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Brown & Brown, Inc.(BRO)Earnings, Financials & Key Ratios
BRO•NYSE•Insurance & Managed Care
$56.56
$19.25B mkt cap·17.9× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryBroker consolidators and retail brokers
AboutBrown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail segment offers property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, loss control survey and analysis, consultancy, and claims processing services. It serves commercial, public and quasi-public entities, professional, and individual customers. The National Programs segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also offers outsourced product development, marketing, underwriting, actuarial, compliance, and claims and other administrative services to insurance carrier partners; and commercial and public entity-related programs, and flood insurance products. It serves through independent agents. The Wholesale Brokerage segment markets and sells excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers' compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services. The company was founded in 1939 and is headquartered in Daytona Beach, Florida.Show more
- Revenue$5.96B+26.6%
- Combined Ratio71.54%+0.8%
- Net Income$1.05B+6.1%
- Return on Equity11.08%-32.9%
- Medical Cost Ratio12.32%-75.9%
- Operating Margin28.46%-2.0%
- Net Margin17.7%-16.2%
- ROA4.43%-27.5%
- Equity / Assets41.92%+14.4%
- Book Value per Share40.17+76.8%
- Tangible BV/Share-23.71-102.2%
- Debt/Equity0.63+0.1%
BRO Key Insights
Brown & Brown, Inc. (BRO) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Dividend Aristocrat: 27 years of consecutive increases
- ✓Profitable underwriting: 71.5% combined ratio
- ✓Strong 5Y profit CAGR of 17.0%
- ✓Low loss ratio of 12.3%
- ✓Trading at only 1.4x book value
✗Weaknesses
- ✗Weak momentum: RS Rating 13 (bottom 13%)
- ✗Shares diluted 10.2% in last year
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BRO Price & Volume
Brown & Brown, Inc. (BRO) stock price & volume — 10-year historical chart
Loading chart...
BRO Growth Metrics
Brown & Brown, Inc. (BRO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years13.65%
5 Years17.98%
3 Years18.68%
TTM33.46%
Profit CAGR
10 Years15.79%
5 Years17.01%
3 Years16.2%
TTM11.24%
EPS CAGR
10 Years14.03%
5 Years13.33%
3 Years10.06%
TTM-8.06%
Return on Capital
10 Years11.74%
5 Years11.85%
3 Years11.71%
Last Year10.27%
BRO Recent Earnings
Brown & Brown, Inc. (BRO) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 27, 2026EPS
$1.39
Est $1.36
+2.2%
Revenue
$1.9B
Est $1.9B
+0.6%
Q1 2026
Jan 26, 2026EPS
$0.93
Est $0.91
+2.8%
Revenue
$1.6B
Est $1.6B
-2.6%
Q4 2025
Oct 27, 2025EPS
$1.05
