1st Source Corporation (SRCE) Earnings History
Growth Compounder37 years of earnings data (1989–2025) · Consistent double-digit EPS growth over 5 years
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1st Source Corporation (SRCE) Earnings Overview
As of September 25, 2026, 1st Source Corporation (SRCE) reported trailing twelve-month net income of $171M, reflecting +20.5% year-over-year growth. The company earned $7.07 per diluted share over the past four quarters, with a net profit margin of 26.4%.
Looking at the long-term picture, SRCE's 5-year EPS compound annual growth rate (CAGR) stands at +15.3%, indicating exceptional earnings growth. The company achieved its highest annual net income of $158M in fiscal 2025, representing a new all-time high.
1st Source Corporation maintains industry-leading profitability with a gross margin of 70.3%, operating margin of 34.2%, and net margin of 26.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($264M net income, 30.7% margin), FULT ($397M net income, 20.7% margin), IBCP ($72M net income, 21.7% margin), SRCE has room to improve margins relative to the peer group. Compare SRCE vs FFIN →
SRCE Earnings vs Peers
Earnings metrics vs comparable public companies
SRCE Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $158M | +19.3% | $205M | $6.46 | 36.5% | 47.3% |
| 2024 | $133M | +6.2% | $171M | $5.36 | 34.3% | 44.2% |
| 2023 | $125M | +3.7% | $162M | $5.03 | 33.8% | 43.8% |
| 2022 | $121M | +1.7% | $157M | $4.84 | 34.0% | 44.2% |
| 2021 | $119M | +45.6% | $155M | $4.70 | 35.2% | 46.0% |
| 2020 | $81M | -11.4% | $106M | $3.17 | 24.7% | 32.3% |
| 2019 | $92M | +11.6% | $120M | $3.57 | 28.3% | 37.0% |
| 2018 | $82M | +21.1% | $105M | $3.16 | 26.5% | 33.8% |
| 2017 | $68M | +17.8% | $101M | $2.60 | 23.9% | 35.6% |
| 2016 | $58M | +0.5% | $89M | $2.22 | 22.3% | 34.5% |
| 2015 | $57M | -1.0% | $89M | $2.17 | 23.0% | 35.4% |
| 2014 | $58M | +5.7% | $84M | $2.21 | 24.4% | 35.4% |
| 2013 | $55M | +10.7% | $84M | $2.03 | 23.5% | 35.9% |
| 2012 | $50M | +3.0% | $76M | $1.84 | 21.3% | 32.5% |
| 2011 | $48M | +16.9% | $74M | $1.78 | 21.0% | 32.2% |
| 2010 | $41M | +61.8% | $60M | $1.10 | 17.6% | 25.8% |
| 2009 | $25M | -23.7% | $32M | $0.72 | 11.9% | 14.7% |
| 2008 | $33M | +9.3% | $46M | $1.26 | 15.4% | 21.5% |
| 2007 | $31M | -22.3% | $42M | $1.16 | 16.1% | 22.0% |
| 2006 | $39M | +16.4% | $60M | $1.56 | 21.5% | 32.5% |
| 2005 | $34M | +35.2% | $49M | $1.21 | 20.2% | 29.6% |
| 2004 | $25M | +30.3% | $34M | $0.98 | 15.5% | 21.1% |
| 2003 | $19M | +90.8% | $27M | $0.75 | 10.4% | 14.8% |
| 2002 | $10M | -73.9% | $11M | $0.39 | 5.2% | 5.9% |
| 2001 | $38M | +2.5% | $58M | $1.50 | 18.7% | 28.3% |
| 2000 | $38M | +5.0% | $56M | $1.41 | 21.8% | 32.5% |
| 1999 | $36M | +13.7% | $54M | $1.39 | 22.0% | 33.3% |
| 1998 | $32M | +18.9% | $49M | $1.10 | 21.5% | 33.7% |
| 1997 | $27M | +14.2% | $41M | $0.69 | 21.8% | 33.6% |
| 1996 | $23M | +10.5% | $36M | $0.77 | 23.0% | 35.3% |
| 1995 | $21M | +13.5% | $32M | $0.77 | 23.4% | 35.7% |
| 1994 | $19M | +10.8% | $26M | $0.23 | 23.1% | 33.0% |
| 1993 | $17M | +20.1% | $24M | $0.20 | 22.6% | 32.2% |
| 1992 | $14M | +10.3% | $21M | $0.11 | 20.4% | 30.6% |
| 1991 | $13M | +5.9% | $18M | $0.08 | 20.4% | 28.8% |
| 1990 | $12M | +12.3% | $15M | $0.07 | 21.0% | 26.8% |
| 1989 | $11M | - | $14M | $0.06 | 19.8% | 25.4% |
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Historical Returns
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Peer Comparison
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SRCE — Frequently Asked Questions
Quick answers to the most common questions about buying SRCE stock.
What is SRCE earnings per share (EPS)?
SRCE trailing twelve-month (TTM) diluted EPS is $7.07, reflecting +20.5% year-over-year growth. The 5-year EPS CAGR is +15.3%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is 1st Source Corporation's net income?
1st Source Corporation (SRCE) trailing twelve-month net income is $171M as of 2025. Earnings grew +20.5% year-over-year. 1st Source Corporation has been profitable for 37 consecutive years.
Is SRCE profitable?
Yes, SRCE is profitable with a TTM net income of $171M and a net profit margin of +26.4%. 1st Source Corporation has generated profits for 37 consecutive years.
What is SRCE's earnings growth rate?
SRCE compound annual EPS growth rates (CAGR): 1-Year: +20.5%, 3-Year: +10.1%, 5-Year: +15.3%, 10-Year: +11.5%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are SRCE's profit margins?
1st Source Corporation net profit margin is +26.4%, operating margin is +34.2%, and gross margin is +70.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +12.7%.
Is SRCE growing earnings?
Yes, SRCE earnings are accelerating — EPS growth of +20.5% exceeds the 5-year CAGR of +15.3%. TTM net income reached $171M. Earnings momentum is strengthening.
What was SRCE's best earnings year?
1st Source Corporation's highest annual net income on record is $158M, achieved in fiscal year 2025. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were SRCE's earnings last quarter?
SRCE's most recent reported quarter was Q2 2026. Net income was $48M with diluted EPS of $1.93. For a full breakdown of all quarters, see the quarterly earnings table on this page.