1st Source Corporation (SRCE) Earnings History
Annual and quarterly earnings data from 1989 to 2025
Loading earnings history...
SRCE EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
SRCE Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 70.3% | 34.2% | 26.4% |
| 2024 | 65.7% | 30.0% | 23.3% |
| 2023 | 71.6% | 31.9% | 24.6% |
| 2022 | 88.7% | 40.7% | 31.3% |
| 2021 | 96.1% | 43.6% | 33.4% |
Download Data
Export SRCE earnings history in CSV or JSON format
Free sign-in required to download data
1st Source Corporation (SRCE) Earnings Overview
As of May 6, 2026, 1st Source Corporation (SRCE) reported trailing twelve-month net income of $161M, reflecting +20.5% year-over-year growth. The company earned $6.62 per diluted share over the past four quarters, with a net profit margin of 26.4%.
Looking at the long-term picture, SRCE's 5-year EPS compound annual growth rate (CAGR) stands at +15.3%, indicating exceptional earnings growth. The company achieved its highest annual net income of $158M in fiscal 2025, representing a new all-time high.
1st Source Corporation maintains industry-leading profitability with a gross margin of 70.3%, operating margin of 34.2%, and net margin of 26.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($243M net income, 30.2% margin), FULT ($392M net income, 20.7% margin), IBCP ($69M net income, 21.7% margin), SRCE has room to improve margins relative to the peer group. Compare SRCE vs FFIN →
SRCE Earnings vs Peers
Earnings metrics vs comparable public companies
SRCE Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $158M | +19.3% | $205M | $6.46 | 26.4% | 34.2% |
| 2024 | $133M | +6.2% | $171M | $5.36 | 23.3% | 30.0% |
| 2023 | $125M | +3.7% | $162M | $5.03 | 24.6% | 31.9% |
| 2022 | $121M | +1.7% | $157M | $4.84 | 31.3% | 40.7% |
| 2021 | $119M | +45.6% | $155M | $4.70 | 33.4% | 43.6% |
| 2020 | $81M | -11.4% | $106M | $3.17 | 22.2% | 29.0% |
| 2019 | $92M | +11.6% | $120M | $3.57 | 23.9% | 31.3% |
| 2018 | $82M | +21.1% | $105M | $3.16 | 23.3% | 29.6% |
| 2017 | $68M | +17.8% | $101M | $2.60 | 21.9% | 32.6% |
| 2016 | $58M | +0.5% | $89M | $2.22 | 20.6% | 31.8% |
See SRCE's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs SRCE Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare SRCE vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonSRCE — Frequently Asked Questions
Quick answers to the most common questions about buying SRCE stock.
Is SRCE growing earnings?
SRCE EPS is $6.62, with earnings growth accelerating to +20.5%. This exceeds the 5-year CAGR of +15.3%. TTM net income reached $161M.
What are SRCE's profit margins?
1st Source Corporation net margin is +26.4%, with operating margin at +34.2%. Above-average margins indicate pricing power.
How consistent are SRCE's earnings?
SRCE earnings data spans 1989-2025. The accelerating earnings trend is +20.5% YoY. Historical data enables comparison across business cycles.