America's Car-Mart, Inc. (CRMT) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Total Current Assets | 219.09M | 1.54B | 1.43B | 1.42B | 1.42B | 1.39B | 1.35B | 1.31B | 1.3B | 1.32B | 1.35B | 1.26B | 1.23B | 1.17B | 1.12B | 1.04B | 932.82M | 871.61M | 798.73M | 719.76M |
| Cash & Short-Term Investments | 117.91M | 122.36M | 9.67M | 9.81M | 8.53M | 8.01M | 4.75M | 5.52M | 4.24M | 4.31M | 6.31M | 9.8M | 4.32M | 4.53M | 4.36M | 6.92M | 2.6M | 2.12M | 2.72M | 2.89M |
| Cash Only | 117.91M | 122.36M | 9.67M | 9.81M | 8.53M | 8.01M | 4.75M | 5.52M | 4.24M | 4.31M | 6.31M | 9.8M | 4.32M | 4.53M | 4.36M | 6.92M | 2.6M | 2.12M | 2.72M | 2.89M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 1.13B | 1.19B | 1.19B | 1.19B | 1.15B | 1.14B | 1.13B | 1.11B | 1.09B | 1.12B | 1.14B | 1.08B | 1.04B | 996.69M | 924.49M | 868.87M | 801.5M | 752.59M | 692.12M | 628.49M |
| Days Sales Outstanding | 371.09 | 312.58 | 320.83 | 830.54 | 323.89 | 301.34 | 296.71 | 271.77 | 339.3 | 286.86 | 277.2 | 242.37 | 286.37 | 251.18 | 239.2 | 211.27 | 244.91 | 230.51 | 216.7 | 189.82 |
| Inventory | 101.18M | 104.75M | 112.45M | 112.23M | 143.93M | 122.1M | 114.55M | 107.47M | 109.31M | 113.85M | 117.19M | 109.29M | 131.62M | 130.3M | 145.18M | 115.3M | 119.6M | 108.99M | 97.03M | 82.26M |
| Days Inventory Outstanding | 65.37 | 55.16 | 59.03 | 57.89 | 72.25 | 62.85 | 54.74 | 48.87 | 64.17 | 53.52 | 51.1 | 47.94 | 65.83 | 61.47 | 62.05 | 53.21 | 66.87 | 60.3 | 53.99 | 45.11 |
| Other Current Assets | -1.13B | 128.61M | 111.76M | 114.73M | 117.83M | 121.68M | 93.87M | 88.92M | 90.35M | 90.18M | 85.89M | 58.24M | 61.15M | 32.56M | 37.52M | 41.7M | 9.13M | 7.91M | 6.86M | 0 |
| Total Non-Current Assets | 163.72M | 174.95M | 181.69M | 181.6M | 183.54M | 183.2M | 183.38M | 167.27M | 169.09M | 162.81M | 156.44M | 158.58M | 151.46M | 132.6M | 126.97M | 112.86M | 111.81M | 105.24M | 102.02M | 102.4M |
| Property, Plant & Equipment | 103.93M | 114.03M | 118.76M | 120.72M | 122.53M | 125.08M | 127.42M | 121.55M | 123.8M | 120.7M | 122.43M | 120.82M | 128.5M | 123.75M | 118.35M | 104.24M | 103.21M | 97.73M | 94.74M | 95.12M |
| Fixed Asset Turnover | 2.63x | 3.01x | 2.85x | 1.03x | 2.63x | 2.75x | 2.79x | 2.97x | 2.45x | 2.97x | 3.03x | 3.11x | 2.59x | 2.91x | 3.10x | 3.39x | 2.91x | 3.00x | 2.95x | 2.94x |
| Goodwill | 22.77M | 23.68M | 23.7M | 22.8M | 22.82M | 22.86M | 22.9M | 14.45M | 14.5M | 11.62M | 11.72M | 11.72M | 11.67M | 8.85M | 8.62M | 8.62M | 8.6M | 7.5M | 7.28M | 7.28M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 37.23M | 39.24M | 38.08M | 38.19M | 35.26M | 33.07M | 31.28M | 30.79M | 30.49M | 22.3M | 26.04M | 11.3M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Assets | 1.63B | 1.72B | 1.61B | 1.61B | 1.61B | 1.58B | 1.53B | 1.48B | 1.47B | 1.49B | 1.5B | 1.41B | 1.38B | 1.31B | 1.25B | 1.15B | 1.04B | 976.85M | 900.75M | 822.16M |
| Asset Turnover | 0.17x | 0.21x | 0.21x | 0.08x | 0.20x | 0.22x | 0.23x | 0.25x | 0.20x | 0.24x | 0.25x | 0.28x | 0.24x | 0.28x | 0.29x | 0.32x | 0.29x | 0.31x | 0.33x | 0.36x |