Est $0.94
+11.2%
Revenue
$1.6B
Est $1.5B
+3.9%
Q3 2025
Jul 28, 2025EPS
$1.03
Est $0.99
+4.5%
Revenue
$1.2B
Est $1.3B
-2.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 27, 2026 | $1.39vs $1.36+2.2% | $1.9Bvs $1.9B+0.6% |
| Q1 2026 | Jan 26, 2026 | $0.93vs $0.91+2.8% | $1.6Bvs $1.6B-2.6% |
| Q4 2025 | Oct 27, 2025 | $1.05vs $0.94+11.2% | $1.6Bvs $1.5B+3.9% |
| Q3 2025 | Jul 28, 2025 | $1.03vs $0.99+4.5% | $1.2Bvs $1.3B-2.3% |
Based on last 12 quarters of dataView full earnings history →
BRO Peer Comparison
Brown & Brown, Inc. (BRO) competitors in Broker consolidators and retail brokers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 AJG | 50.63B | 196.91 | 34.25 | 20.66% | 10.72% | 6.5% | 0.60 | |
 MMC | 85.27B | 174.06 | 21.28 | 7.57% | 15.6% | 26.87% | 1.62 | |
 AON | 66.04B | 308.22 | 18.11 | 9.45% | 22.54% | 44.16% | 1.73 | |
 WTW | 23.8B | 252.41 | 15.52 | -2.24% | 16.84% | 20.77% | 0.86 | |
 RYAN | 3.81B | 29.39 | 62.53 | 21.28% | 4.17% | 10.77% | 2.82 | |
 ERIE | 9.86B | 213.56 | 20.11 | 7.17% | 13.2% | 25.03% | ||
 ACGL | 33.74B | 94.70 | 8.15 | 14.27% | 22.07% | 19.02% | 0.11 | |
 HIG | 36.71B | 133.49 | 10.02 | 7.1% | 14.13% | 22.01% | 0.23 |
Compare BRO vs Peers
Brown & Brown, Inc. (BRO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BRO Income Statement
Brown & Brown, Inc. (BRO) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.86B | 2.01B | 2.38B | 2.61B | 3.05B | 3.56B | 4.2B | 4.71B | 5.96B | 6.42B |
| Revenue Growth % | 5.36% | 8.22% | 18.65% | 9.28% | 16.94% | 16.92% | 17.85% | 12.05% | 26.59% | 33.46% |
| Medical Costs & Claims | 994.65M | 1.07B | 1.31B | 1.44B | 1.64B | 1.82B | 2.19B | 2.41B | 734M | 2.61B |
| Medical Cost Ratio % | 53.55% | 53.18% | 54.86% | 55.12% | 53.71% | 51% | 52.08% | 51.14% | 12.32% | 40.62% |
| Gross Profit | 862.62M▲ 0% | 940.94M▲ 9.1% | 1.08B▲ 14.4% | 1.17B▲ 8.7% | 1.41B▲ 20.6% | 1.75B▲ 23.8% | 2.01B▲ 15.2% | 2.3B▲ 14.3% | 5.22B▲ 127.1% | 3.81B▲ 0% |
| Gross Margin % | 46.45% | 46.82% | 45.14% | 44.88% | 46.29% | 49% | 47.92% | 48.86% | 87.68% | 59.38% |
| Gross Profit Growth % | 2.99% | 9.08% | 14.41% | 8.65% | 20.59% | 23.78% | 15.23% | 14.26% | 127.14% | - |
| Operating Expenses | 391.61M | 441.5M | 505.8M | 500.8M | 555.9M | 783M | 856M | 932M | 3.53B | 2.09B |
| OpEx / Revenue % | 21.09% | 21.97% | 21.21% | 19.22% | 18.24% | 21.98% | 20.39% | 19.81% | 59.22% | 32.59% |
| Depreciation & Amortization | 108.14M | 109.38M | 128.72M | 134.8M | 152.9M | 186M | 206M | 222M | 367M | 427M |
| Combined Ratio % | 74.64% | 75.15% | 76.07% | 74.33% | 71.95% | 72.97% | 72.47% | 70.95% | 71.54% | 73.21% |
| Operating Income | 471M▲ 0% | 499.45M▲ 6.0% | 570.77M▲ 14.3% | 668.9M▲ 17.2% | 854.7M▲ 27.8% | 963M▲ 12.7% | 1.16B▲ 20.0% | 1.37B▲ 18.3% | 1.7B▲ 24.0% | 1.72B▲ 0% |
