UMB Financial Corporation (UMBF) quarterly cash flow statement — complete operating, investing & financing history
UMB Financial Corporation (UMBF) cash flow statement — 30-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 370.44M | 349.26M | 361.27M | 106.08M | 272.21M | 285.39M | 363.02M | -66.87M | 123.65M | 112.37M | 56.14M | 84.98M | 232.22M | 153.71M | 1.7M | 144.44M | 219.3M | 209.76M | 196.05M | 171.72M |
| Operating CF Growth % | 36.09% | 22.38% | -0.48% | 258.63% | 120.15% | 153.98% | 546.59% | -178.69% | -46.75% | -26.9% | 3210.38% | -41.17% | 5.89% | -26.72% | -99.13% | -15.88% | 18.47% | 242.09% | 69.1% | 8.38% |
| Net Income | 278.08M | 277.57M | 261.44M | 215.35M | 188.32M | 217.39M | 81.33M | 120M | 109.64M | 101.34M | 110.26M | 70.92M | 96.55M | 90.11M | 92.44M | 100.17M | 87.99M | 137.56M | 105.96M | 78.5M |
| Depreciation & Amortization | 38.62M | 38.19M | 35.09M | 37.4M | 37.01M | 37.99M | 29.37M | 12.71M | 12.95M | 13.29M | 13.82M | 14.15M | 14.51M | 14.68M | 15.39M | 14.27M | 13.56M | 13.04M | 13.15M | 14.01M |
| Deferred Taxes | -16K | -3.27M | 21.12M | 57.61M | 1.45M | 7.06M | 16.71M | -9.38M | 55K | -3.82M | -3.04M | -9M | -788K | -6.79M | -3.85M | 24K | -6.92M | 1.61M | -1.02M | -9.32M |
| Other Non-Cash Items | -14.52M | 85.06M | -27.45M | -16.1M | -19.18M | -43.37M | 60.44M | 53.14M | 14.48M | 35.9M | -16.39M | 13.76M | 21.25M | 8.05M | 38.37M | 15.67M | 28.49M | -28.85M | 19.05M | 59.86M |
| Working Capital Changes | 59.02M | -57.65M | 57.65M | -197.49M | 56.89M | 58.42M | 162.34M | -250.33M | -18.32M | -40.13M | -53.48M | -10.85M | 97.16M | 43.73M | -145.88M | 9.56M | 91.34M | 80.66M | 52.75M | 21.56M |
| Cash from Investing | -1.74B | -276.45M | -1.35B | -2.14B | -2.14B | -2B | 663.2M | -1.72B | -588.3M | -1.11B | 158.39M | -689.09M | -144.55M | -397.86M | -41.78M | -936.96M | -388.92M | -1.71B | -814.43M | -2.17B |
| Purchase of Investments | 0 | 737.69M | -737.69M | -929.65M | -1.77B | -1.73B | -1.01B | -1.29B | -517.9M | -3.87B | -2.68B | -697.91M | -104.82M | -764.07M | -268.45M | -133.07M | -87.22M | -1.15B | -895.54M | -1.87B |
| Sale/Maturity of Investments | 0 | -723.81M | 723.81M | 653.13M | 555.36M | 695M | 1.12B | 424.25M | 902.8M | 3.39B | 3.25B | 307.68M | 319.31M | 984.03M | 380.38M | 307.23M | 348.96M | 446.41M | 519.12M | 547.24M |
| Net Investment Activity | 0 | 13.88M | -13.88M | -276.51M | -1.21B | -1.03B | 113.27M | -867.16M | 384.9M | -475.98M | 571.78M | -390.23M | 214.48M | 219.96M | 111.93M | 174.16M | 261.75M | -700.41M | -376.43M | -1.33B |
| Acquisitions | 0 | 0 | 0 | -874K | -4.85M | 0 | 174.99M | 0 | -340K | 2.08M | -110.79M | 0 | 0 | -793K | 0 | 291.16M | 0 | -7.87M | 265.64M | 0 |
