Arch Capital Group Ltd. (ACGL) quarterly income statement — complete revenue, gross profit & net income history
Arch Capital Group Ltd. (ACGL) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Revenue | 4.66B | 4.47B | 4.36B | 5.39B | 4.98B | 4.97B | 4.59B | 5.02B | 4.48B | 4.06B | 3.88B | 3.79B | 3.29B | 3.1B | 3.12B | 2.95B | 2.49B | 2.27B | 1.95B | 2.25B |
| Revenue Growth % | -6.47% | -10.07% | -5.03% | 7.31% | 11.09% | 22.43% | 18.41% | 32.56% | 36.05% | 31.2% | 24.37% | 28.3% | 32.2% | 36.51% | 60.23% | 31.1% | 22.33% | -6.58% | -11.97% | 1.19% |
| Medical Costs & Claims | 2.21B | 2.2B | 2.09B | 3.06B | 2.99B | 3.13B | 3.35B | 3.11B | 3.08B | 2.46B | 2.33B | 2.28B | 2.22B | 2.05B | 2B | 1.74B | 2.13B | 1.52B | 1.38B | 1.35B |
| Medical Cost Ratio % | 47.39% | 49.11% | 47.9% | 56.78% | 60% | 62.88% | 72.97% | 62.03% | 68.84% | 60.56% | 60.21% | 60.21% | 67.48% | 66.28% | 64.27% | 59.01% | 85.55% | 66.84% | 70.86% | 60.11% |
| Gross Profit | 2.45B | 2.28B | 2.27B | 2.33B | 1.99B | 1.85B | 1.24B | 1.91B | 1.4B | 1.6B | 1.54B | 1.51B | 1.07B | 1.04B | 1.11B | 1.21B | 360M | 752M | 567M | 898.12M |
| Gross Margin % | 52.61% | 50.89% | 52.1% | 43.22% | 40% | 37.12% | 27.03% | 37.97% | 31.16% | 39.44% | 39.79% | 39.79% | 32.52% | 33.72% | 35.73% | 40.99% | 14.45% | 33.16% | 29.14% | 39.89% |
| Gross Profit Growth % | 23% | 23.29% | 83.08% | 22.14% | 42.62% | 15.23% | -19.57% | 26.48% | 30.35% | 53.45% | 38.51% | 24.56% | 197.5% | 38.83% | 96.47% | 34.71% | -28.61% | -19.38% | -19.34% | 6.56% |
| Operating Expenses | 1.22B | 1.05B | 1.13B | 941M | 488M | 435M | 563M | 703M | 346M | 448M | 476M | 421M | 389M | 399M | 420M | 362.75M | 347M | 389M | 418M | 347.81M |
| OpEx / Revenue % | 26.19% | 23.59% | 25.84% | 17.47% | 9.81% | 8.75% | 12.26% | 14% | 7.72% | 11.03% | 12.27% | 11.12% | 11.81% | 12.89% | 13.47% | 12.29% | 13.93% | 17.15% | 21.48% | 15.45% |
| Depreciation & Amortization | 30M | 30M | 30M | 47M | 49M | 48M | 49M | 99M | 88M | 27M | 21M | 24M | 24M | 24M | 23M | 25.72M | 26M | 27M | 27M | 33.13M |
| Combined Ratio % | 73.58% | 72.7% | 73.74% | 74.25% | 69.8% | 71.63% | 85.24% | 76.04% | 76.56% | 71.59% | 72.49% | 71.32% | 79.29% | 79.17% | 77.74% | 71.3% | 99.48% | 83.99% | 92.34% | 75.56% |
| Operating Income | 1.23B | 1.22B | 1.15B | 1.39B | 1.5B | 1.41B | 678M | 1.2B | 1.05B | 1.15B | 1.07B | 1.09B | 682M | 645M | 694M | 847.13M | 13M | 363M | 149M | 550.31M |
| Operating Margin % | 26.42% | 27.3% | 26.26% | 25.75% | 30.2% | 28.37% | 14.76% | 23.96% | 23.44% | 28.41% | 27.51% | 28.68% | 20.71% | 20.83% | 22.26% | 28.7% | 0.52% | 16.01% | 7.66% | 24.44% |
| Operating Income Growth % | -18.16% | -13.47% | 68.88% | 15.3% | 43.14% | 22.27% | -36.46% | 10.77% | 53.96% | 78.91% | 53.75% | 28.2% | 5146.15% | 77.69% | 365.77% | 53.94% | -93.37% | -41.75% | -59.45% | 1.14% |