| Asset Growth % | 1.23% | 9.06% | 5.01% | 8.72% | 9.55% | 5.92% | 1.76% | 4.45% | 5.94% | 13.86% | 20.54% | 22.52% | 32.55% | 33.71% | 38.58% | 40.45% | 40.8% | 36.37% | 28.86% | 23.2% |
| Total Current Liabilities | 160.31M | 434.96M | 336.07M | 372.08M | 226.04M | 270.25M | 360.25M | 353.8M | 210.13M | 323.21M | 163.78M | 323.07M | 150.53M | 139.82M | 38.89M | 27.67M | 29.08M | 29.6M | 34.15M | 25.33M |
| Accounts Payable | 19.01M | 45.55M | 33.98M | 34.98M | 32.75M | 34.17M | 35.58M | 21.38M | 25.87M | 22.4M | 31.9M | 27.2M | 27.4M | 24.76M | 29.38M | 20.05M | 22.59M | 21.74M | 20.75M | 18.21M |
| Days Payables Outstanding | 20.5 | 20.2 | 18.12 | 15.31 | 18.18 | 18.52 | 14.04 | 10.65 | 13.88 | 12.58 | 13.33 | 10.87 | 13.11 | 12.08 | 11.78 | 9.66 | 12.97 | 12.44 | 11.73 | 11.05 |
| Short-Term Debt | 2.55M | 261.91M | 171.85M | 206.06M | 74M | 110.26M | 184.85M | 201.64M | 55.37M | 165.51M | -1.03M | 167.23M | 3.79M | 3.79M | 1.11M | 7.53M | 1.78M | 1.08M | 1.49M | 1.8M |
| Deferred Revenue (Current) | 25.53K | 109.58M | 112.21M | 113.25M | 107.5M | 106.6M | 121.69M | 120.78M | 118.41M | 125.82M | 125.6M | 120.47M | 110.33M | 106.51M | 100.36M | 92.49M | 82.41M | 75.73M | 66.49M | 0 |
| Other Current Liabilities | 118.31M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio | 1.37x | 3.55x | 4.24x | 3.83x | 6.30x | 5.15x | 3.74x | 3.70x | 6.18x | 4.10x | 8.23x | 3.89x | 8.19x | 8.39x | 28.83x | 37.65x | 32.07x | 29.45x | 23.39x | 28.41x |
| Quick Ratio | 0.74x | 3.31x | 3.91x | 3.53x | 5.66x | 4.70x | 3.42x | 3.40x | 5.66x | 3.75x | 7.52x | 3.55x | 7.32x | 7.46x | 25.10x | 33.48x | 27.96x | 25.77x | 20.55x | 25.17x |
| Cash Conversion Cycle | 415.96 | 347.55 | 361.74 | 873.13 | 377.97 | 345.66 | 337.41 | 309.99 | 389.59 | 327.81 | 314.96 | 279.45 | 339.09 | 300.57 | 289.47 | 254.82 | 298.81 | 278.37 | 258.96 | 223.88 |
| Total Non-Current Liabilities | 986.66M | 727.43M | 706.57M | 664.47M | 822.75M | 750.86M | 699.46M | 652.7M | 787.41M | 686.92M | 835.81M | 592.72M | 738.5M | 673.63M | 728.3M | 650.09M | 564.61M | 509.39M | 444.32M | 389.93M |
| Long-Term Debt | 892.16M | 635.03M | 610.75M | 572.01M | 722.25M | 656.41M | 597.49M | 553.63M | 684.69M | 579.03M | 711.79M | 471.37M | 616.09M | 551.75M | 512.03M | 440.66M | 373.16M | 324.09M | 271.82M | 225.92M |
| Capital Lease Obligations | 57.49M | 65.82M | 66.95M | 67M | 67.67M | 69.06M | 70.69M | 64.25M | 65.86M | 64.12M | 64.88M | 62.3M | 62.35M | 61.5M | 62.69M | 61.48M | 60.15M | 60.67M | 61.8M | 62.89M |
| Deferred Tax Liabilities | 37.01M | 18.13M | 19.17M | 17.47M | 19.69M | 15.95M | 21.67M | 24.04M | 28.6M | 33.64M | 44.89M | 47.86M | 45.83M | 43.97M | 39.11M | 37.84M | 33.28M | 30.93M | 28.06M | 25.91M |
| Other Non-Current Liabilities | 0 | 8.45M | 9.7M | 7.98M | 13.15M | 9.44M | 9.61M | 10.77M | 8.26M | 10.14M | 14.25M | -109.27M | 14.22M | 16.41M | 14.12M | 17.63M | 15.62M | 17.96M | 16.15M | 18.4M |
