Columbia Financial, Inc. (CLBK) quarterly income statement — complete revenue, gross profit & net income history
Columbia Financial, Inc. (CLBK) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 0 | 60.39M | 60.22M | 71.3M | 52.52M | 48.68M | 44.58M | 43.31M | 42.25M | 40.24M | 43.81M | 46.99M | 49.89M | 59.99M | 67.8M | 68.77M | 66.21M | 62.28M | 60.51M | 56.89M |
| NII Growth % | -100% | 24.05% | 35.07% | 64.63% | 24.32% | 20.98% | 1.77% | -7.84% | -15.32% | -32.93% | -35.39% | -31.66% | -24.65% | -3.67% | 12.05% | 20.87% | 14.96% | 11% | 4.39% | 2.5% |
| Net Interest Margin % | 0% | 0.55% | 0.55% | 0.66% | 0.49% | 0.46% | 0.43% | 0.41% | 0.39% | 0.38% | 0.41% | 0.46% | 0.49% | 0.56% | 0.65% | 0.69% | 0.68% | 0.67% | 0.66% | 0.62% |
| Interest Income | 0 | 118.87M | 121.88M | 120.42M | 115.31M | 110.52M | 111.78M | 113.92M | 111.45M | 106.67M | 109.38M | 96.88M | 94.88M | 92.01M | 87.34M | 79.39M | 72.7M | 68.27M | 68M | 65.43M |
| Interest Expense | 0 | 58.48M | 61.66M | 49.12M | 62.79M | 61.84M | 67.2M | 70.61M | 69.21M | 66.43M | 65.57M | 49.88M | 44.99M | 32.02M | 19.31M | 10.62M | 6.57M | 5.99M | 7.5M | 8.53M |
| Loan Loss Provision | 59.33M | 956K | 1.71M | 9.92M | 2.47M | 2.93M | 2.88M | 4.1M | 2.19M | 5.28M | 1.16M | 2.38M | 1.08M | 175K | 971K | 1.52M | 1.54M | 1.46M | -7.39M | 480K |
| Non-Interest Income | 122.25M | 3.1M | 8.56M | 9.29M | 11.35M | 10.11M | -21.87M | 10.94M | 11.01M | 9.41M | 12.78M | 10.13M | 716K | 8.94M | 7.89M | 8.55M | 8.04M | 7.49M | 7.42M | 9.33M |
| Non-Interest Income % | 100% | 4.88% | 12.44% | 11.52% | 17.77% | 17.2% | -96.31% | 20.17% | 20.68% | 18.96% | 22.58% | 17.74% | 1.41% | 12.97% | 10.42% | 11.06% | 10.83% | 10.73% | 10.93% | 14.09% |
| Total Net Revenue | 122.25M | 63.49M | 68.78M | 80.59M | 63.88M | 58.8M | 22.71M | 54.25M | 53.26M | 49.65M | 56.59M | 57.12M | 50.6M | 68.94M | 75.69M | 77.31M | 74.25M | 69.77M | 67.93M | 66.23M |
| Revenue Growth % | 91.39% | 7.99% | 202.84% | 48.54% | 19.93% | 18.42% | -59.87% | -5.03% | 5.25% | -27.97% | -25.24% | -26.12% | -31.85% | -1.19% | 11.42% | 16.74% | 2.46% | 6.78% | -1.03% | 3.1% |
| Non-Interest Expense | 53.73M | 43.84M | 47.05M | 59.04M | 44.91M | 43.84M | 46.6M | 42.83M | 46.25M | 45.66M | 48M | 42.91M | 47.61M | 43.9M | 44.51M | 47.84M | 41.72M | 40.75M | 43.37M | 37.05M |
| Efficiency Ratio | 43.95% | 69.05% | 68.42% | 73.26% | 70.3% | 74.57% | 205.17% | 78.95% | 86.83% | 91.96% | 84.82% | 75.12% | 94.07% | 63.68% | 58.8% | 61.88% | 56.19% | 58.41% | 63.85% | 55.95% |
| Operating Income | 9.19M | 18.7M | 20.01M | 11.63M | 16.5M | 12.02M | -26.76M | 7.32M | 4.82M | -1.28M | 7.43M | 11.84M | 1.92M | 24.86M | 30.44M | 27.96M | 30.92M | 27.56M | 31.95M | 28.69M |