| EBITDA | 1.26B | 1.25B | 1.18B | 1.43B | 1.55B | 1.46B | 727M | 1.3B | 1.14B | 1.18B | 1.09B | 1.11B | 706M | 669M | 717M | 872.85M | 39M | 390M | 176M | 583.44M |
| EBITDA Margin % | 27.07% | 27.97% | 26.94% | 26.62% | 31.18% | 29.34% | 15.83% | 25.94% | 25.4% | 29.07% | 28.06% | 29.31% | 21.44% | 21.61% | 23% | 29.57% | 1.57% | 17.2% | 9.04% | 25.91% |
| Interest Expense | 62M | 44M | 37M | 38M | 37M | 38M | 35M | 37M | 35M | 35M | 34M | 34M | 34M | 33M | 32M | 31.7M | 33M | 33M | 33M | 32.25M |
| Non-Operating Income | -18M | -44M | -37M | -70M | -37M | -38M | -35M | 229M | -35M | -202M | -133M | -136M | -93M | -102M | -80M | -72.05M | -14M | -91M | -69M | -99.38M |
| Pretax Income | 1.19B | 1.22B | 1.15B | 1.45B | 1.56B | 1.45B | 695M | 1B | 1.09B | 1.37B | 1.22B | 1.26B | 795M | 736M | 781M | 923.71M | 3M | 426M | 210M | 658.08M |
| Pretax Margin % | 25.48% | 27.3% | 26.26% | 26.88% | 31.44% | 29.18% | 15.14% | 19.94% | 24.24% | 33.63% | 31.49% | 33.19% | 24.14% | 23.77% | 25.05% | 31.29% | 0.12% | 18.78% | 10.79% | 29.23% |
| Income Tax | 184M | 164M | 98M | 210M | 215M | 214M | 121M | 66M | 98M | 97M | 101M | -1.08B | 72M | 67M | 64M | 60.92M | -15M | 22M | 12M | 34.41M |
| Effective Tax Rate % | 15.51% | 13.43% | 8.56% | 14.5% | 13.74% | 14.75% | 17.41% | 6.59% | 9.02% | 7.1% | 8.27% | -85.6% | 9.06% | 9.1% | 8.19% | 6.6% | -500% | 5.16% | 5.71% | 5.23% |
| Net Income | 1.03B | 1.06B | 1.05B | 1.24B | 1.35B | 1.24B | 574M | 935M | 988M | 1.27B | 1.12B | 2.33B | 723M | 671M | 715M | 859.69M | 17M | 404M | 196M | 623.26M |
| Net Margin % | 22.23% | 23.64% | 24.01% | 22.98% | 27.12% | 24.87% | 12.5% | 18.63% | 22.05% | 31.24% | 28.88% | 61.63% | 21.96% | 21.67% | 22.93% | 29.12% | 0.68% | 17.81% | 10.07% | 27.68% |
| Net Income Growth % | -23.33% | -14.55% | 82.4% | 32.41% | 36.64% | -2.52% | -48.75% | -59.94% | 36.65% | 89.12% | 56.64% | 171.49% | 4152.94% | 66.09% | 264.8% | 37.93% | -95.95% | -40.19% | -55.27% | 14.67% |
| EPS (Diluted) | 3.00 | 3.00 | 2.88 | 3.35 | 3.56 | 3.23 | 1.48 | 2.41 | 2.56 | 3.30 | 2.92 | 6.12 | 1.88 | 1.75 | 1.87 | 2.32 | 0.02 | 1.04 | 0.48 | 1.58 |
| EPS Growth % | -15.73% | -7.12% | 94.59% | 39% | 39.06% | -2.12% | -49.32% | -60.62% | 36.17% | 88.57% | 56.15% | 163.79% | 9300% | 68.27% | 289.58% | 46.84% | -97.96% | -36.2% | -54.29% | 21.54% |
| EPS (Basic) | 3.05 | 3.05 | 2.88 | 3.40 | 3.63 | 3.30 | 1.51 | 2.48 | 2.62 | 3.38 | 2.99 | 6.29 | 1.93 | 1.79 | 1.92 | 2.32 | 0.02 | 1.07 | 0.50 | 1.62 |
| Diluted Shares Outstanding | 341.4M | 348.8M | 359.7M | 376.1M | 376.1M | 379.9M | 381.9M | 381.8M | 382.3M | 381.6M | 380.5M | 379.8M | 379.4M | 378.4M | 377.6M | 365.9M | 373.73M | 377.95M | 384.19M | 388.87M |