Western Alliance Bancorporation (WAL) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 766.3M | 766.2M | 750.4M | 697.6M | 650.6M | 666.5M | 696.9M | 656.6M | 598.9M | 591.7M | 587M | 550.3M | 609.9M | 639.7M | 602.1M | 525M | 449.5M | 450.6M | 410.4M | 370.5M |
| NII Growth % | 17.78% | 14.96% | 7.68% | 6.24% | 8.63% | 12.64% | 18.72% | 19.32% | -1.8% | -7.5% | -2.51% | 4.82% | 35.68% | 41.97% | 46.71% | 41.7% | 41.66% | 43.16% | 44.15% | 24.16% |
| Net Interest Margin % | 0.78% | 0.83% | 0.82% | 0.8% | 0.78% | 0.82% | 0.87% | 0.81% | 0.78% | 0.84% | 0.83% | 0.81% | 0.86% | 0.94% | 0.87% | 0.79% | 0.74% | 0.8% | 0.78% | 0.76% |
| Interest Income | 1.19B | 1.22B | 1.23B | 1.15B | 1.1B | 1.14B | 1.2B | 1.15B | 1.05B | 1.04B | 1.03B | 1B | 968.9M | 888.3M | 739.4M | 579.6M | 484.5M | 483.3M | 442.8M | 398.5M |
| Interest Expense | 421.9M | 451.2M | 475.1M | 456.8M | 445M | 472.1M | 503.1M | 490.9M | 456.1M | 447.3M | 439.6M | 450.5M | 359M | 248.6M | 137.3M | 54.6M | 35M | 32.7M | 32.4M | 28M |
| Loan Loss Provision | 213.2M | 73M | 80M | 39.9M | 31.2M | 57.2M | 33.4M | 37.1M | 15.2M | 12M | 16.1M | 20.6M | 16.1M | 100K | 28.1M | 18.5M | 6.7M | 6M | 12.3M | -14.5M |
| Non-Interest Income | 252.6M | 189.1M | 172.8M | 128.2M | 111M | 151.3M | 107.3M | 98.6M | 114.9M | 78.5M | 121.3M | 99.4M | -75.1M | 44M | 46.2M | 71.3M | 93.2M | 97M | 123.8M | 115.2M |
| Non-Interest Income % | 17.53% | 13.44% | 12.36% | 10% | 9.2% | 11.73% | 8.21% | 7.91% | 9.82% | 7.02% | 10.57% | 9.03% | -8.4% | 4.72% | 5.88% | 10.95% | 16.13% | 16.72% | 21.85% | 22.43% |
| Total Revenue | 1.44B | 1.41B | 1.4B | 1.28B | 1.21B | 1.29B | 1.31B | 1.25B | 1.17B | 1.12B | 1.15B | 1.1B | 893.8M | 932.3M | 785.6M | 650.9M | 577.7M | 580.3M | 566.6M | 513.7M |
| Revenue Growth % | 19.41% | 9.04% | 6.96% | 2.93% | 3.14% | 15.43% | 13.89% | 13.26% | 30.89% | 19.86% | 46.12% | 69.03% | 54.72% | 60.66% | 38.65% | 26.71% | 63.15% | 64.35% | 75.42% | 52.39% |
| Non-Interest Expense | 574.4M | 526.6M | 529.4M | 494.6M | 484M | 501.2M | 518.7M | 470.2M | 466.8M | 447.2M | 414.3M | 369M | 334.1M | 318.9M | 290.6M | 254.2M | 237.8M | 231.6M | 219.5M | 224M |
| Efficiency Ratio | 39.87% | 37.44% | 37.86% | 38.56% | 40.11% | 38.86% | 39.68% | 37.73% | 39.9% | 40.02% | 36.09% | 33.54% | 37.38% | 34.21% | 36.99% | 39.05% | 41.16% | 39.91% | 38.74% | 43.61% |
| Operating Income | 231.3M | 355.7M | 313.8M | 291.3M | 246.4M | 259.4M | 252.1M | 247.9M | 231.8M | 211M | 277.9M | 260.1M | 184.6M | 364.7M | 329.6M | 323.6M | 298.2M | 310M | 302.4M | 276.2M |