| Operating Margin % | 25.36% | 24.85% | 23.93% | 25.67% | 28.05% | 27.03% | 27.53% | 29.05% | 28.46% | 26.79% |
| Operating Income Growth % | 0.85% | 6.04% | 14.28% | 17.19% | 27.78% | 12.67% | 20.04% | 18.25% | 23.99% | - |
| EBITDA | 579.15M | 608.83M | 699.48M | 803.7M | 1.01B | 1.15B | 1.36B | 1.59B | 2.06B | 2.15B |
| EBITDA Margin % | 31.18% | 30.29% | 29.33% | 30.84% | 33.06% | 32.25% | 32.44% | 33.77% | 34.62% | 33.43% |
| Interest Expense | 38.32M | 40.58M | 63.66M | 59M | 65M | 148M | 197M | 201M | 297M | 253M |
| Non-Operating Income | -17.03M | -3.6M | -18.82M | -14.2M | 26.9M | -61M | -187M | -137M | 27M | -19M |
| Pretax Income | 449.72M▲ 0% | 462.46M▲ 2.8% | 525.93M▲ 13.7% | 624.1M▲ 18.7% | 762.8M▲ 22.2% | 876M▲ 14.8% | 1.15B▲ 30.8% | 1.3B▲ 13.7% | 1.37B▲ 5.2% | 1.48B▲ 0% |
| Pretax Margin % | 24.21% | 23.01% | 22.05% | 23.95% | 25.03% | 24.59% | 27.29% | 27.69% | 23.02% | 22.97% |
| Income Tax | 50.09M | 118.21M | 127.42M | 143.6M | 175.7M | 204.3M | 275.6M | 301M | 304M | 319M |
| Effective Tax Rate % | 11.14% | 25.56% | 24.23% | 23.01% | 23.03% | 23.32% | 24.05% | 23.1% | 22.17% | 21.61% |
| Net Income | 399.63M▲ 0% | 344.25M▼ 13.9% | 398.51M▲ 15.8% | 480.5M▲ 20.6% | 587.1M▲ 22.2% | 671.8M▲ 14.4% | 870.5M▲ 29.6% | 993M▲ 14.1% | 1.05B▲ 6.1% | 1.15B▲ 0% |
| Net Margin % | 21.52% | 17.13% | 16.71% | 18.44% | 19.26% | 18.85% | 20.73% | 21.11% | 17.7% | 17.87% |
| Net Income Growth % | 55.2% | -13.86% | 15.76% | 20.57% | 22.19% | 14.43% | 29.58% | 14.07% | 6.14% | 11.24% |
| EPS (Diluted) | 1.41▲ 0% | 1.22▼ 13.5% | 1.40▲ 14.8% | 1.69▲ 20.7% | 2.07▲ 22.5% | 2.37▲ 14.5% | 3.05▲ 28.7% | 3.46▲ 13.4% | 3.16▼ 8.7% | 3.39▲ 0% |
| EPS Growth % | 54.95% | -13.48% | 14.75% | 20.71% | 22.49% | 14.49% | 28.69% | 13.44% | -8.67% | -8.06% |
| EPS (Basic) | 1.43 | 1.24 | 1.42 | 1.70 | 2.08 | 2.38 | 3.07 | 3.48 | 3.40 | - |
| Diluted Shares Outstanding | 277.59M | 282.21M | 274.62M | 275.87M | 277.41M | 278.6M | 280.8M | 284M | 313M | 339M |
BRO Balance Sheet
Brown & Brown, Inc. (BRO) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 5.75B | 6.69B | 7.62B | 8.97B | 9.8B | 13.97B | 14.88B | 17.61B | 29.99B | 29.7B |
| Asset Growth % | 8.7% | 16.37% | 13.97% | 17.63% | 9.24% | 42.65% | 6.51% | 18.34% | 70.29% | 275.78% |
| Total Investment Assets | 38.91M | 30.26M | 39.7M | 43.3M | 43.9M | 34.4M | 32M | 29M | 0 | 0 |
| Long-Term Investments | 13.95M | 17.39M | 27.38M | 24.97M | 31M | 22.4M | 21M | 19M | 0 | 0 |
| Short-Term Investments | 24.96M | 12.87M | 12.32M | 18.33M | 12.9M | 12M | 11M | 10M | 0 | 0 |
| Total Current Assets | 2.24B | 2.17B | 2.49B | 2.96B | 3.33B | 5B | 5.13B | 6.92B | 8.61B | 8.46B |
