VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener

Business First Bancshares, Inc. (BFST) Total Return Calculator with Dividends Reinvested

Business First Bancshares, Inc.

Popular:

The total return for Business First Bancshares, Inc. (BFST) stock is +20.03% over the past 12 months. So far it's up 7.42% this year. The 5-year total return is +26.44%, meaning $10,000 invested in BFST stock 5 years ago would be worth $12,644 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in BFST 1 year ago, it would be worth $12,040 today — you'd have gained $2,040 with dividends reinvested.

With Dividends Reinvested$12,040+20.40%

Price Only (No DRIP)$11,771+17.71%

Dividend Boost+$2694 payments · +2.69% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in BFST

1Y$12,003+$2,003 (+20.0%)20.0% CAGR

3Y$20,228+$10,228 (+102.3%)26.5% CAGR

5Y$12,644+$2,644 (+26.4%)4.8% CAGR

10Y$12,427+$2,427 (+24.3%)2.2% CAGR

15Y$12,447+$2,447 (+24.5%)1.5% CAGR

20Y$12,446+$2,446 (+24.5%)1.1% CAGR

30Y$12,447+$2,447 (+24.5%)0.7% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-15	$0.14	$24.77	+0.005652
2025-08-15	$0.14	$23.78	+0.005921
2025-11-14	$0.15	$25.18	+0.006026
2026-02-13	$0.15	$29.15	+0.005236

Loading BFST total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+7.42%	—	+6.84%	+0.58 pp	$10,742
1Y	+20.03%	20.03%	+17.56%	+2.47 pp	$12,003
3Y	+102.28%	26.47%	+90.82%	+11.46 pp	$20,228
5Y	+26.44%	4.80%	+15.50%	+10.94 pp	$12,644
10Y	+24.27%	2.20%	+9.46%	+14.81 pp	$12,427
15Y	+24.47%	1.47%	+9.46%	+15.00 pp	$12,447
20Y	+24.46%	1.10%	+9.46%	+15.00 pp	$12,446
30Y	+24.47%	0.73%	+9.46%	+15.00 pp	$12,447

Risk & Highlights

Best Year+42.57%2021

Worst Year-20.71%2022

Max Drawdown-13.94%2026-02-04 → 2026-03-20

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+6.07%	+5.49%	+0.6pp	+0.41%	+5.7pp
2025	+6.93%	+4.64%	+2.3pp	+16.64%	-9.7pp
2024	+7.14%	+4.86%	+2.3pp	+24.00%	-16.9pp
2023	+14.63%	+12.35%	+2.3pp	+24.81%	-10.2pp
2022	-20.71%	-22.40%	+1.7pp	-19.95%	-0.8pp

BFST underperformed the S&P 500 by 11.30pp over the past year (+20.03% vs +31.32%).

Loading summary...

BFST Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
BFSTBusiness First Bancshares, Inc.	$904M	+0.3%	+7.4%	+20.0%	+2.5pp	+102.3%	+26.4%	+24.3%
SFBSServisFirst Bancshares, Inc.	$4.4B	+7.8%	+12.0%	+10.5%	+1.9pp	+79.1%	+27.7%	+254.7%
FFINFirst Financial Bankshares, Inc.	$4.6B	+7.3%	+9.2%	-2.5%	+2.2pp	+29.9%	-29.0%	+146.6%
TCBITexas Capital Bancshares, Inc.	$4.5B	+5.4%	+11.6%	+46.4%	—	+118.2%	+46.5%	+141.6%
HOMBHome Bancshares, Inc.	$5.3B	-1.4%	-2.4%	-1.3%	+2.9pp	+42.8%	+7.6%	+58.1%
LKFNLakeland Financial Corporation	$1.6B	+6.8%	+12.2%	+8.1%	+3.4pp	+47.5%	+9.5%	+143.0%
HOPEHope Bancorp, Inc.	$1.6B	+7.1%	+16.3%	+30.6%	+4.2pp	+82.1%	-1.3%	+18.9%
BANFBancFirst Corporation	$3.8B	+4.0%	+8.0%	-3.5%	+1.6pp	+66.1%	+68.4%	+322.5%
TRMKTrustmark Corporation	$2.6B	+4.2%	+15.5%	+33.0%	+2.8pp	+118.6%	+47.4%	+127.3%
HBCPHome Bancorp, Inc.	$504M	+4.7%	+13.2%	+32.1%	+2.5pp	+130.2%	+79.7%	+159.8%
BYFCBroadway Financial Corporation	$86M	+26.3%	+21.6%	+43.6%	—	+23.0%	-36.5%	-41.3%

Compare:BFST vs SFBS BFST vs FFIN BFST vs TCBI BFST vs SFBS vs FFIN

About BFST Dividend Returns

Business First Bancshares, Inc. (BFST) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of BFST over the past year?

Business First Bancshares, Inc. (BFST) delivered a total return of 20.03% over the past year when dividends are reinvested. The price-only return was 17.56%, meaning dividends contributed an additional 2.47 percentage points to total returns.

Q2How much would $10,000 invested in BFST be worth today?

A $10,000 investment in Business First Bancshares, Inc. one year ago would be worth $12,003 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,756. Dividend reinvestment added $247 to the portfolio value.

Q3Does BFST pay dividends?

Yes, Business First Bancshares, Inc. (BFST) pays dividends. In the last year, BFST paid approximately $0.57 per share in dividends (2.05% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did BFST beat the S&P 500?

No, Business First Bancshares, Inc. (BFST) underperformed the S&P 500 by 11.30 percentage points over the past year. BFST delivered a total return of 20.03%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed BFST by 11.30pp during this period.

Q5What is BFST's worst drawdown?

Business First Bancshares, Inc. (BFST) experienced a maximum drawdown of -13.94% over the past year, declining from its peak on 2026-02-04 to its trough on 2026-03-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is BFST's long-term total return over 10, 20, or 30 years?

Here are Business First Bancshares, Inc. (BFST)'s long-term returns with dividends reinvested. Over 10 years, the total return is 24.3% (2.2% CAGR) — $10,000 would have grown to $12,427. Over 20 years: 24.5% total return (1.1% CAGR) — $10,000 → $12,446. Over 30 years: 24.5% total return (0.7% CAGR) — $10,000 → $12,447. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was BFST's best and worst year?

Business First Bancshares, Inc.'s best calendar year was 2021 with a total return of 42.6%. Its worst year was 2022 with a total return of -20.7%. This range shows the volatility investors should expect — the difference between the best and worst year is 63.3 percentage points.