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1st Source Corporation (SRCE) Total Return Calculator with Dividends Reinvested

1st Source Corporation

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The total return for 1st Source Corporation (SRCE) stock is +24.87% over the past 12 months. So far it's up 19.26% this year. The 5-year total return is +64.54%, meaning $10,000 invested in SRCE stock 5 years ago would be worth $16,454 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in SRCE 1 year ago, it would be worth $12,279 today — you'd have gained $2,279 with dividends reinvested.

With Dividends Reinvested$12,279+22.79%

Price Only (No DRIP)$11,979+19.79%

Dividend Boost+$2994 payments · +2.99% extra

Period2025-05-08 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in SRCE

1Y$12,487+$2,487 (+24.9%)24.9% CAGR

3Y$18,880+$8,880 (+88.8%)23.6% CAGR

5Y$16,454+$6,454 (+64.5%)10.5% CAGR

10Y$25,489+$15,489 (+154.9%)9.8% CAGR

15Y$49,604+$39,604 (+396.0%)11.3% CAGR

20Y$37,873+$27,873 (+278.7%)6.9% CAGR

30Y$84,229+$74,229 (+742.3%)7.4% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-08-05	$0.38	$58.95	+0.006446
2025-11-04	$0.40	$60.11	+0.006697
2026-02-03	$0.40	$68.65	+0.005903
2026-05-05	$0.43	$73.59	+0.005954

Loading SRCE total return...

As of 2026-05-08

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+19.26%	—	+17.93%	+1.33 pp	$11,926
1Y	+24.87%	24.87%	+22.20%	+2.67 pp	$12,487
3Y	+88.80%	23.60%	+78.14%	+10.67 pp	$18,880
5Y	+64.54%	10.47%	+50.39%	+14.15 pp	$16,454
10Y	+154.89%	9.81%	+119.62%	+35.27 pp	$25,489
15Y	+396.04%	11.27%	+310.82%	+85.22 pp	$49,604
20Y	+278.73%	6.88%	+203.63%	+75.10 pp	$37,873
30Y	+742.29%	7.36%	+553.01%	+189.27 pp	$84,229

Risk & Highlights

Best Year+62.69%1997

Worst Year-46.21%2007

Max Drawdown-12.40%2025-07-03 → 2025-10-16 · Recovered 2025-12-10

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+7.93%	+7.28%	+0.6pp	+0.41%	+7.5pp
2025	+10.80%	+8.17%	+2.6pp	+16.64%	-5.8pp
2024	+9.63%	+7.06%	+2.6pp	+24.00%	-14.4pp
2023	+6.59%	+4.13%	+2.5pp	+24.81%	-18.2pp
2022	+8.72%	+6.20%	+2.5pp	-19.95%	+28.7pp

SRCE underperformed the S&P 500 by 5.50pp over the past year (+24.87% vs +30.37%).

Loading summary...

SRCE Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
SRCE1st Source Corporation	$1.8B	+2.5%	+19.3%	+24.9%	+2.7pp	+88.8%	+64.5%	+154.9%
FFINFirst Financial Bankshares, Inc.	$4.6B	+6.1%	+8.5%	-3.2%	+2.2pp	+29.1%	-28.2%	+145.4%
FULTFulton Financial Corporation	$4.1B	+3.1%	+11.1%	+29.6%	+4.3pp	+130.4%	+41.4%	+106.1%
IBCPIndependent Bank Corporation	$699M	+0.3%	+7.2%	+12.6%	+3.5pp	+130.6%	+63.7%	+184.6%
NBTBNBT Bancorp Inc.	$2.4B	+2.5%	+9.3%	+9.0%	+3.4pp	+54.1%	+29.9%	+102.2%
MBWMMercantile Bank Corporation	$898M	-0.0%	+10.1%	+23.6%	+3.5pp	+127.3%	+78.4%	+178.2%
UVSPUnivest Financial Corporation	$1.1B	+7.8%	+20.9%	+32.0%	+3.7pp	+137.1%	+46.4%	+140.1%
HBANHuntington Bancshares Incorporated	$25.6B	+2.0%	-6.5%	+12.4%	+4.1pp	+85.1%	+22.0%	+121.5%
ONBOld National Bancorp	$9.3B	+7.4%	+7.8%	+16.5%	+2.7pp	+107.9%	+38.4%	+137.0%
FBNCFirst Bancorp	$2.5B	+6.2%	+16.7%	+45.3%	+2.2pp	+117.9%	+39.9%	+228.5%
SFNCSimmons First National Corporation	$3.1B	+7.5%	+14.6%	+16.7%	+4.5pp	+53.4%	-15.4%	+25.2%

Compare:SRCE vs FFIN SRCE vs FULT SRCE vs IBCP SRCE vs FFIN vs FULT

About SRCE Dividend Returns

1st Source Corporation (SRCE) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of SRCE over the past year?

1st Source Corporation (SRCE) delivered a total return of 24.87% over the past year when dividends are reinvested. The price-only return was 22.20%, meaning dividends contributed an additional 2.67 percentage points to total returns.

Q2How much would $10,000 invested in SRCE be worth today?

A $10,000 investment in 1st Source Corporation one year ago would be worth $12,487 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,220. Dividend reinvestment added $267 to the portfolio value.

Q3Does SRCE pay dividends?

Yes, 1st Source Corporation (SRCE) pays dividends. In the last year, SRCE paid approximately $1.58 per share in dividends (2.14% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did SRCE beat the S&P 500?

No, 1st Source Corporation (SRCE) underperformed the S&P 500 by 5.50 percentage points over the past year. SRCE delivered a total return of 24.87%, compared to the S&P 500's 30.37%. This means a passive S&P 500 index fund outperformed SRCE by 5.50pp during this period.

Q5What is SRCE's worst drawdown?

1st Source Corporation (SRCE) experienced a maximum drawdown of -12.40% over the past year, declining from its peak on 2025-07-03 to its trough on 2025-10-16. The stock recovered to its prior peak by 2025-12-10. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is SRCE's long-term total return over 10, 20, or 30 years?

Here are 1st Source Corporation (SRCE)'s long-term returns with dividends reinvested. Over 10 years, the total return is 154.9% (9.8% CAGR) — $10,000 would have grown to $25,489. Over 20 years: 278.7% total return (6.9% CAGR) — $10,000 → $37,873. Over 30 years: 742.3% total return (7.4% CAGR) — $10,000 → $84,229. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was SRCE's best and worst year?

1st Source Corporation's best calendar year was 1997 with a total return of 62.7%. Its worst year was 2007 with a total return of -46.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 108.9 percentage points.