Western Alliance Bancorporation (WAL) quarterly income statement — complete revenue, gross profit & net income history
Western Alliance Bancorporation (WAL) annual income statement — 24-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 807.6M | 796.9M | 766.3M | 766.2M | 750.4M | 697.6M | 650.6M | 666.5M | 696.9M | 656.6M | 598.9M | 591.7M | 587M | 550.3M | 609.9M | 639.7M | 602.1M | 525M | 449.5M | 450.6M |
| NII Growth % | 7.62% | 14.23% | 17.78% | 14.96% | 7.68% | 6.24% | 8.63% | 12.64% | 18.72% | 19.32% | -1.8% | -7.5% | -2.51% | 4.82% | 35.68% | 41.97% | 46.71% | 41.7% | 41.66% | 43.16% |
| Net Interest Margin % | 0.82% | 0.81% | 0.78% | 0.83% | 0.82% | 0.8% | 0.78% | 0.82% | 0.87% | 0.81% | 0.78% | 0.84% | 0.83% | 0.81% | 0.86% | 0.94% | 0.87% | 0.79% | 0.74% | 0.8% |
| Interest Income | 1.26B | 1.23B | 1.19B | 1.22B | 1.23B | 1.15B | 1.1B | 1.14B | 1.2B | 1.15B | 1.05B | 1.04B | 1.03B | 1B | 968.9M | 888.3M | 739.4M | 579.6M | 484.5M | 483.3M |
| Interest Expense | 449.7M | 435M | 421.9M | 451.2M | 475.1M | 456.8M | 445M | 472.1M | 503.1M | 490.9M | 456.1M | 447.3M | 439.6M | 450.5M | 359M | 248.6M | 137.3M | 54.6M | 35M | 32.7M |
| Loan Loss Provision | 80M | 80.4M | 213.2M | 73M | 80M | 39.9M | 31.2M | 57.2M | 33.4M | 37.1M | 15.2M | 12M | 16.1M | 20.6M | 16.1M | 100K | 28.1M | 18.5M | 6.7M | 6M |
| Non-Interest Income | 206.6M | -343.4M | 252.6M | 189.1M | 172.8M | 128.2M | 111M | 151.3M | 107.3M | 98.6M | 114.9M | 78.5M | 121.3M | 99.4M | -75.1M | 44M | 46.2M | 71.3M | 93.2M | 97M |
| Non-Interest Income % | 20.37% | -75.72% | 24.79% | 19.79% | 18.72% | 15.52% | 14.57% | 18.5% | 13.34% | 13.06% | 16.1% | 11.71% | 17.13% | 15.3% | -14.04% | 6.44% | 7.13% | 11.96% | 17.17% | 17.71% |
| Total Net Revenue | 1.01B | 453.5M | 1.02B | 955.3M | 923.2M | 825.8M | 761.6M | 817.8M | 804.2M | 755.2M | 713.8M | 670.2M | 708.3M | 649.7M | 534.8M | 683.7M | 648.3M | 596.3M | 542.7M | 547.6M |
| Revenue Growth % | 9.86% | -45.08% | 33.78% | 16.81% | 14.8% | 9.35% | 6.7% | 22.02% | 13.54% | 16.24% | 33.47% | -1.97% | 9.25% | 8.96% | -1.46% | 24.85% | 21.36% | 22.77% | 60.9% | 62.81% |
| Non-Interest Expense | 595.1M | 41.1M | 574.4M | 526.6M | 529.4M | 494.6M | 484M | 501.2M | 518.7M | 470.2M | 466.8M | 447.2M | 414.3M | 369M | 334.1M | 318.9M | 290.6M | 254.2M | 237.8M | 231.6M |
| Efficiency Ratio | 58.68% | 9.06% | 56.37% | 55.12% | 57.34% | 59.89% | 63.55% | 61.29% | 64.5% | 62.26% | 65.4% | 66.73% | 58.49% | 56.8% | 62.47% | 46.64% | 44.82% | 42.63% | 43.82% | 42.29% |
| Operating Income | 339.1M | 332M | 231.3M | 355.7M | 313.8M | 291.3M | 246.4M | 259.4M | 252.1M | 247.9M | 231.8M | 211M | 277.9M | 260.1M | 184.6M | 364.7M | 329.6M | 323.6M | 298.2M | 310M |
