Last 35 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.84 | 12.28 | 10.09 | 10.18 | 7.74 | 8.96 | 10.76 | 8.64 | 15.83 | 10.37 | 8.69 | 11.08 | 9.31 | 6.83 | 8.70 | 6.12 | 9.49 | 7.50 | 6.78 | 8.05 | 9.23 |
| — | +37.1% | -6.2% | +17.9% | -51.1% | -13.6% | +23.9% | -22.0% | +70.1% | +51.7% | -0.2% | +81.1% | -1.9% | -8.9% | +28.3% | -24.0% | +2.9% | -1.5% | -9.8% | +8.5% | +88.1% | |
| P/S Ratio | 3.04 | 2.49 | 2.82 | 2.47 | 1.89 | 2.17 | 2.36 | 2.05 | 2.22 | 1.99 | 1.64 | 1.77 | 2.07 | 1.55 | 1.51 | 1.47 | 2.08 | 1.90 | 1.77 | 1.97 | 2.16 |
| — | +15.0% | +19.6% | +21.0% | -14.9% | +8.7% | +44.1% | +15.7% | +6.9% | +28.2% | +8.2% | +20.7% | -0.3% | -18.0% | -14.7% | -25.6% | -3.8% | -1.1% | +0.4% | +12.8% | +104.5% | |
| P/B Ratio | 1.74 | 1.50 | 1.36 | 1.20 | 1.16 | 1.36 | 1.48 | 1.30 | 1.34 | 1.28 | 1.06 | 1.12 | 1.33 | 1.10 | 1.07 | 1.01 | 1.51 | 1.55 | 1.50 | 1.63 | 1.89 |
| — | +10.3% | -8.3% | -7.8% | -13.9% | +6.3% | +39.6% | +16.1% | +1.1% | +15.9% | -0.8% | +10.3% | -12.3% | -28.8% | -28.5% | -37.8% | -20.0% | -14.3% | -8.4% | +1.3% | +57.8% | |
| P/FCF | 9.84 | 4.42 | — | 5.78 | 6.44 | 4.24 | — | 5.35 | 4.99 | 498.17 | 5.88 | — | 12.86 | 3.01 | 7.60 | 7.39 | 15.39 | 5.33 | 3.95 | 9.01 | 3.15 |
| — | +4.2% | — | +8.0% | +29.1% | -99.1% | — | — | -61.2% | +16445.8% | -22.7% | — | -16.4% | -43.5% | +92.4% | -18.0% | +389.4% | +67.0% | +13.7% | +634.5% | +172.8% | |
| EV / EBITDA | 14.95 | 9.04 | 27.12 | 33.74 | 5.90 | 4.57 | 4.47 | 2.86 | 5.56 | 6.37 | 4.41 | 6.67 | 7.55 | 3.00 | 4.47 | 2.73 | 8.52 | 5.59 | 1.59 | 0.87 | 4.12 |
| — | +97.9% | +506.3% | +1079.5% | +6.1% | -28.3% | +1.4% | -57.1% | -26.4% | +112.2% | -1.4% | +144.8% | -11.4% | -46.3% | +181.4% | +214.5% | +107.0% | +528.2% | +392.7% | +385.6% | +170.4% | |
| EV / EBIT | 10.08 | 9.04 | 36.79 | 52.88 | 6.17 | 4.81 | 4.73 | 3.00 | 7.09 | 5.79 | 4.40 | 6.92 | 7.45 | 3.09 | 4.43 | 2.80 | 8.77 | 5.72 | 1.63 | 0.89 | 4.18 |
| — | +87.8% | +677.3% | +1662.3% | -13.0% | -16.8% | +7.6% | -56.7% | -4.8% | +87.1% | -0.6% | +147.4% | -15.1% | -46.0% | +172.0% | +213.8% | +110.1% | +541.9% | +385.1% | +383.2% | +164.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 93.6% | 92.5% | 100.0% | 100.0% | 93.6% | 92.1% | 93.2% | 96.2% | 85.2% | 91.6% | 91.9% | 93.0% | 93.4% | 94.7% | 93.2% | 95.9% | 94.2% | 97.1% | 95.3% | 97.7% | 97.5% |
| — | +0.4% | +7.3% | +4.0% | +9.8% | +0.6% | +1.4% | +3.4% | -8.7% | -3.2% | -1.4% | -3.1% | -0.8% | -2.5% | -2.3% | -1.8% | -3.4% | -0.7% | -2.8% | -1.0% | +2.1% | |
| Operating Margin | 29.6% | 27.0% | 8.0% | 5.1% | 32.0% | 32.1% | 28.6% | 31.2% | 20.0% | 25.6% | 25.2% | 21.0% | 27.5% | 29.6% | 22.8% | 31.2% | 28.6% | 33.0% | 33.4% | 32.6% | 31.6% |
| — | -15.7% | -71.9% | -83.8% | +59.6% | +25.4% | +13.7% | +48.4% | -27.1% | -13.8% | +10.4% | -32.6% | -3.8% | -10.1% | -31.7% | -4.2% | -9.7% | -2.2% | +5.1% | +3.2% | +9.6% | |
| Net Margin | 23.9% | 20.2% | 28.0% | 24.3% | 24.4% | 24.3% | 22.0% | 23.8% | 14.0% | 19.3% | 18.9% | 16.0% | 22.1% | 22.7% | 17.4% | 24.0% | 22.1% | 25.3% | 26.3% | 24.5% | 23.5% |
