82B | 30.64B | 30.33B | 29.66B | 29.33B | 27.92B | 27.15B | 24.95B | 21.05B |
| Total Assets | 72.74B | 72.26B | 72.67B | 73.09B | 71.88B | 71.76B | 69.35B | 50.41B | 47.5B | 44.47B | 45.34B | 44.01B | 41.46B | 41.24B | 40.61B | 38.51B | 37.58B | 37.51B | 40.61B | 42.69B |
| Asset Growth % | 1.19% | 0.69% | 4.8% | 45% | 51.34% | 61.37% | 52.94% | 14.54% | 14.55% | 7.82% | 11.66% | 14.28% | 10.33% | 9.96% | 0% | -9.79% | 0.07% | 2.43% | 17.12% | 28.88% |
| Return on Assets (ROA) | 0.38% | 0.38% | 0.36% | 0.3% | 0.26% | 0.31% | 0.14% | 0.25% | 0.24% | 0.23% | 0.25% | 0.17% | 0.23% | 0.22% | 0.23% | 0.26% | 0.23% | 0.35% | 0.25% | 0.2% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 3.57B | 3.56B | 4.03B | 3.8B | 3.09B | 3.37B | 3.21B | 3B | 2.66B | 3.1B | 3.61B | 3.5B | 4.44B | 3.43B | 5.34B | 2.6B | 2.7B | 2.93B | 3.11B | 3.51B |
| Net Debt | -1.44B | 2.78B | 3.29B | 2.85B | -5.87B | -7.74B | -7.51B | -5.56B | -4.72B | -2B | -3.42B | -2.1B | 429.59M | -368.57M | 1.75B | 923.69M | 556.37M | 748.25M | -3.6B | -5.75B |
| Long-Term Debt | 333.11M | 480.13M | 477.16M | 474.23M | 252.4M | 439.46M | 654.38M | 385.29M | 384.76M | 384.25M | 383.74M | 383.25M | 382.77M | 382.28M | 381.8M | 381.31M | 381.54M | 272.5M | 272.04M | 271.54M |
| Short-Term Debt | 3.24B | 3.08B | 3.55B | 3.32B | 2.84B | 2.93B | 2.56B | 2.61B | 2.27B | 2.72B | 3.23B | 3.12B | 4.06B | 3.05B | 4.96B | 2.22B | 2.31B | 2.66B | 2.84B | 3.24B |
| Other Liabilities | 742.26M | 60.66B | 60.82B | 0 | 756.95M | 725.64M | 511.19M | 437.63M | 1.21B | 1.27B | 1.29B | 1.23B | 466.62M | 1.2B | 310.39M | 363.13M | 343.95M | 262.96M | 204.07M | 188.66M |
| Total Current Liabilities | 63.81B | 3.08B | 3.55B | 64.93B | 63.43B | 63.31B | 61.43B | 46.12B | 42.36B | 39.59B | 40.51B | 39.3B | 37.81B | 36.83B | 37.1B | 35.1B | 34.33B | 34.33B | 37.38B | 39.09B |
| Total Non-Current Liabilities | 1.08B | 61.14B | 61.3B | 474.23M | 1.01B | 1.17B | 1.17B | 822.92M | 1.6B | 1.65B | 1.68B | 1.61B | 849.39M | 1.58B | 692.19M | 744.44M | 725.5M | 535.46M | 476.11M | 460.21M |
| Total Liabilities | 64.89B | 64.22B | 64.85B | 65.4B | 64.44B | 64.47B | 62.6B | 46.94B | 43.96B | 41.24B | 42.19B | 40.91B | 38.66B | 38.41B | 37.79B | 35.85B | 35.06B | 34.86B | 37.86B | 39.55B |
| Total Equity | 7.85B | 8.03B | 7.83B | 7.69B | 7.44B | 7.29B | 6.75B | 3.47B | 3.54B | 3.23B | 3.15B | 3.1B | 2.81B | 2.83B | 2.81B | 2.67B | 2.52B | 2.64B | 2.75B | 3.15B |
| Equity Growth % | 5.49% | 10.23% | 15.98% | 121.94% | 110.55% | 125.75% | 114.04% | 11.81% | 25.97% | 13.98% | 12.01% | 16.25% | 11.22% | 7.14% | 2.41% | -15.21% | -18.93% | -14.48% | -7.09% | 4.26% |
| Equity / Assets (Capital Ratio) | 10.8% | 11.11% | 10.77% | 10.53% | 10.36% | 10.15% | 9.73% | 6.88% | 7.44% | 7.26% | 6.95% | 7.04% | 6.77% | 6.87% | 6.93% | 6.93% | 6.71% | 7.05% | 6.77% | 7.37% |
| Return on Equity (ROE) | 3.5% | 3.5% | 3.37% | 2.85% | 2.56% | 3.1% | 1.59% | 3.43% | 3.24% | 3.18% | 3.53% | 2.4% | 3.42% | 3.19% | 3.37% | 3.86% | 3.41% | 5.1% | 3.6% | 2.51% |
| Book Value per Share | 102.65 | 105.13 | 102.57 | 100.60 | 98.82 | 95.56 | 103.04 | 70.49 | 72.04 | 65.90 | 64.45 | 63.46 | 57.56 | 58.18 | 57.74 | 54.73 | 51.87 | 54.30 | 56.28 | 64.38 |
| Tangible BV per Share | 73.18 | 75.31 | 72.42 | 70.18 | 67.67 | 64.81 | 67.07 | 64.63 | 66.48 | 60.29 | 58.80 | 57.13 | 51.81 | 52.38 | 51.92 | 47.92 | 47.85 | 50.26 | 52.23 | 59.44 |
| Common Stock | 78.67M | 78.67M | 78.67M | 78.67M | 78.67M | 78.67M | 78.67M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M | 55.06M |
| Additional Paid-in Capital | 4.03B | 4.02B | 4.01B | 4.01B | 4B | 4B | 3.99B | 1.15B | 1.14B | 1.13B | 1.13B | 1.13B | 1.13B | 1.12B | 1.12B | 1.13B | 1.12B | 1.12B | 1.11B | 1.11B |
| Retained Earnings | 4.43B | 4.2B | 3.96B | 3.74B | 3.56B | 3.41B | 3.22B | 3.17B | 3.07B | 2.98B | 2.9B | 2.81B | 2.76B | 2.68B | 2.61B | 2.54B | 2.45B | 2.38B | 2.27B | 2.18B |
| Accumulated OCI | -793.25M | -371.52M | -331.35M | -261.52M | -324.84M | -442.05M | -492.7M | -573.05M | -395.86M | -605.63M | -594.54M | -556.93M | -792.37M | -685.83M | -626.78M | -702.74M | -759.26M | -564.8M | -343.13M | 126.31M |
| Treasury Stock | -184.01M | -184.28M | -179.72M | -165.1M | -165.49M | -166.3M | -166.77M | -336.05M | -336.68M | -338.53M | -338.62M | -342.89M | -343.68M | -344.02M | -344.43M | -347.26M | -347.16M | -347.32M | -338.24M | -323.46M |
| Preferred Stock | 294.07M | 294.07M | 294.07M | 294.07M | 294.07M | 404.77M | 110.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |