UMB Financial Corporation (UMBF) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

UMB Financial Corporation (UMBF) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

UMBF Income Statement

UMB Financial Corporation (UMBF) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	540M	532.52M	534.37M	522.5M	1.18B	467.02M	397.64M	268.97M	247.38M	245.11M	239.43M	230.52M	222.29M	225.61M	241.7M	245.17M	233.49M	224.79M	210.35M	210.57M
NII Growth %	-54.42%	14.03%	34.38%	94.26%	378.89%	90.54%	66.07%	16.68%	11.29%	8.64%	-0.94%	-5.97%	-4.8%	0.36%	14.9%	16.43%	11.31%	11.8%	8.37%	8.16%
Net Interest Margin %	0.74%	0.74%	0.74%	0.71%	1.65%	0.65%	0.57%	0.53%	0.52%	0.55%	0.53%	0.52%	0.54%	0.55%	0.6%	0.64%	0.62%	0.6%	0.52%	0.49%
Interest Income	895.39M	871.37M	867.07M	886.88M	1.59B	850.54M	737.97M	554.97M	557.69M	538.28M	520.07M	496.6M	471.98M	461.38M	408.75M	366.81M	300.34M	248.57M	221.8M	221.58M
Interest Expense	355.39M	338.84M	332.7M	364.38M	403.86M	383.51M	340.33M	285.99M	310.32M	293.17M	280.63M	266.08M	249.69M	235.77M	167.05M	121.65M	66.85M	23.78M	11.44M	11.01M
Loan Loss Provision	31M	28M	0	0	426.99M	21M	86M	19M	18M	14.05M	10M	0	4.98M	13M	23.25M	9M	22M	13.4M	-6.5M	8.5M
Non-Interest Income	232.38M	245.5M	0	198.37M	-97.25M	166.18M	112.55M	125.25M	116.56M	103.4M	120.74M	104.31M	98.45M	103.2M	99.83M	94.58M	101.27M	151.12M	98.67M	94.83M
Non-Interest Income %	30.09%	31.55%	0%	27.52%	-8.94%	26.24%	22.06%	31.77%	32.03%	29.67%	33.52%	31.15%	30.69%	31.39%	29.23%	27.84%	30.25%	40.2%	31.93%	31.05%
Total Net Revenue	772.39M	778.03M	534.37M	720.87M	1.09B	633.21M	510.19M	394.22M	363.94M	348.51M	360.18M	334.83M	320.74M	328.81M	341.52M	339.75M	334.76M	375.91M	309.02M	305.4M
Revenue Growth %	-28.97%	22.87%	4.74%	82.86%	198.79%	81.69%	41.65%	17.74%	13.47%	5.99%	5.46%	-1.45%	-4.19%	-12.53%	10.52%	11.25%	12.97%	20.63%	9.33%	-24.38%
Non-Interest Expense	399.46M	397.96M	407.88M	425.56M	423.86M	337.17M	331.14M	230.4M	210.28M	207.55M	216.3M	254.03M	196.57M	205.79M	206.68M	206.9M	203.94M	188.91M	189.77M	198.53M
Efficiency Ratio	51.72%	51.15%	76.33%	59.03%	38.98%	53.25%	64.91%	58.44%	57.78%	59.55%	60.05%	75.87%	61.29%	62.59%	60.52%	60.9%	60.92%	50.25%	61.41%	65.01%
Operating Income	341.93M	350.4M	126.48M	295.31M	236.56M	275.04M	93.05M	144.82M	135.66M	126.91M	133.87M	80.8M	119.19M	110.02M	111.59M	123.84M	108.81M	173.6M	125.75M	98.37M
Operating Margin %	44.27%	45.04%	23.67%	40.97%	21.75%	43.44%	18.24%	36.74%	37.28%	36.42%	37.17%	24.13%	37.16%	33.46%	32.68%	36.45%	32.5%	46.18%	40.69%	32.21%
Operating Income Growth %	44.55%	27.4%	35.93%	103.91%	74.37%	116.72%	-30.49%	79.23%	13.83%	15.35%	19.97%	-34.76%	9.53%	-36.62%	-11.26%	25.9%	-4.39%	61.76%	14.78%	-48.53%
Pretax Income	341.93M	350.4M	331.28M	270.31M	236.56M	275.04M	93.05M	144.82M	135.66M	126.91M	133.87M	80.8M	119.19M	110.02M	111.59M	123.84M	108.81M	173.6M	125.75M	98.37M
Pretax Margin %	44.27%	45.04%	61.99%	37.5%	21.75%	43.44%	18.24%	36.74%	37.28%	36.42%	37.17%	24.13%	37.16%	33.46%	32.68%	36.45%	32.5%	46.18%	40.69%	32.21%
Income Tax	63.85M	72.83M	69.84M	54.95M	48.24M	57.65M	11.72M	24.83M	26.02M	25.57M	23.62M	9.88M	22.63M	19.91M	19.16M	23.67M	20.82M	36.04M	19.79M	19.87M
Effective Tax Rate %	18.67%	20.78%	21.08%	20.33%	20.39%	20.96%	12.59%	17.14%	19.18%	20.14%	17.64%	12.23%	18.99%	18.1%	17.17%	19.11%	19.14%	20.76%	15.74%	20.2%
Net Income	278.08M	277.57M	261.44M	215.35M	188.32M	217.39M	81.33M	120M	109.64M	101.34M	110.26M	70.92M	96.55M	90.11M	92.44M	100.17M	87.99M	137.56M	105.96M	78.5M
Net Margin %	36%	35.68%	48.92%	29.87%	17.32%	34.33%	15.94%	30.44%	30.13%	29.08%	30.61%	21.18%	30.1%	27.4%	27.07%	29.48%	26.28%	36.59%	34.29%	25.7%
Net Income Growth %	47.67%	27.68%	221.44%	79.47%	71.75%	114.51%	-26.23%	69.19%	13.56%	12.47%	19.28%	-29.2%	9.73%	-34.49%	-12.76%	27.62%	-6.86%	57.37%	14.38%	-49.79%
Net Income (Continuing)	278.08M	277.57M	261.44M	215.35M	188.32M	217.39M	81.33M	120M	109.64M	101.34M	110.26M	70.92M	96.55M	90.11M	92.44M	100.17M	87.99M	137.56M	105.96M	78.5M
EPS (Diluted)	3.56	3.56	3.35	2.74	2.36	2.82	1.21	2.44	2.23	2.07	2.25	1.45	1.98	1.85	1.90	2.06	1.81	2.83	2.17	1.61
EPS Growth %	50.85%	26.24%	176.86%	12.3%	5.83%	36.23%	-46.22%	68.28%	12.63%	11.89%	18.42%	-29.61%	9.39%	-34.63%	-12.44%	27.95%	-6.7%	58.1%	13.61%	-50.31%
EPS (Basic)	3.58	3.58	3.36	2.76	2.38	2.84	1.22	2.46	2.25	2.08	2.27	1.46	1.99	1.86	1.91	2.07	1.82	2.85	2.19	1.62
Diluted Shares Outstanding	76.5M	76.39M	76.31M	76.48M	75.33M	76.24M	65.5M	49.18M	49.08M	48.97M	48.92M	48.86M	48.76M	48.67M	48.75M	48.73M	48.65M	48.67M	48.83M	48.85M