Visa Inc. (V) quarterly income statement — complete revenue, gross profit & net income history
Visa Inc. (V) annual income statement — 21-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | -44M | -566M | -194M | -210M | -39M | -158M | -182M | -176M | -196M | -82M | -187M | -183M | -182M | -142M | -137M | -159M | -111M | -134M | -134M | -125M |
| NII Growth % | -12.82% | -258.23% | -6.59% | -19.32% | 80.1% | -92.68% | 2.67% | 3.83% | -7.69% | 42.25% | -36.5% | -15.09% | -63.96% | -5.97% | -2.24% | -27.2% | 15.27% | -10.74% | 1.47% | 13.79% |
| Net Interest Margin % | -0.05% | -0.6% | -0.2% | -0.21% | -0.04% | -0.17% | -0.2% | -0.19% | -0.22% | -0.09% | -0.2% | -0.2% | -0.2% | -0.16% | -0.16% | -0.19% | -0.13% | -0.16% | -0.16% | -0.15% |
| Interest Income | 150M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 194M | 566M | 194M | 210M | 39M | 158M | 182M | 176M | 196M | 82M | 187M | 183M | 182M | 142M | 137M | 159M | 111M | 134M | 134M | 125M |
| Loan Loss Provision | 2.54B | 1.53B | 1.8B | 1.77B | 1.93B | 1.72B | 1.84B | 1.64B | 1.58B | 1.71B | 1.47B | 1.51B | 1.48B | 1.55B | 1.38B | 1.38B | 1.35B | 1.28B | 1.18B | 1.11B |
| Non-Interest Income | 11.48B | 11.23B | 10.9B | 10.72B | 10.17B | 9.59B | 9.51B | 9.62B | 8.9B | 8.78B | 8.63B | 8.61B | 8.12B | 7.99B | 7.94B | 7.79B | 7.28B | 7.19B | 7.06B | 6.56B |
| Non-Interest Income % | 100.38% | 105.31% | 101.81% | 102% | 100.38% | 101.67% | 101.95% | 101.86% | 102.25% | 100.94% | 102.21% | 102.17% | 102.29% | 101.81% | 101.76% | 102.08% | 101.55% | 101.9% | 101.94% | 101.94% |
| Total Net Revenue | 11.44B | 10.66B | 10.71B | 10.51B | 10.13B | 9.44B | 9.33B | 9.44B | 8.7B | 8.69B | 8.45B | 8.43B | 7.94B | 7.84B | 7.8B | 7.63B | 7.16B | 7.05B | 6.92B | 6.43B |
| Revenue Growth % | 12.89% | 13.01% | 14.78% | 11.37% | 16.42% | 8.55% | 10.43% | 12.05% | 9.61% | 10.84% | 8.31% | 10.46% | 10.85% | 11.17% | 12.62% | 18.56% | 19.42% | 25.8% | 24.75% | 29.82% |
| Non-Interest Expense | 2.02B | 1.9B | 2.17B | 2.6B | 2.02B | 2.28B | 1.26B | 1.45B | 1.19B | 1.63B | 1.02B | 1.36B | 1.44B | 955M | 1.33B | 1.16B | 1.67B | 971M | 968M | 1B |
| Efficiency Ratio | 17.64% | 17.77% | 20.24% | 24.68% | 19.95% | 24.14% | 13.46% | 15.37% | 13.66% | 18.74% | 12.08% | 16.19% | 18.08% | 12.18% | 17.07% | 15.19% | 23.26% | 13.76% | 13.98% | 15.62% |
| Operating Income | 6.88B | 7.23B | 6.74B | 6.15B | 6.18B | 5.43B | 6.23B | 6.35B | 5.94B | 5.35B | 5.95B | 5.55B | 5.02B | 5.34B | 5.09B | 5.09B | 4.15B | 4.8B | 4.78B | 4.32B |
