Last 47 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Assured Guaranty Ltd.'s quarterly P/E stands at 9.3x, down 85.5% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 73.9% YoY to 7.7x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 8.11 | 9.32 | 10.03 | 10.47 | 6.40 | 64.29 | 6.27 | 13.58 | 11.54 | 2.90 | 5.82 | 6.71 | 9.38 |
| — | -85.5% | +59.9% | -22.9% | -44.5% | +2116.7% | +7.8% | +102.5% | +23.1% | -71.7% | -96.2% | — | -42.2% | |
| P/S Ratio | 4.70 | 5.21 | 5.25 | 3.87 | 3.44 | 7.68 | 4.21 | 5.47 | 5.51 | 3.87 | 5.86 | 2.35 | 3.30 |
| — | -32.2% | +24.7% | -29.2% | -37.7% | +98.7% | -28.1% | +132.8% | +67.0% | +24.2% | -83.1% | -79.7% | -13.9% | |
| P/B Ratio | 0.70 | 0.77 | 0.73 | 0.75 | 0.79 | 0.84 | 0.73 | 0.76 | 0.88 | 0.76 | 0.68 | 0.61 | 0.56 |
| — | -8.8% | -0.8% | -1.0% | -9.9% | +11.2% | +7.9% | +23.4% | +56.4% | +5.4% | +15.5% | -3.8% | -21.4% | |
| P/FCF | 14.29 | 28.46 | 19.01 | 13.79 | 12.84 | 25.39 | 62.45 | 18.29 | — | 5.37 | — | 6.76 | 2.43 |
| — | +12.1% | -69.6% | -24.6% | — | +372.6% | — | +170.5% | — | — | — | — | — | |
| EV / EBITDA | 6.68 | 7.69 | 9.12 | 9.14 | 5.97 | 29.48 | 5.99 | 12.49 | 9.82 | 6.62 | 5.74 | 7.40 | 8.15 |
| — | -73.9% | +52.3% | -26.9% | -39.3% | +345.2% | +4.3% | +68.7% | +20.6% | -40.8% | — | — | -37.0% | |
| EV / EBIT | 7.58 | 7.69 | 9.12 | 9.14 | 5.97 | 29.48 | 5.99 | 12.49 | 9.82 | 6.62 | 5.74 | 7.40 | 8.15 |
| — | -73.9% | +52.3% | -26.9% | -39.3% | +345.2% | +4.3% | +68.7% | +20.6% | -40.8% | — | — | -37.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Assured Guaranty Ltd.'s operating margin was 77.5% in Q4 2025, up 9.6 pp QoQ and up 57.7 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 65.9% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 17.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 92.9% | 91.5% | 112.1% | 88.1% | 86.2% | 77.6% | 118.3% | 99.5% | 97.8% | 97.9% | 32.5% | 83.8% | 97.0% |
| — | +17.9% | -5.2% | -11.4% | -11.9% | -20.7% | +264.2% | +18.8% | +0.9% | +16.2% | -92.3% | -24.1% | +24.0% | |
| Operating Margin | 84.0% | 77.5% | 67.8% | 47.8% | 70.5% | 19.7% | 87.3% | 48.5% | 63.7% | 71.6% | 131.2% | 40.3% | 52.2% |
| — | +292.5% | -22.3% | -1.3% | +10.6% | -72.4% | -33.4% | +20.1% | +22.1% | +120.7% | +231.2% | +241.2% | +57.1% | |
| Net Margin | 63.8% | 55.9% | 52.8% | 37.1% | 54.2% | 11.8% | 67.9% | 40.2% | 48.2% | 133.3% | 101.9% | 35.0% | 35.2% |
| — | +371.8% | -22.2% | -7.8% | +12.3% | -91.1% | -33.4% | +14.8% | +36.9% | +332.6% | +103.9% | +157.4% | +49.4% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.9% | 2.1% | 1.8% | 1.8% | 3.1% | 0.3% | 3.0% | 1.4% | 1.9% | 6.8% | 2.9% | 2.3% | 1.5% |
| — | +550.2% | -39.1% | +30.8% | +64.9% | -95.3% | +3.0% | -39.9% | +25.9% | +278.3% | +1325.4% | +383.4% | +43.5% | |
| ROA | 4.2% | 1.0% | 0.9% | 0.9% | 1.5% | 0.1% | 1.4% | 0.6% | 0.9% | 3.1% | 1.1% | 0.7% | 0.5% |
| — | +558.9% | -38.1% | +33.3% | +67.4% | -95.2% | +28.7% | -13.5% | +83.1% | +447.4% | +1567.3% | +375.2% | +31.6% | |
| ROIC | 7.0% | 1.7% | 1.4% | 1.4% | 2.4% | 0.3% | 2.3% | 1.0% | 1.5% | 2.1% | 2.2% | 1.5% | 1.3% |
| — | +453.0% | -38.1% | +43.0% | +62.5% | -85.4% | +4.2% | -36.8% | +13.5% | +94.4% | +1012.9% | +786.4% | +45.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Assured Guaranty Ltd.'s Debt/EBITDA ratio is 9.1x, down from 10.8x last quarter — elevated, raising questions about debt serviceability.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.29 | 0.29 | 0.30 | 0.30 | 0.30 | 0.31 | 0.29 | 0.30 | 0.30 | 0.29 | 0.32 | 0.31 | 0.31 |
| — | -3.8% | +1.0% | -2.1% | +0.7% | +4.1% | -8.0% | -1.4% | -3.6% | -7.2% | -1.3% | +2.3% | +11.3% | |
| Debt / EBITDA | 2.27 | 9.11 | 10.84 | 10.90 | 6.77 | 32.06 | 7.02 | 14.50 | 10.15 | 7.53 | 7.49 | 10.10 | 11.89 |
| — | -71.6% | +54.5% | -24.8% | -33.3% | +325.8% | -6.3% | +43.5% | -14.6% | -46.1% | — | — | -19.7% | |
| Current Ratio | — | — | — | 2.11 | 2.06 | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | — | — | 2.11 | 2.06 | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 8.44 | 8.50 | 7.14 | 6.78 | 11.41 | 2.30 | 11.00 | 5.09 | 7.26 | 9.78 | 9.42 | 7.55 | 6.71 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Assured Guaranty Ltd.'s current P/E is 8.1x. The average P/E over the last 4 quarters is 9.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Assured Guaranty Ltd.'s current operating margin is 84.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Assured Guaranty Ltd.'s business trajectory between earnings reports.