| Other Investing | -1.74B | -294.85M | -1.33B | -1.85B | -913.29M | -949.6M | 383.78M | -841.12M | -966.9M | -634.55M | -300.23M | -295.09M | -352.99M | -609.36M | -144.28M | -1.38B | -633.21M | -988.55M | -695M | -834.42M |
| Cash from Financing | 363.02M | 554.57M | -522.21M | 966.96M | -283.74M | 2.1B | 1.14B | 2.96B | 2.73B | -925.2M | 1.2B | 2.21B | 99.94M | 460.46M | 2.01B | 339.87M | 63.65M | -3.07B | -1.91B | 5.09B |
| Dividends Paid | -43.77M | -39.61M | -39.61M | -40.61M | -32.5M | -32.39M | -30.12M | -19.52M | -19.06M | -19.53M | -19.01M | -18.93M | -18.44M | -18.44M | -18.43M | -18.36M | -17.88M | -17.87M | -17.92M | -17.93M |
| Share Repurchases | 0 | 32.81M | -32.81M | -79K | -1.3M | -814K | -15.43M | 0 | 1.12M | -1.32M | -7.54M | -271K | -194K | 0 | -7.9M | -191K | 0 | -9.32M | -22.49M | -1.24M |
| Stock Issued | 422K | -452K | 452K | 366K | 0 | 0 | 235.14M | -64K | 0 | 0 | 281K | 0 | 0 | 565K | 0 | 0 | 307K | 0 | 0 | 0 |
| Net Stock Activity | 422K | 32.36M | -32.36M | 287K | -1.3M | -814K | 219.71M | -64K | 1.12M | -1.32M | -7.26M | -271K | -194K | 565K | -7.9M | -191K | 307K | -9.32M | -22.49M | -1.24M |
| Debt Issuance (Net) | 1000K | 0 | 0 | 0 | -1000K | 0 | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 0 | -1000K | 0 | 0 | 0 |
| Other Financing | 402.66M | 561.82M | -450.23M | 1.01B | 54M | 2.13B | 956.62M | 4.03B | 2.99B | -404.35M | 1.12B | 2.72B | -381.42M | 1.48B | -768.16M | 358.42M | 320.36M | -3.05B | -1.87B | 5.11B |
| Net Change in Cash | -1.01B | 627.38M | -1.51B | -1.07B | -2.15B | 385.82M | 2.16B | 1.17B | 2.26B | -1.93B | 1.41B | 1.6B | 187.61M | 216.31M | 1.97B | -452.64M | -105.97M | -4.57B | -2.53B | 3.09B |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 5.61B | 6.26B | 7.77B | 8.84B | 11B | 10.61B | 8.45B | 7.28B | 5.02B | 6.94B | 5.53B | 3.93B | 3.74B | 3.52B | 1.56B | 2.01B | 2.12B | 6.69B | 9.21B | 6.13B |
| Cash at End | 4.6B | 6.89B | 6.26B | 7.77B | 8.84B | 11B | 10.61B | 8.45B | 7.28B | 5.02B | 6.94B | 5.53B | 3.93B | 3.74B | 3.52B | 1.56B | 2.01B | 2.12B | 6.69B | 9.21B |
| Interest Paid | 348.62M | 334.53M | 345.99M | 366.16M | 400.23M | 372.91M | 326.8M | 324.82M | 293.25M | 317.85M | 268.77M | 266.49M | 206.7M | 206.11M | 165.1M | 104.92M | 60.33M | 18.2M | 13.04M | 9.14M |
| Income Taxes Paid | 42.82M | 0 | 0 | 0 | 0 | 18.67M | 1.73M | 854K | 19.83M | 54.92M | 1.33M | 11.96M | 17.72M | 48.15M | 1.51M | 21.9M | 25.27M | 53.99M | 795K | 22.97M |
| Free Cash Flow | 362.83M | 353.77M | 356.76M | 95.32M | 257.81M | 270.78M | 354.2M | -77.05M | 117.69M | 106.67M | 53.77M | 81.2M | 226.18M | 146.05M | -7.73M | 127.08M | 201.84M | 201.51M | 187.41M | 158.74M |
| FCF Growth % | 40.73% | 30.65% | 0.72% | 223.71% | 119.06% | 153.84% | 558.75% | -194.89% | -47.97% | -26.96% | 795.4% | -36.1% | 12.06% | -27.52% | -104.13% | -19.95% | 12.26% | 288.39% | 70.4% | 9.84% |