| — | -16.9% | +27.3% | +2.3% | +74.4% | +26.1% | +16.4% | +48.5% | -36.7% | -15.1% | +8.4% | -33.4% | +0.3% | -10.5% | -33.8% | -2.1% | -6.1% | +1.2% | +11.7% | +4.9% | +9.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.1% | 3.1% | 3.4% | 3.0% | 3.8% | 3.9% | 3.5% | 3.8% | 2.4% | 3.2% | 3.1% | 2.6% | 3.6% | 4.1% | 3.1% | 4.2% | 4.1% | 5.3% | 5.6% | 5.1% | 5.3% |
| — | -20.9% | -2.2% | -22.9% | +59.2% | +22.9% | +12.6% | +50.7% | -34.6% | -22.3% | +0.3% | -39.9% | -11.6% | -22.6% | -44.9% | -17.0% | -21.9% | -13.7% | +0.4% | -7.1% | -16.3% | |
| ROA | 1.7% | 0.3% | 0.4% | 0.3% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.3% | 0.4% | 0.4% | 0.5% | 0.5% | 0.5% | 0.5% |
| — | -23.2% | -5.1% | -23.7% | +64.6% | +28.1% | +13.2% | +47.4% | -34.9% | -20.3% | +5.3% | -35.3% | -7.7% | -18.4% | -39.2% | -8.8% | -9.7% | +3.0% | +18.3% | +8.0% | -6.7% | |
| ROIC | 12.6% | 2.9% | 0.7% | 0.4% | 3.3% | 3.5% | 3.1% | 3.5% | 2.2% | 2.6% | 2.7% | 2.2% | 2.9% | 3.5% | 2.6% | 3.0% | 2.9% | 4.4% | 4.6% | 4.4% | 4.5% |
| — | -18.0% | -79.2% | -88.3% | +51.7% | +34.5% | +15.8% | +59.9% | -23.9% | -24.8% | +3.8% | -27.9% | -0.3% | -20.9% | -43.1% | -31.0% | -35.6% | -14.9% | -3.0% | -5.1% | -11.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.13 | 0.00 | 0.12 | 0.15 | 0.13 | 0.09 | 0.09 | 0.09 | 0.10 | 0.23 | 0.16 | 0.13 | 0.19 | 0.14 | 0.14 | 0.19 | 0.58 | 0.16 | 0.16 | 0.17 | 0.17 |
| — | -94.5% | +37.6% | +58.3% | +35.0% | -62.3% | -45.5% | -29.8% | -50.2% | +63.1% | +14.7% | -30.1% | -66.6% | -11.9% | -12.7% | +11.1% | +234.7% | -11.6% | -14.5% | -17.1% | -23.9% | |
| Debt / EBITDA | 0.70 | 0.12 | 9.38 | 15.23 | 2.53 | 1.63 | 1.88 | 1.77 | 2.48 | 6.13 | 4.04 | 3.81 | 4.44 | 2.59 | 3.59 | 3.39 | 10.77 | 2.31 | 2.28 | 2.44 | 2.45 |
| — | -92.8% | +398.1% | +758.2% | +2.0% | -73.5% | -53.4% | -53.4% | -44.1% | +137.2% | +12.4% | +12.2% | -58.8% | +12.1% | +57.8% | +39.0% | +339.1% | +2.1% | -9.5% | -9.8% | -7.9% | |
| Current Ratio | 0.13 | — | 0.86 | 0.72 | 0.13 | 0.15 | 0.14 | 0.14 | 0.12 | 0.17 | 0.17 | 0.15 | 0.08 | 0.18 | 0.17 | 0.21 | 0.18 | 0.18 | 0.26 | 0.26 | 0.21 |
| — | — | +506.0% | +416.8% | +8.9% | -12.7% | -16.6% | -10.1% | +48.8% | -5.9% | -2.5% | -25.8% | -56.7% | +1.7% | -31.9% | -21.3% | -11.7% | -33.4% | +3.4% | +8.9% | +35.6% | |
| Quick Ratio | 0.13 | — | 0.86 | 0.72 | 0.13 | 0.15 | 0.14 | 0.14 | 0.12 | 0.17 | 0.17 | 0.15 | 0.08 | 0.18 | 0.17 | 0.21 | 0.18 | 0.18 | 0.26 | 0.26 | 0.21 |
| — | — | +506.0% | +416.8% | +8.9% | -12.7% | -16.6% | -10.1% | +48.8% | -5.9% | -2.5% | -25.8% | -56.7% | +1.7% | -31.9% | -21.3% | -11.7% | -33.4% | +3.4% | +8.9% | +35.6% | |
| Interest Coverage | 1.09 | 0.91 | 0.22 | 0.13 | 1.07 | 1.54 | 1.01 | 1.09 | 0.62 | 0.81 | 0.81 | 0.65 | 0.93 | 1.17 | 0.98 | 1.42 | 1.89 | 8.68 | 12.63 | 12.67 | 12.26 |
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Includes 30+ ratios · 35 years · Updated daily
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Quick answers to the most common questions about buying CBNK stock.
Capital Bancorp, Inc.'s current P/E is 12.8x. The average P/E over the last 4 quarters is 10.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Capital Bancorp, Inc.'s current operating margin is 29.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Capital Bancorp, Inc.'s business trajectory between earnings reports.