| Operating Margin % | 7.52% | 29.44% | 29.09% | 14.43% | 25.83% | 20.44% | -117.83% | 13.48% | 9.05% | -2.59% | 13.14% | 20.72% | 3.8% | 36.06% | 40.22% | 36.16% | 41.64% | 39.5% | 47.04% | 43.33% |
| Operating Income Growth % | -44.32% | 55.56% | 174.77% | 58.94% | 242.44% | 1035.98% | -459.98% | -38.18% | 150.86% | -105.16% | -75.58% | -57.67% | -93.79% | -9.79% | -4.74% | -2.56% | -15.58% | -4.68% | 17.47% | 41.08% |
| Pretax Income | 20.02M | 18.7M | 20.01M | 11.63M | 16.5M | 12.02M | -26.76M | 7.32M | 4.82M | -1.28M | 7.43M | 11.84M | 1.92M | 24.86M | 30.44M | 27.96M | 30.92M | 27.56M | 31.95M | 28.69M |
| Pretax Margin % | 16.38% | 29.44% | 29.09% | 14.43% | 25.83% | 20.44% | -117.83% | 13.48% | 9.05% | -2.59% | 13.14% | 20.72% | 3.8% | 36.06% | 40.22% | 36.16% | 41.64% | 39.5% | 47.04% | 43.33% |
| Income Tax | 5.53M | 5.6M | 4.32M | -3.24M | 4.2M | 3.12M | -5.54M | 1.13M | 279K | -129K | 865K | 2.71M | 257K | 6.14M | 8.55M | 7.04M | 7.96M | 7.16M | 8.62M | 7.71M |
| Effective Tax Rate % | 27.64% | 29.93% | 21.57% | -27.86% | 25.43% | 25.94% | 20.69% | 15.46% | 5.79% | 10.05% | 11.64% | 22.86% | 13.38% | 24.69% | 28.08% | 25.18% | 25.74% | 25.96% | 26.97% | 26.88% |
| Net Income | 14.49M | 13.1M | 15.69M | 14.87M | 12.3M | 8.9M | -21.22M | 6.18M | 4.54M | -1.16M | 6.57M | 9.13M | 1.66M | 18.72M | 21.89M | 20.92M | 22.96M | 20.4M | 23.33M | 20.98M |
| Net Margin % | 11.85% | 20.63% | 22.82% | 18.45% | 19.26% | 15.14% | -93.45% | 11.4% | 8.52% | -2.33% | 11.61% | 15.98% | 3.29% | 27.16% | 28.92% | 27.06% | 30.92% | 29.25% | 34.35% | 31.68% |
| Net Income Growth % | 17.72% | 47.18% | 173.94% | 140.39% | 171.04% | 870.56% | -423.08% | -32.26% | 172.84% | -106.17% | -69.99% | -56.36% | -92.75% | -8.24% | -6.18% | -0.3% | -13.97% | -3.05% | 12.98% | 39.07% |
| Net Income (Continuing) | 14.49M | 13.1M | 15.69M | 14.87M | 12.3M | 8.9M | -21.22M | 6.18M | 4.54M | -1.16M | 6.57M | 9.13M | 1.66M | 18.72M | 21.89M | 20.92M | 22.96M | 20.4M | 23.33M | 20.98M |
| EPS (Diluted) | 0.06 | 0.06 | 0.07 | 0.07 | 0.05 | 0.04 | -0.10 | 0.03 | 0.02 | -0.00 | 0.03 | 0.09 | 0.02 | 0.18 | 0.21 | 0.19 | 0.22 | 0.20 | 0.23 | 0.20 |
| EPS Growth % | 18.98% | 48.76% | 171.43% | 147.12% | 200% | - | -450% | -69.14% | -9.09% | -102.53% | -87.01% | -52.95% | -90.91% | -10% | -8.7% | -5% | -15.38% | 0% | 21.05% | 42.86% |
| EPS (Basic) | 0.07 | 0.06 | 0.07 | 0.07 | 0.05 | 0.04 | -0.10 | 0.03 | 0.02 | -0.00 | 0.03 | 0.09 | 0.02 | 0.18 | 0.21 | 0.20 | 0.22 | 0.20 | 0.23 | 0.20 |
| Diluted Shares Outstanding | 223.2M | 223.2M | 223.14M | 224.47M | 224.18M | 224M | 224.05M | 224.03M | 223.63M | 223.84M | 224M | 102.1M | 102.52M | 105.15M | 106.63M | 107.53M | 106.75M | 103.74M | 103.44M | 102.98M |