Capital Bancorp, Inc. (CBNK) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 49.4M | 50.28M | 52.02M | 47.65M | 46.05M | 44.33M | 38.35M | 37.06M | 35.01M | 34.89M | 36.81M | 35.34M | 34.49M | 35.2M | 36.68M | 35.4M | 33.33M | 32.67M | 32.06M | 27.52M |
| NII Growth % | 7.28% | 13.43% | 35.63% | 28.57% | 31.53% | 27.05% | 4.19% | 4.86% | 1.51% | -0.88% | 0.36% | -0.17% | 3.47% | 7.74% | 14.4% | 28.63% | 36.36% | 27.03% | 45.46% | 47.77% |
| Net Interest Margin % | 1.3% | 1.39% | 1.53% | 1.41% | 1.37% | 1.38% | 1.5% | 1.52% | 1.51% | 1.57% | 1.62% | 1.59% | 1.54% | 1.66% | 1.83% | 1.64% | 1.57% | 1.59% | 1.48% | 1.28% |
| Interest Income | 67.97M | 68.63M | 64.89M | 64.59M | 62.76M | 61.71M | 52.61M | 50.62M | 48.37M | 46.97M | 47.74M | 45.08M | 43.42M | 41.35M | 38.34M | 36.56M | 34.4M | 33.79M | 33.53M | 29.29M |
| Interest Expense | 18.57M | 18.36M | 12.87M | 16.94M | 16.71M | 17.38M | 14.26M | 13.56M | 13.36M | 12.08M | 10.93M | 9.74M | 8.93M | 6.15M | 1.66M | 1.16M | 1.07M | 1.12M | 1.47M | 1.77M |
| Loan Loss Provision | 0 | 3.96M | 4.87M | 4.08M | 2.25M | 7.95M | 3.77M | 3.52M | 2.87M | 2.7M | 2.3M | 2.86M | 1.64M | 2.38M | 1.26M | 2.04M | 952K | 1.1M | 975K | 781K |
| Non-Interest Income | 0 | 11.31M | 9.95M | 12.13M | 12.55M | 9.48M | 6.63M | 6.41M | 5.97M | 5.94M | 6.33M | 6.69M | 6.03M | 5.56M | 7.11M | 8.36M | 8.29M | 10.62M | 12.6M | 13.47M |
| Non-Interest Income % | 0% | 14.15% | 13.3% | 15.81% | 16.66% | 13.32% | 11.2% | 11.25% | 10.99% | 11.22% | 11.7% | 12.92% | 12.19% | 11.85% | 15.64% | 18.62% | 19.41% | 23.91% | 27.31% | 31.5% |
| Total Revenue | 67.97M | 79.95M | 74.84M | 76.71M | 75.31M | 71.19M | 59.24M | 57.03M | 54.34M | 52.91M | 54.07M | 51.77M | 49.44M | 46.91M | 45.45M | 44.92M | 42.69M | 44.41M | 46.13M | 42.76M |
| Revenue Growth % | -9.75% | 12.3% | 26.33% | 34.52% | 38.59% | 34.56% | 9.58% | 10.16% | 9.91% | 12.78% | 18.96% | 15.25% | 15.82% | 5.64% | -1.47% | 5.05% | 5.18% | -7.01% | 8.11% | 29.18% |
| Non-Interest Expense | 46.9M | 37.95M | 37.24M | 38.59M | 38.05M | 35.08M | 29.73M | 29.02M | 29.49M | 26.91M | 28.05M | 29.59M | 26.22M | 26.73M | 28.09M | 27.13M | 27.1M | 28.5M | 28.63M | 27.2M |
| Efficiency Ratio | 69% | 47.47% | 49.76% | 50.31% | 50.53% | 49.28% | 50.17% | 50.88% | 54.26% | 50.86% | 51.87% | 57.16% | 53.04% | 56.99% | 61.82% | 60.4% | 63.49% | 64.17% | 62.06% | 63.62% |
| Operating Income | 2.5M | 19.68M | 19.87M | 17.1M | 18.3M | 10.78M | 11.5M | 10.93M | 8.62M | 11.22M | 12.79M | 9.57M | 12.65M | 11.64M | 14.43M | 14.6M | 13.56M | 13.69M | 15.05M | 13.01M |