| Operating Margin % | 16.05% | 25.29% | 22.44% | 22.71% | 20.42% | 20.11% | 19.28% | 19.89% | 19.81% | 18.88% | 24.21% | 23.64% | 20.65% | 39.12% | 41.96% | 49.72% | 51.62% | 53.42% | 53.37% | 53.77% |
| Operating Income Growth % | -6.13% | 37.12% | 24.47% | 17.51% | 6.3% | 22.94% | -9.28% | -4.69% | 25.57% | -42.14% | -15.69% | -19.62% | -38.1% | 17.65% | 8.99% | 17.16% | 27.22% | 28.86% | 81.51% | 144.64% |
| Pretax Income | 231.3M | 355.7M | 313.8M | 291.3M | 246.4M | 259.4M | 252.1M | 247.9M | 231.8M | 211M | 277.9M | 260.1M | 184.6M | 364.7M | 329.6M | 323.6M | 298.2M | 310M | 302.4M | 276.2M |
| Pretax Margin % | 16.05% | 25.29% | 22.44% | 22.71% | 20.42% | 20.11% | 19.28% | 19.89% | 19.81% | 18.88% | 24.21% | 23.64% | 20.65% | 39.12% | 41.96% | 49.72% | 51.62% | 53.42% | 53.37% | 53.77% |
| Income Tax | 42.1M | 62.5M | 53.3M | 53.5M | 47.3M | 42.5M | 52.3M | 54.3M | 54.4M | 63.1M | 61.3M | 44.4M | 42.4M | 71.7M | 65.6M | 63.4M | 58.1M | 64M | 65.5M | 52.4M |
| Effective Tax Rate % | 18.2% | 17.57% | 16.99% | 18.37% | 19.2% | 16.38% | 20.75% | 21.9% | 23.47% | 29.91% | 22.06% | 17.07% | 22.97% | 19.66% | 19.9% | 19.59% | 19.48% | 20.65% | 21.66% | 18.97% |
| Net Income | 189.2M | 286.1M | 253.4M | 230.4M | 199.1M | 216.9M | 199.8M | 193.6M | 177.4M | 147.9M | 216.6M | 215.7M | 142.2M | 293M | 264M | 260.2M | 240.1M | 246M | 236.9M | 223.8M |
| Net Margin % | 13.13% | 20.34% | 18.12% | 17.96% | 16.5% | 16.82% | 15.28% | 15.54% | 15.16% | 13.23% | 18.87% | 19.61% | 15.91% | 31.43% | 33.6% | 39.98% | 41.56% | 42.39% | 41.81% | 43.57% |
| Net Income Growth % | -4.97% | 31.9% | 26.83% | 19.01% | 12.23% | 46.65% | -7.76% | -10.25% | 24.75% | -49.52% | -17.95% | -17.1% | -40.77% | 19.11% | 11.44% | 16.26% | 24.73% | 27.07% | 74.45% | 139.87% |
| Net Income (Continuing) | 189.2M | 293.2M | 260.5M | 237.8M | 199.1M | 216.9M | 199.8M | 193.6M | 177.4M | 147.9M | 216.6M | 215.7M | 142.2M | 293M | 264M | 260.2M | 240.1M | 246M | 236.9M | 223.8M |
| EPS (Diluted) | 1.67 | 2.59 | 2.28 | 2.07 | 1.79 | 1.95 | 1.80 | 1.75 | 1.60 | 1.33 | 1.97 | 1.96 | 1.28 | 2.67 | 2.42 | 2.39 | 2.22 | 2.32 | 2.28 | 2.17 |
| EPS Growth % | -6.7% | 32.82% | 26.67% | 18.29% | 11.88% | 46.62% | -8.63% | -10.71% | 25% | -50.19% | -18.59% | -17.99% | -42.34% | 15.09% | 6.14% | 10.14% | 16.84% | 20.21% | 67.65% | 133.33% |
| EPS (Basic) | 1.68 | 2.61 | 2.30 | 2.07 | 1.79 | 1.97 | 1.81 | 1.75 | 1.61 | 1.33 | 1.97 | 1.96 | 1.29 | 2.68 | 2.43 | 2.40 | 2.23 | 2.33 | 2.29 | 2.18 |
| Diluted Shares Outstanding | 109.3M | 109.3M | 109.8M | 109.6M | 109.6M | 109.5M | 109.5M | 109.1M | 109M | 108.7M | 108.5M | 108.3M | 108.3M | 108.4M | 107.9M | 107.7M | 106.6M | 104.5M | 103.9M | 103.4M |