Citizens Financial Group, Inc. (CFG) P/E Ratio History
Historical price-to-earnings valuation from 2014 to 2025
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CFG Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 7, 2026, Citizens Financial Group, Inc. (CFG) trades at a price-to-earnings ratio of 21.7x, with a stock price of $65.62 and trailing twelve-month earnings per share of $3.91.
The current P/E is 94% above its 5-year average of 11.2x. Over the past five years, CFG's P/E has ranged from a low of 5.9x to a high of 16.2x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.4x, CFG trades at a 62% premium to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, CFG trades roughly in line with the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CFG DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
CFG P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $24B | 12.3 | 0.71Best | +19% | |
| $26B | 12.0Lowest | 0.80 | +14% | |
| $25B | 14.6 | 4.00 | +575%Best | |
| $33B | 14.9 | 11.77 | -7% | |
| $34B | 16.2 | - | -2% | |
| $11B | 16.8 | 1.86 | +5% | |
| $9B | 12.9 | 3.65 | +14% | |
| $87B | 12.2 | 1.43 | +22% | |
| $90B | 16.2 | 4.23 | +7% | |
| $67B | 15.1 | - | +408% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
CFG Historical P/E Data (2014–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $53.16 | $3.57 | 14.9x | +23% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $44.75 | $3.28 | 13.6x | +13% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $40.97 | $3.14 | 13.0x | +8% |
| FY2024 Q4 | $43.76 | $3.03 | 14.4x | +19% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $41.07 | $2.54 | 16.2x | +34% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $36.03 | $2.63 | 13.7x | +13% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $36.29 | $2.77 | 13.1x | +8% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $33.14 | $3.11 | 10.7x | -12% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $26.80 | $4.02 | 6.7x | -45% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $26.08 | $4.40 | 5.9x | -51% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $30.37 | $4.15 | 7.3x | -40% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $39.37 | $4.08 | 9.6x | -20% |
Average P/E for displayed period: 12.1x
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Start ComparisonCFG — Frequently Asked Questions
Quick answers to the most common questions about buying CFG stock.
Is CFG stock overvalued or undervalued?
CFG trades at 21.7x P/E, above its 5-year average of 11.2x. The 100th percentile ranking indicates a premium to historical valuation.
How does CFG's valuation compare to peers?
Citizens Financial Group, Inc. P/E of 21.7x compares to sector median of 13.4x. The premium reflects expected growth above peers.
What is CFG's PEG ratio?
CFG PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2014-2025.