| Total Liabilities | 1.15B | 1.16B | 1.04B | 1.04B | 1.05B | 1.02B | 1.06B | 1.01B | 997.54M | 1.01B | 999.59M | 915.79M | 889.04M | 813.45M | 767.19M | 677.76M | 593.69M | 538.99M | 478.47M | 415.26M |
| Total Debt | 952.19M | 962.77M | 849.54M | 845.07M | 863.91M | 835.73M | 853.03M | 819.52M | 805.93M | 808.66M | 775.64M | 700.9M | 682.24M | 613.24M | 575.82M | 502.14M | 433.3M | 385.84M | 335.11M | 290.61M |
| Net Debt | 834.28M | 840.4M | 839.88M | 835.26M | 855.38M | 827.73M | 848.28M | 814M | 801.69M | 804.35M | 769.32M | 691.1M | 677.92M | 608.71M | 571.46M | 495.22M | 430.7M | 383.72M | 332.39M | 287.72M |
| Debt / Equity | 1.99x | 1.73x | 1.50x | 1.48x | 1.55x | 1.51x | 1.81x | 1.74x | 1.72x | 1.70x | 1.54x | 1.40x | 1.38x | 1.24x | 1.20x | 1.05x | 0.96x | 0.88x | 0.79x | 0.71x |
| Debt / EBITDA | - | - | 72.07x | 26.43x | 37.17x | 30.81x | 44.76x | 40.60x | 98.04x | 13.37x | 36.32x | 41.84x | 51.96x | 43.93x | 22.47x | 12.97x | 15.10x | 12.65x | 10.26x | 5.16x |
| Net Debt / EBITDA | - | - | 71.25x | 26.12x | 36.81x | 30.52x | 44.51x | 40.32x | 97.53x | 13.30x | 36.03x | 41.26x | 51.64x | 43.61x | 22.30x | 12.79x | 15.01x | 12.58x | 10.17x | 5.11x |
| Interest Coverage | -0.68x | -0.75x | 0.57x | 1.72x | 1.26x | 1.39x | 0.94x | 1.03x | 0.38x | -1.15x | 1.37x | 1.18x | 1.18x | 1.49x | 3.41x | 10.87x | 9.59x | 13.02x | 17.02x | 32.88x |
| Total Equity | 479.42M | 555.53M | 565.33M | 569.92M | 558.31M | 554.07M | 471.55M | 471.15M | 469.41M | 477.01M | 505.13M | 498.95M | 495.64M | 492.72M | 481.08M | 476.93M | 450.94M | 437.86M | 422.28M | 406.9M |
| Equity Growth % | -14.13% | 0.26% | 19.89% | 20.96% | 18.94% | 16.15% | -6.65% | -5.57% | -5.29% | -3.19% | 5% | 4.62% | 9.91% | 12.53% | 13.92% | 17.21% | 24% | 27.27% | 29.44% | 34.22% |
| Book Value per Share | 57.78 | 67.10 | 68.33 | 67.62 | 66.36 | 66.82 | 73.72 | 72.11 | 73.42 | 74.69 | 76.13 | 75.82 | 75.82 | 75.24 | 72.87 | 71.69 | 66.51 | 63.80 | 60.34 | 57.89 |
| Total Shareholders' Equity | 479.42M | 555.43M | 565.23M | 569.82M | 558.21M | 553.97M | 471.45M | 471.05M | 469.31M | 476.91M | 505.03M | 498.85M | 495.54M | 492.62M | 480.98M | 476.83M | 450.84M | 437.76M | 422.18M | 406.8M |
| Common Stock | 157K | 156K | 156K | 156K | 156K | 156K | 137K | 137K | 137K | 137K | 137K | 137K | 137K | 137K | 137K | 136K | 136K | 136K | 136K | 136K |
| Retained Earnings | 567.32M | 644.03M | 666.51M | 672.26M | 661.64M | 658.48M | 653.39M | 654.37M | 653.95M | 662.5M | 689.98M | 685.8M | 683.72M | 682.23M | 671.47M | 665.41M | 631.58M | 612.82M | 589.93M | 564.98M |
| Treasury Stock | -298.52M | -298.5M | -298.29M | -298.22M | -298.22M | -298.2M | -297.81M | -297.79M | -297.76M | -297.49M | -297.49M | -297.42M | -297.42M | -297.42M | -297.42M | -292.23M | -284.03M | -277.49M | -269.14M | -257.53M |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -297.49M | -297.42M | -297.42M | -297.42M | -297.42M | -292.23M | -284.03M | -277.49M | -269.14M | -257.53M |
| Minority Interest | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K |