Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 1, 2026, Ally Financial Inc. (ALLY) has a Wall Street consensus price target of $51.40, based on estimates from 38 covering analysts. With the stock currently trading at $39.44, this represents a potential upside of +30.3%. The company has a market capitalization of $12.17B.
Analyst price targets range from a low of $42.00 to a high of $57.00, representing a 29% spread in expectations. The median target of $52.00 aligns closely with the consensus average.
The current analyst consensus rating is Buy, with 26 analysts rating the stock as a Buy or Strong Buy,11 rating it Hold, and 1 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, ALLY trades at a trailing P/E of 16.6x and forward P/E of 7.5x. Analysts expect EPS to grow +94.7% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $53.41, with bear and bull scenarios of $24.73 and $228.67 respectively. Model confidence stands at 50/100, reflecting moderate uncertainty in projections.
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Start ComparisonThe consensus Wall Street price target for ALLY is $51.4, representing 30.3% upside from the current price of $39.44. With 38 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
ALLY has a consensus rating of "Buy" based on 38 Wall Street analysts. The rating breakdown is predominantly bullish, with 26 Buy/Strong Buy ratings. The consensus 12-month price target of $51.4 implies 30.3% upside from current levels.
With a forward P/E of 7.4713x, ALLY trades at a relatively low valuation. The consensus target of $51.4 implies 30.3% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $57 for ALLY, while the most conservative target is $42. The consensus of $51.4 represents the median expectation. Our quantitative valuation model projects a bull case target of $229 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ALLY is heavily covered by Wall Street, with 38 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 26 have Buy ratings, 11 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ALLY stock forecast based on 38 Wall Street analysts shows a consensus price target of $51.4, with estimates ranging from $42 (bear case) to $57 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $53, with bear/bull scenarios of $25/$229.
Our quantitative valuation model calculates ALLY's fair value at $53 (base case), with a bear case of $25 and bull case of $229. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 50/100.
ALLY trades at a forward P/E ratio of 7.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 16.6x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on ALLY, with a "Buy" consensus rating and $51.4 price target (30.3% upside). 26 of 38 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ALLY analyst price targets range from $42 to $57, a 29% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $51.4 consensus represents the middle ground. Our model's $25-$229 range provides an independent fundamental perspective.