| Cash & Equivalents | 573.38M | 438.96M | 542.17M | 817.4M | 693.2M | 650M | 700M | 675M | 1.08B | 1B |
| Receivables | 1.02B | 910.21M | 1B | 1.14B | 1.28B | 2.36B | 2.04B | 3.54B | 3.6B | 12.81B |
| Other Current Assets | 298.57M | 467.35M | 572.94M | 602.19M | 952.6M | 1.59B | 1.92B | 2.18B | 2.96B | 2.84B |
| Goodwill & Intangibles | 3.36B | 4.33B | 4.66B | 5.45B | 5.82B | 8.27B | 8.96B | 9.78B | 19.99B | 69.92B |
| Goodwill | 2.72B | 3.43B | 3.75B | 4.4B | 4.74B | 6.67B | 7.34B | 7.97B | 15.09B | 15.08B |
| Intangible Assets | 641M | 898.81M | 916.77M | 1.05B | 1.08B | 1.6B | 1.62B | 1.81B | 4.91B | 4.78B |
| PP&E (Net) | 77.09M | 100.39M | 332.92M | 388.11M | 409M | 454.8M | 469M | 519M | 636M | 370M |
| Other Assets | 57.27M | 71.97M | 104.86M | 149.58M | 206.8M | 230.9M | 301M | 366M | 748M | 1.45B |
| Total Liabilities | 3.16B | 3.69B | 4.27B | 5.21B | 5.6B | 9.37B | 9.3B | 11.18B | 17.42B | 17.09B |
| Total Debt | 976.14M | 1.51B | 1.77B | 2.31B | 2.25B | 4.18B | 4.02B | 4.06B | 7.92B | 8.06B |
| Net Debt | 402.76M | 1.07B | 1.22B | 1.49B | 1.55B | 3.53B | 3.32B | 3.38B | 6.84B | 7.06B |
| Long-Term Debt | 856.14M | 1.46B | 1.5B | 2.03B | 1.98B | 3.69B | 3.23B | 3.6B | 6.89B | 6.58B |
| Short-Term Debt | 120M | 50M | 55M | 70M | 42.5M | 250.6M | 569M | 225M | 719M | 1.24B |
| Total Current Liabilities | 1.99B | 1.78B | 2.05B | 2.35B | 2.67B | 4.6B | 4.96B | 6.31B | 8.29B | 8.32B |
| Accounts Payable | 749.34M | 944.9M | 1.11B | 1.39B | 242.7M | 286.5M | 459M | 373M | 990M | 873M |
| Deferred Revenue | 434.59M | 480.58M | 521.04M | 534.08M | 459.6M | 492.2M | 540M | 657M | 1.18B | 938M |
| Other Current Liabilities | 498.72M | 265.73M | 293.22M | 295.77M | 1.86B | 3.47B | 3.29B | 4.97B | 5.29B | 4.57B |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 3.29B |
| Other Liabilities | 321.24M | 448.12M | 558.98M | 659.08M | 770.66M | 298.9M | 326M | 362M | 1.17B | 1.05B |
| Total Equity | 2.58B▲ 0% | 3B▲ 16.2% | 3.35B▲ 11.7% | 3.75B▲ 12.1% | 4.2B▲ 11.8% | 4.61B▲ 9.8% | 5.58B▲ 21.1% | 6.45B▲ 15.7% | 12.57B▲ 94.8% | 12.61B▲ 0% |
| Equity Growth % | 9.43% | 16.18% | 11.65% | 12.06% | 11.79% | 9.76% | 21.11% | 15.68% | 94.81% | 363.08% |
| Shareholders Equity | 2.58B | 3B | 3.35B | 3.75B | 4.2B | 4.61B | 5.58B | 6.44B | 12.55B | 12.59B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17M | 26M | 24M |
| Retained Earnings | 2.46B | 2.83B | 3.14B | 3.52B | 4B | 4.55B | 5.29B | 6.13B | 6.99B | 7.36B |
| Common Stock | 28.69M | 29.34M | 29.71M | 29.97M | 30.1M | 30.3M | 30M | 31M | 36M | 36M |
| Accumulated OCI | 0 | 0 | 0 | 0 | -9.4M | -148.4M | -19M | -109M | 210M | 128M |
| Return on Equity (ROE) | 16.17% | 12.33% | 12.55% | 13.53% | 14.77% | 15.26% | 17.09% | 16.5% | 11.08% | 9.33% |