| Operating Margin % | 3.68% | 24.62% | 26.54% | 22.29% | 24.3% | 15.14% | 19.41% | 19.17% | 15.87% | 21.2% | 23.65% | 18.49% | 25.59% | 24.82% | 31.75% | 32.5% | 31.78% | 30.84% | 32.64% | 30.41% |
| Operating Income Growth % | -86.35% | 82.64% | 72.77% | 56.4% | 112.16% | -3.92% | -10.07% | 14.21% | -31.83% | -3.65% | -11.4% | -34.42% | -6.75% | -14.99% | -4.14% | 12.24% | 11.88% | 5.05% | 30.16% | 99.46% |
| Pretax Income | 15.87M | 19.68M | 19.87M | 17.1M | 18.3M | 10.78M | 11.5M | 10.93M | 8.62M | 11.22M | 12.79M | 9.57M | 12.65M | 11.64M | 14.43M | 14.6M | 13.56M | 13.69M | 15.05M | 13.01M |
| Pretax Margin % | 23.35% | 24.62% | 26.54% | 22.29% | 24.3% | 15.14% | 19.41% | 19.17% | 15.87% | 21.2% | 23.65% | 18.49% | 25.59% | 24.82% | 31.75% | 32.5% | 31.78% | 30.84% | 32.64% | 30.41% |
| Income Tax | 3.85M | 4.64M | 4.8M | 3.96M | 4.37M | 3.24M | 2.83M | 2.73M | 2.06M | 2.19M | 3M | 2.25M | 2.92M | 2.65M | 3.34M | 3.09M | 3.35M | 3.52M | 3.88M | 3.36M |
| Effective Tax Rate % | 24.28% | 23.6% | 24.17% | 23.18% | 23.86% | 30.09% | 24.58% | 24.95% | 23.91% | 19.49% | 23.45% | 23.56% | 23.04% | 22.77% | 23.12% | 21.16% | 24.73% | 25.72% | 25.75% | 25.81% |
| Net Income | 12.02M | 15.04M | 15.06M | 13.14M | 13.93M | 7.53M | 8.67M | 8.21M | 6.56M | 9.03M | 9.79M | 7.32M | 9.73M | 8.99M | 11.1M | 11.51M | 10.21M | 10.17M | 11.18M | 9.65M |
| Net Margin % | 17.68% | 18.81% | 20.13% | 17.12% | 18.5% | 10.58% | 14.64% | 14.39% | 12.08% | 17.07% | 18.1% | 14.14% | 19.69% | 19.16% | 24.41% | 25.62% | 23.92% | 22.91% | 24.23% | 22.56% |
| Net Income Growth % | -13.74% | 99.61% | 73.72% | 60.1% | 112.31% | -16.58% | -11.4% | 12.12% | -32.59% | 0.44% | -11.78% | -36.41% | -4.66% | -11.61% | -0.73% | 19.28% | 13.68% | 4.97% | 32.46% | 102.65% |
| Net Income (Continuing) | 12.02M | 15.04M | 15.06M | 13.14M | 13.93M | 7.53M | 8.67M | 8.21M | 6.56M | 9.03M | 9.79M | 7.32M | 9.73M | 8.99M | 11.1M | 11.51M | 10.21M | 10.17M | 11.18M | 9.65M |
| EPS (Diluted) | 0.73 | 0.91 | 0.89 | 0.78 | 0.82 | 0.45 | 0.62 | 0.59 | 0.47 | 0.65 | 0.70 | 0.52 | 0.68 | 0.62 | 0.77 | 0.80 | 0.71 | 0.71 | 0.79 | 0.68 |
| EPS Growth % | -10.98% | 102.22% | 43.55% | 32.2% | 74.47% | -30.77% | -11.43% | 13.46% | -30.88% | 4.84% | -9.09% | -35% | -4.23% | -12.68% | -2.53% | 17.65% | 9.23% | 0% | 29.51% | 100% |
| EPS (Basic) | 0.74 | 0.91 | 0.91 | 0.79 | 0.84 | 0.45 | 0.62 | 0.59 | 0.47 | 0.65 | 0.70 | 0.52 | 0.69 | 0.64 | 0.79 | 0.82 | 0.73 | 0.73 | 0.81 | 0.70 |
| Diluted Shares Outstanding | 16.44M | 16.49M | 16.84M | 16.8M | 16.93M | 16.73M | 13.95M | 13.89M | 13.92M | 13.99M | 14.02M | 14.06M | 14.27M | 14.41M | 14.38M | 14.31M | 14.34M | 14.29M | 14.23M | 14.17M |