| Operating Margin % | 60.12% | 67.84% | 62.92% | 58.47% | 60.96% | 57.6% | 66.83% | 67.25% | 68.22% | 61.59% | 70.49% | 65.87% | 63.27% | 68.04% | 65.26% | 66.69% | 57.9% | 68.07% | 68.97% | 67.07% |
| Operating Income Growth % | 11.33% | 33.1% | 8.07% | -3.17% | 4.02% | 1.51% | 4.7% | 14.4% | 18.19% | 0.34% | 16.97% | 9.1% | 21.12% | 11.12% | 6.57% | 17.89% | 2.07% | 34.1% | 24.25% | 37.33% |
| Pretax Income | 6.83B | 7.17B | 6.73B | 6.22B | 6.33B | 5.44B | 6.2B | 6.37B | 5.99B | 5.51B | 6.04B | 5.64B | 5.15B | 5.28B | 4.98B | 4.87B | 3.83B | 4.54B | 4.9B | 4.3B |
| Pretax Margin % | 59.73% | 67.27% | 62.82% | 59.19% | 62.5% | 57.63% | 66.47% | 67.49% | 68.81% | 63.42% | 71.53% | 66.89% | 64.8% | 67.3% | 63.82% | 63.82% | 53.45% | 64.38% | 70.71% | 66.8% |
| Income Tax | 1.21B | 1.15B | 873M | 1.13B | 1.06B | 861M | 1.08B | 1.05B | 1.12B | 850M | 1.15B | 955M | 990M | 1.02B | 798M | 928M | 418M | 895M | 938M | 714M |
| Effective Tax Rate % | 17.64% | 16.07% | 12.98% | 18.21% | 16.75% | 15.83% | 17.44% | 16.54% | 18.65% | 15.42% | 19.07% | 16.94% | 19.24% | 19.34% | 16.03% | 19.06% | 10.92% | 19.7% | 19.15% | 16.61% |
| Net Income | 5.63B | 6.02B | 5.85B | 5.09B | 5.27B | 4.58B | 5.12B | 5.32B | 4.87B | 4.66B | 4.89B | 4.68B | 4.16B | 4.26B | 4.18B | 3.94B | 3.41B | 3.65B | 3.96B | 3.58B |
| Net Margin % | 49.2% | 56.46% | 54.67% | 48.41% | 52.03% | 48.51% | 54.88% | 56.33% | 55.97% | 53.64% | 57.89% | 55.55% | 52.34% | 54.28% | 53.58% | 51.65% | 47.61% | 51.69% | 57.17% | 55.7% |
| Net Income Growth % | 6.75% | 31.55% | 14.34% | -4.29% | 8.21% | -1.84% | 4.68% | 13.61% | 17.23% | 9.54% | 17.01% | 18.81% | 21.84% | 16.73% | 5.56% | 9.93% | 32.47% | 20.52% | 26.65% | 67.71% |
| Net Income (Continuing) | 5.63B | 6.02B | 5.85B | 5.09B | 5.27B | 4.58B | 5.12B | 5.32B | 4.87B | 4.66B | 4.89B | 4.68B | 4.16B | 4.26B | 4.18B | 3.94B | 3.41B | 3.65B | 3.96B | 3.58B |
| EPS (Diluted) | 2.97 | 3.14 | 3.03 | 2.62 | 2.69 | 2.32 | 2.58 | 2.65 | 2.40 | 2.29 | 2.39 | 2.27 | 2.00 | 2.03 | 1.99 | 1.86 | 1.60 | 1.70 | 1.83 | 1.65 |
| EPS Growth % | 10.41% | 35.34% | 17.44% | -1.13% | 12.08% | 1.31% | 7.95% | 16.74% | 20% | 12.81% | 20.1% | 22.04% | 25% | 19.41% | 8.74% | 12.73% | 35.59% | 23.19% | 28.87% | 70.1% |
| EPS (Basic) | 2.97 | 3.15 | 3.03 | 2.62 | 2.69 | 2.32 | 2.58 | 2.66 | 2.40 | 2.29 | 2.39 | 2.27 | 2.00 | 2.04 | 1.99 | 1.86 | 1.60 | 1.70 | 1.84 | 1.65 |
| Diluted Shares Outstanding | 1.93B | 1.93B | 1.93B | 1.95B | 1.96B | 1.97B | 1.99B | 2B | 2.03B | 2.04B | 2.04B | 2.06B | 2.08B | 2.09B | 2.1B | 2.12B | 2.13B | 2.14B | 2.16B | 2.17B |