| Return on Assets (ROA) | 7.24% | 5.54% | 5.57% | 5.79% | 6.26% | 5.65% | 6.03% | 6.11% | 4.43% | 4% |
| Equity / Assets | 44.94% | 44.86% | 43.95% | 41.87% | 42.85% | 32.97% | 37.49% | 36.65% | 41.92% | 42.47% |
| Debt / Equity | 0.38x | 0.50x | 0.53x | 0.62x | 0.54x | 0.91x | 0.72x | 0.63x | 0.63x | 0.63x |
| Book Value per Share | 9.30 | 10.63 | 12.20 | 13.61 | 15.13 | 16.53 | 19.87 | 22.73 | 40.17 | 37.21 |
| Tangible BV per Share | -2.79 | -4.72 | -4.78 | -6.13 | -5.84 | -13.15 | -12.05 | -11.73 | -23.71 | -21.37 |
BRO Cash Flow Statement
Brown & Brown, Inc. (BRO) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 441.98M | 567.53M | 678.18M | 713M | 808.8M | 881M | 1.01B | 1.17B | 1.45B | 1.45B |
| Operating CF Growth % | 7.53% | 28.41% | 19.5% | 5.13% | 13.44% | 8.93% | 14.64% | 16.24% | 23.51% | 42.64% |
| Operating CF / Revenue % | 23.8% | 28.24% | 28.44% | 27.36% | 26.54% | 24.73% | 24.05% | 24.95% | 24.35% | 22.57% |
| Net Income | 399.63M | 344.25M | 398.51M | 480.5M | 587.1M | 672M | 871M | 1B | 1.07B | 1.15B |
| Depreciation & Amortization | 108.14M | 109.38M | 128.72M | 134.8M | 152.9M | 186M | 206M | 222M | 367M | 436M |
| Stock-Based Compensation | 30.63M | 33.52M | 46.99M | 59.7M | 61M | 66M | 89M | 101M | 93M | -3M |
| Deferred Taxes | -102.18M | 15.01M | 12.38M | 16M | 33.6M | 43M | 12M | 13M | -7M | 90M |
| Other Non-Cash Items | -5.28M | -9.89M | -9.22M | -7.5M | 15.6M | -70M | -143M | -59M | -23M | -47M |
| Working Capital Changes | 11.03M | 75.25M | 100.79M | 29.5M | -41.4M | -16M | -25M | -105M | -47M | -124M |
| Cash from Investing | -62.59M | -951.77M | -413.58M | -759.1M | -396.8M | -1.91B | -587M | -898M | -7.91B | -7.87B |
| Capital Expenditures | -24.19M | -41.52M | -73.11M | -70.7M | -45M | -52M | -69M | -82M | -68M | -72M |
| Acquisitions | -37.38M | -918.89M | -331.45M | -685.2M | -350.2M | -1.87B | -524M | -820M | -7.84B | -7.8B |
| Purchase of Investments | -10.66M | -9.28M | -17.52M | -14.2M | -12.4M | 0 | -7M | -7M | 0 | 0 |
| Sale/Maturity of Investments | 9.64M | 17.92M | 8.49M | 11M | 10.8M | 7M | 13M | 11M | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1M | 3M |
| Cash from Financing | -336.58M | 337.75M | -79.22M | 355M | -210.1M | 1.73B | -187M | -64M | 7.71B | 7.58B |
| Dividends Paid | -77.71M | -84.69M | -91.34M | -100.6M | -107.2M | -120M | -135M | -154M | -194M | -208M |
| Share Repurchases | -128.64M | -91.25M | -58.67M | -96.4M | -132.4M | -123M | -40M | -55M | -100M | -336M |
| Stock Issued | 17.42M | 19.43M | 25M | 0 | 0 | 0 | 0 | 0 | 48M | 48M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 4M |
| Other Financing | -33.48M | -16.31M | 20.8M | 7M | 102.6M | 30M | 139M | 115M | -137M | -248M |
