MNDY vs PCTY vs ASAN vs CRM

For growth investors, monday.

com Ltd. (MNDY) is the stronger pick with 26. 7% revenue growth year-over-year, versus 9. 2% for Asana, Inc. (ASAN). Salesforce, Inc. (CRM) offers the better valuation at 24. 0x trailing P/E (15. 9x forward), making it the more compelling value choice. Analysts rate monday. com Ltd. (MNDY) a "Buy" — based on 25 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Salesforce, Inc.

(CRM) is the cheapest at 24. 0x versus monday. com Ltd. at 33. 9x. On forward P/E, Paylocity Holding Corporation is actually cheaper at 13. 9x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Paylocity Holding Corporation wins at 0. 49x versus Salesforce, Inc. 's 1. 30x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Salesforce, Inc.

(CRM) delivered a total return of -11. 5%, compared to -75. 7% for Asana, Inc. (ASAN). Over 10 years, the gap is even starker: PCTY returned +184. 7% versus ASAN's -74. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Paylocity Holding Corporation (PCTY) is the lower-risk stock at 0.

43β versus Asana, Inc. 's 1. 45β — meaning ASAN is approximately 238% more volatile than PCTY relative to the S&P 500. On balance sheet safety, Salesforce, Inc. (CRM) carries a lower debt/equity ratio of 11% versus 135% for Asana, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), monday.

com Ltd. (MNDY) is pulling ahead at 26. 7% versus 9. 2% for Asana, Inc. (ASAN). On earnings-per-share growth, the picture is similar: monday. com Ltd. grew EPS 261. 3% year-over-year, compared to 10. 7% for Paylocity Holding Corporation. Over a 3-year CAGR, MNDY leads at 33. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Salesforce, Inc.

(CRM) is the more profitable company, earning 18. 0% net margin versus -23. 9% for Asana, Inc. — meaning it keeps 18. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CRM leads at 21. 5% versus -25. 0% for ASAN. At the gross margin level — before operating expenses — MNDY leads at 89. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Paylocity Holding Corporation (PCTY) is the more undervalued stock at a PEG of 0. 49x versus Salesforce, Inc. 's 1. 30x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Paylocity Holding Corporation (PCTY) trades at 13. 9x forward P/E versus 28. 7x for Asana, Inc. — 14. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MNDY: 75. 1% to $133. 00.

In this comparison, CRM (0.

9% yield) pays a dividend. MNDY, PCTY, ASAN do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Salesforce, Inc.

(CRM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 82), 0. 9% yield, +158. 4% 10Y return). Both have compounded well over 10 years (CRM: +158. 4%, ASAN: -74. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: MNDY is a small-cap high-growth stock; PCTY is a small-cap quality compounder stock; ASAN is a small-cap quality compounder stock; CRM is a mid-cap quality compounder stock. CRM pays a dividend while MNDY, PCTY, ASAN do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.