Waterstone Financial, Inc. (WSBF) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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WSBF Revenue Growth
WSBF Revenue Analysis (2014–2025)
As of May 8, 2026, Waterstone Financial, Inc. (WSBF) generated trailing twelve-month (TTM) revenue of $201.6 million, reflecting strong growth of +14.2% year-over-year. The most recent quarter (Q4 2025) recorded $54.3 million in revenue, up 6.1% sequentially.
Looking at the longer-term picture, WSBF's 5-year compound annual growth rate (CAGR) stands at -8.7%, indicating revenue contraction over this period. The company achieved its highest annual revenue of $317.9 million in 2020.
When compared to Financial Services sector peers including NBTB, BSVN, and LKFN. Compare WSBF vs NBTB →
WSBF Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| WSBFCurrent | $202M | +14.2% | -8.7% | 16.6% | |
 NBTB | $867M | - | - | 25.3% | |
 BSVN | $137M | - | - | 41.4% | |
 LKFN | $422M | - | - | 29.8% | |
 MGYR | $58M | - | - | 23.6% | |
 PFSI | $4.4B | - | - | 34.6% |
WSBF Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $201.6M | - | $143.6M | 71.2% | $33.4M | 16.6% |
| 2024 | $199.4M | - | $132.5M | 66.5% | $24.0M | 12.0% |
| 2023 | $177.0M | - | $127.3M | 71.9% | $11.0M | 6.2% |
| 2022 | $171.1M | - | $156.8M | 91.7% | $24.5M | 14.3% |
| 2021 | $268.5M | - | $258.1M | 96.1% | $92.1M | 34.3% |
| 2020 | $317.9M | - | $286.5M | 90.1% | $108.1M | 34.0% |
| 2019 | $207.2M | - | $180.6M | 87.1% | $47.6M | 23.0% |
| 2018 | $188.5M | - | $170.1M | 90.2% | $40.3M | 21.4% |
| 2017 | $188.4M | - | $173.3M | 91.9% | $44.4M | 23.6% |
| 2016 | $187.2M | - | $166.6M | 89.0% | $42.0M | 22.4% |
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Start ComparisonWSBF — Frequently Asked Questions
Quick answers to the most common questions about buying WSBF stock.
Is WSBF's revenue growth accelerating or slowing?
WSBF maintains +14.2% revenue growth, in line with its 5-year CAGR of -8.7%. TTM revenue stands at $202M. Growth rate remains consistent with historical average.
What is WSBF's long-term revenue growth rate?
Waterstone Financial, Inc.'s 5-year revenue CAGR of -8.7% reflects the sustained expansion pattern. Current YoY growth of +14.2% is near this long-term average.
How is WSBF's revenue distributed by segment?
WSBF reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.