| Net Change in Cash | 42.8M▲ 0% | -46.49M▼ 208.6% | 185.38M▲ 498.7% | 308.9M▲ 66.6% | 198.3M▼ 35.8% | 563M▲ 183.9% | 270M▼ 52.0% | 199M▼ 26.3% | 1.31B▲ 559.8% | 1.22B▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | -3.6M | -131M | 34M | -13M | 64M | 15M |
| Cash at Beginning | 781.28M | 824.09M | 777.6M | 963M | 1.27B | 1.47B | 2.03B | 2.3B | 2.5B | 3.81B |
| Cash at End | 824.09M | 777.6M | 962.98M | 1.27B | 1.47B | 2.03B | 2.3B | 2.5B | 3.81B | 3.66B |
| Free Cash Flow | 417.78M▲ 0% | 526.01M▲ 25.9% | 605.07M▲ 15.0% | 642.3M▲ 6.2% | 763.8M▲ 18.9% | 829M▲ 8.5% | 941M▲ 13.5% | 1.09B▲ 16.0% | 1.38B▲ 26.6% | 1.48B▲ 0% |
| FCF Growth % | 6.23% | 25.9% | 15.03% | 6.15% | 18.92% | 8.54% | 13.51% | 16.05% | 26.56% | 14.52% |
| FCF Margin % | 22.49% | 26.17% | 25.37% | 24.65% | 25.06% | 23.27% | 22.41% | 23.21% | 23.2% | 22.96% |
| FCF per Share | 1.51 | 1.86 | 2.2 | 2.33 | 2.75 | 2.98 | 3.35 | 3.85 | 4.42 | 4.42 |
BRO Key Ratios
Brown & Brown, Inc. (BRO) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 74.64% | 75.15% | 76.07% | 74.33% | 71.95% | 72.97% | 72.47% | 70.95% | 71.54% | 73.21% |
| Medical Cost Ratio | 53.55% | 53.18% | 54.86% | 55.12% | 53.71% | 51% | 52.08% | 51.14% | 12.32% | 40.62% |
| Return on Equity (ROE) | 16.17% | 12.33% | 12.55% | 13.53% | 14.77% | 15.26% | 17.09% | 16.5% | 11.08% | 9.33% |
| Return on Assets (ROA) | 7.24% | 5.54% | 5.57% | 5.79% | 6.26% | 5.65% | 6.03% | 6.11% | 4.43% | 4% |
| Equity / Assets | 44.94% | 44.86% | 43.95% | 41.87% | 42.85% | 32.97% | 37.49% | 36.65% | 41.92% | 42.47% |
| Book Value / Share | 9.3 | 10.63 | 12.2 | 13.61 | 15.13 | 16.53 | 19.87 | 22.73 | 40.17 | 37.21 |
| Debt / Equity | 0.38x | 0.50x | 0.53x | 0.62x | 0.54x | 0.91x | 0.72x | 0.63x | 0.63x | 0.63x |
| Revenue Growth | 5.36% | 8.22% | 18.65% | 9.28% | 16.94% | 16.92% | 17.85% | 12.05% | 26.59% | 33.46% |
BRO SEC Filings & Documents
Brown & Brown, Inc. (BRO) SEC filings — annual & quarterly reports (10-K, 10-Q)
BRO Frequently Asked Questions
Brown & Brown, Inc. (BRO) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Brown & Brown, Inc. (BRO) grew revenue by 26.6% over the past year. This is strong growth.
Yes, Brown & Brown, Inc. (BRO) is profitable, generating $1.15B in net income for fiscal year 2025 (17.7% net margin).
Dividend & Returns
Yes, Brown & Brown, Inc. (BRO) pays a dividend with a yield of 1.10%. This makes it attractive for income-focused investors.
Brown & Brown, Inc. (BRO) has a return on equity (ROE) of 11.1%. This is reasonable for most industries.
Industry Metrics
Brown & Brown, Inc. (BRO) has a combined ratio of 71.5%. A ratio below 100% indicates underwriting profitability.
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