Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Business First Bancshares, Inc.'s quarterly P/E stands at 9.2x, down 26.9% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 29.3% YoY to 7.1x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.92 | 9.20 | 8.09 | 8.80 | 9.37 | 12.60 | 9.87 | 8.77 | 11.60 | 10.81 | 6.17 | 5.16 | 7.93 |
| — | -26.9% | -18.1% | +0.3% | -19.3% | +16.5% | +60.0% | +70.0% | +46.3% | +30.9% | -30.1% | -40.9% | -46.5% | |
| P/S Ratio | 1.76 | 1.49 | 1.34 | 1.44 | 1.43 | 1.48 | 1.44 | 1.24 | 1.35 | 1.53 | 1.17 | 1.01 | 1.23 |
| — | +0.5% | -6.8% | +16.6% | +6.3% | -3.0% | +23.8% | +21.9% | +9.4% | -8.3% | -32.1% | -48.7% | -52.1% | |
| P/B Ratio | 0.91 | 0.86 | 0.80 | 0.86 | 0.87 | 0.95 | 0.93 | 0.83 | 0.87 | 0.97 | 0.78 | 0.64 | 0.72 |
| — | -8.9% | -14.6% | +3.2% | -0.3% | -2.1% | +18.9% | +30.9% | +20.8% | +2.7% | -18.2% | -41.4% | -35.9% | |
| P/FCF | 9.79 | 13.59 | 5.46 | 13.19 | 6.54 | 10.77 | 7.77 | 9.86 | 19.63 | 10.17 | 6.27 | 3.72 | 5.18 |
| — | +26.1% | -29.8% | +33.8% | -66.7% | +5.9% | +24.0% | +164.9% | +279.2% | -19.9% | +2.4% | -52.1% | -37.4% | |
| EV / EBITDA | 8.75 | 7.13 | 6.57 | 7.18 | 7.71 | 10.09 | 9.68 | 8.41 | 11.04 | 12.04 | 8.53 | 9.48 | 13.76 |
| — | -29.3% | -32.1% | -14.7% | -30.2% | -16.2% | +13.6% | -11.3% | -19.8% | +21.5% | -37.0% | -3.0% | +47.8% | |
| EV / EBIT | 9.19 | 7.46 | 6.89 | 7.54 | 8.14 | 10.83 | 10.25 | 8.88 | 11.78 | 12.70 | 8.91 | 9.93 | 14.61 |
| — | -31.1% | -32.8% | -15.0% | -30.9% | -14.7% | +15.0% | -10.6% | -19.4% | +22.3% | -38.8% | -5.1% | +42.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Business First Bancshares, Inc.'s operating margin was 23.6% in Q4 2025, up 1.4 pp QoQ and up 6.9 pp YoY. The trailing four-quarter average of 22.1% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 15.6% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.9% | 63.9% | 59.6% | 60.3% | 59.8% | 55.3% | 57.3% | 57.8% | 56.6% | 59.8% | 62.0% | 64.8% | 65.8% |
| — | +15.6% | +4.0% | +4.5% | +5.7% | -7.5% | -7.6% | -10.9% | -14.1% | -19.0% | -23.7% | -26.2% | -26.4% | |
| Operating Margin | 22.2% | 23.6% | 22.2% | 22.2% | 20.6% | 16.7% | 20.1% | 19.5% | 16.4% | 19.9% | 25.5% | 26.6% | 21.9% |
| — | +41.6% | +10.2% | +14.0% | +25.6% | -16.3% | -21.1% | -26.8% | -25.3% | -28.6% | +4.3% | -5.8% | -0.6% | |
| Net Margin | 17.2% | 17.2% | 17.6% | 17.5% | 16.4% | 12.9% | 15.8% | 15.4% | 12.9% | 15.5% | 20.1% | 21.0% | 17.1% |
| — | +33.3% | +11.3% | +13.7% | +26.7% | -16.8% | -21.6% | -26.6% | -24.6% | -29.1% | +3.4% | -7.0% | -1.9% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.4% | 2.5% | 2.6% | 2.6% | 2.5% | 2.2% | 2.6% | 2.6% | 2.1% | 2.5% | 3.4% | 3.3% | 2.6% |
| — | +14.5% | +1.2% | +0.8% | +20.4% | -13.2% | -22.9% | -20.5% | -17.7% | -23.2% | +17.3% | +8.0% | +30.0% | |
| ROA | 1.1% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.2% |
| — | +23.7% | +9.5% | +9.4% | +28.5% | -7.6% | -17.0% | -17.1% | -16.5% | -20.5% | +29.9% | +22.6% | +41.4% | |
| ROIC | 6.2% | 1.6% | 1.5% | 1.5% | 1.5% | 1.3% | 1.5% | 1.5% | 1.1% | 1.2% | 1.5% | 1.3% | 1.1% |
| — | +26.4% | +2.3% | +2.8% | +39.2% | +6.9% | +1.4% | +13.8% | -1.8% | -18.4% | +14.5% | -22.6% | -12.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Business First Bancshares, Inc.'s Debt/EBITDA ratio is 17.2x, up from 16.3x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 154.1% YoY to 0.15x, strengthening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.61 | 0.61 | 0.56 | 0.72 | 0.53 | 0.60 | 0.71 | 0.64 | 0.66 | 0.99 | 1.06 | 1.32 | 1.43 |
| — | +1.7% | -20.2% | +12.1% | -20.8% | -38.7% | -33.6% | -51.2% | -53.5% | +2.2% | -20.2% | +49.6% | +196.6% | |
| Debt / EBITDA | 4.63 | 17.18 | 16.34 | 20.81 | 15.93 | 21.14 | 20.48 | 18.64 | 23.44 | 29.59 | 23.68 | 30.27 | 41.72 |
| — | -18.7% | -20.2% | +11.6% | -32.0% | -28.6% | -13.5% | -38.4% | -43.8% | +27.4% | -34.6% | +41.9% | +130.8% | |
| Current Ratio | 0.15 | 0.15 | 0.07 | 0.16 | 0.06 | 0.06 | 0.21 | 0.20 | 0.19 | 0.21 | 0.20 | 0.22 | 0.22 |
| — | +154.1% | -64.7% | -18.9% | -70.3% | -72.7% | +0.2% | -7.4% | -13.5% | -2.3% | -10.9% | -9.4% | -16.6% | |
| Quick Ratio | 0.15 | 0.15 | 0.07 | 0.16 | 0.06 | 0.06 | 0.21 | 0.20 | 0.19 | 0.21 | 0.20 | 0.22 | 0.22 |
| — | +154.1% | -64.7% | -18.9% | -70.3% | -72.7% | +0.2% | -7.4% | -13.5% | -2.3% | -10.9% | -9.4% | -16.6% | |
| Interest Coverage | 0.59 | 0.65 | 0.58 | 0.59 | 0.54 | 0.42 | 0.49 | 0.47 | 0.39 | 0.50 | 0.68 | 0.77 | 0.72 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Business First Bancshares, Inc.'s current P/E is 9.9x. The average P/E over the last 4 quarters is 8.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Business First Bancshares, Inc.'s current operating margin is 22.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Business First Bancshares, Inc.'s business trajectory between earnings reports.