| Operating Margin % | 33.44% | 73.21% | 22.7% | 37.23% | 33.99% | 35.27% | 32.35% | 31.72% | 31.35% | 32.83% | 32.47% | 31.48% | 39.23% | 40.03% | 34.52% | 53.34% | 50.84% | 54.27% | 54.95% | 56.61% |
| Operating Income Growth % | 8.06% | 13.97% | -6.13% | 37.12% | 24.47% | 17.51% | 6.3% | 22.94% | -9.28% | -4.69% | 25.57% | -42.14% | -15.69% | -19.62% | -38.1% | 17.65% | 8.99% | 17.16% | 27.22% | 28.86% |
| Pretax Income | 339.1M | 332M | 231.3M | 355.7M | 313.8M | 291.3M | 246.4M | 259.4M | 252.1M | 247.9M | 231.8M | 211M | 277.9M | 260.1M | 184.6M | 364.7M | 329.6M | 323.6M | 298.2M | 310M |
| Pretax Margin % | 33.44% | 73.21% | 22.7% | 37.23% | 33.99% | 35.27% | 32.35% | 31.72% | 31.35% | 32.83% | 32.47% | 31.48% | 39.23% | 40.03% | 34.52% | 53.34% | 50.84% | 54.27% | 54.95% | 56.61% |
| Income Tax | 61.9M | 63.2M | 42.1M | 62.5M | 53.3M | 53.5M | 47.3M | 42.5M | 52.3M | 54.3M | 54.4M | 63.1M | 61.3M | 44.4M | 42.4M | 71.7M | 65.6M | 63.4M | 58.1M | 64M |
| Effective Tax Rate % | 18.25% | 19.04% | 18.2% | 17.57% | 16.99% | 18.37% | 19.2% | 16.38% | 20.75% | 21.9% | 23.47% | 29.91% | 22.06% | 17.07% | 22.97% | 19.66% | 19.9% | 19.59% | 19.48% | 20.65% |
| Net Income | 270.1M | 261.7M | 189.2M | 286.1M | 253.4M | 230.4M | 199.1M | 216.9M | 199.8M | 193.6M | 177.4M | 147.9M | 216.6M | 215.7M | 142.2M | 293M | 264M | 260.2M | 240.1M | 246M |
| Net Margin % | 26.63% | 57.71% | 18.57% | 29.95% | 27.45% | 27.9% | 26.14% | 26.52% | 24.84% | 25.64% | 24.85% | 22.07% | 30.58% | 33.2% | 26.59% | 42.86% | 40.72% | 43.64% | 44.24% | 44.92% |
| Net Income Growth % | 6.59% | 13.59% | -4.97% | 31.9% | 26.83% | 19.01% | 12.23% | 46.65% | -7.76% | -10.25% | 24.75% | -49.52% | -17.95% | -17.1% | -40.77% | 19.11% | 11.44% | 16.26% | 24.73% | 27.07% |
| Net Income (Continuing) | 277.2M | 268.8M | 189.2M | 293.2M | 260.5M | 237.8M | 199.1M | 216.9M | 199.8M | 193.6M | 177.4M | 147.9M | 216.6M | 215.7M | 142.2M | 293M | 264M | 260.2M | 240.1M | 246M |
| EPS (Diluted) | 2.45 | 2.36 | 1.67 | 2.59 | 2.28 | 2.07 | 1.79 | 1.95 | 1.80 | 1.75 | 1.60 | 1.33 | 1.97 | 1.96 | 1.28 | 2.67 | 2.42 | 2.39 | 2.22 | 2.32 |
| EPS Growth % | 7.46% | 14.01% | -6.7% | 32.82% | 26.67% | 18.29% | 11.88% | 46.62% | -8.63% | -10.71% | 25% | -50.19% | -18.59% | -17.99% | -42.34% | 15.09% | 6.14% | 10.14% | 16.84% | 20.21% |
| EPS (Basic) | 2.45 | 2.41 | 1.68 | 2.61 | 2.30 | 2.07 | 1.79 | 1.97 | 1.81 | 1.75 | 1.61 | 1.33 | 1.97 | 1.96 | 1.29 | 2.68 | 2.43 | 2.40 | 2.23 | 2.33 |
| Diluted Shares Outstanding | 107.8M | 109.3M | 109.3M | 109.3M | 109.8M | 109.6M | 109.6M | 109.5M | 109.5M | 109.1M | 109M | 108.7M | 108.5M | 108.3M | 108.3M | 108.4M | 107.9M | 107.7M | 106.6M | 104.5M |