Last 47 quarters of trend data · Consumer Cyclical · Auto Retail
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -0.06 | — | — | — | — | — | 9.41 | 32.90 | 16.00 | — | 224.65 | — | — | 47.27 | 62.80 | 93.63 | 35.60 | 12.88 | 5.04 | 8.41 | 8.76 |
| — | — | — | — | — | — | -95.8% | — | — | — | +257.7% | — | — | +266.9% | +1146.0% | +1012.7% | +306.4% | +15.7% | -17.3% | -19.2% | +23.5% | |
| P/S Ratio | 0.01 | 0.05 | 0.10 | 0.19 | 0.13 | 0.27 | 0.27 | 0.31 | 0.23 | 0.32 | 0.26 | 0.32 | 0.31 | 0.73 | 0.34 | 0.43 | 0.32 | 0.50 | 0.38 | 0.56 | 0.72 |
| — | -83.3% | -61.3% | -40.8% | -43.6% | -15.9% | +5.3% | -3.2% | -24.3% | -55.7% | -24.7% | -24.7% | -3.2% | +47.7% | -10.9% | -23.0% | -55.9% | -50.1% | -59.8% | -38.2% | +38.5% | |
| P/B Ratio | 0.03 | 0.07 | 0.23 | 0.45 | 0.33 | 0.66 | 0.70 | 0.73 | 0.58 | 0.94 | 0.79 | 0.83 | 0.90 | 1.56 | 1.06 | 1.14 | 0.91 | 1.42 | 1.13 | 1.43 | 1.87 |
| — | -89.3% | -67.6% | -39.3% | -43.3% | -29.8% | -11.7% | -11.5% | -34.8% | -40.0% | -25.1% | -27.0% | -1.3% | +10.1% | -6.0% | -20.4% | -51.5% | -46.1% | -56.7% | -37.3% | +7.4% | |
| P/FCF | 0.08 | 0.08 | 0.38 | — | 5.56 | — | 5.41 | — | — | — | — | 9.50 | — | — | — | — | — | — | — | — | — |
| — | — | -93.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | — | 6.89 | — | — | 25.72 | 9.66 | 13.61 | 10.61 | 28.01 | 14.71 | 36.22 | 31.57 | 17.26 | 18.21 | 22.47 | 18.34 | 12.24 | 6.38 | 9.19 | 8.93 |
| — | — | -28.6% | — | — | -8.2% | -34.4% | -62.4% | -66.4% | +62.3% | -19.2% | +61.2% | +72.2% | +40.9% | +185.5% | +144.4% | +105.4% | +17.5% | +10.0% | -5.0% | +26.7% | |
| EV / EBIT | — | — | 7.37 | — | — | 31.45 | 10.34 | 14.84 | 11.44 | 33.49 | 16.19 | 46.60 | 40.12 | 18.90 | 20.19 | 25.60 | 20.63 | 12.52 | 6.59 | 9.50 | 9.20 |
| — | — | -28.8% | — | — | -6.1% | -36.1% | -68.2% | -71.5% | +77.2% | -19.8% | +82.1% | +94.5% | +51.0% | +206.3% | +169.4% | +124.3% | +16.9% | +11.8% | -5.0% | +26.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 48.2% | 50.6% | 31.2% | 49.5% | 48.3% | 48.7% | 46.8% | 48.0% | 50.1% | 48.7% | 45.3% | 46.6% | 50.1% | 24.5% | 42.4% | 44.0% | 41.4% | 44.0% | 44.2% | 45.3% | 44.8% |
| — | +3.8% | -33.4% | +3.1% | -3.7% | 0.0% | +3.4% | +3.0% | 0.0% | +98.9% | +6.7% | +6.0% | +21.0% | -44.3% | -4.0% | -2.9% | -7.5% | -3.3% | -5.4% | -5.6% | -1.6% | |
| Operating Margin | -8.4% | -33.9% | 11.6% | -5.2% | -2.1% | 2.8% | 8.1% | 6.6% | 7.3% | 2.8% | 5.1% | 2.2% | 2.0% | 7.3% | 3.9% | 3.6% | 3.6% | 7.1% | 10.8% | 9.8% | 11.5% |
| — | -1299.6% | +42.5% | -178.9% | -128.4% | +0.1% | +60.6% | +201.8% | +254.1% | -61.2% | +29.5% | -38.8% | -43.0% | +2.6% | -63.8% | -63.9% | -68.8% | -41.0% | -47.4% | -18.3% | +12.5% | |
| Net Margin | -10.9% | -47.3% | -12.2% | -26.7% | -6.4% | -1.7% | 2.9% | 1.0% | 1.2% | -1.7% | 0.1% | -2.9% | 1.5% | 1.6% | 0.5% | 0.5% | 0.9% | 4.0% | 7.6% | 6.7% | 8.2% |
| — | -2716.5% | -524.5% | -2855.0% | -642.0% | 0.0% | +2357.4% | +134.1% | -19.3% | -208.4% | -78.3% | -717.4% | +64.6% | -61.0% | -92.9% | -93.1% | -89.2% | -55.4% | -51.4% | -23.5% | +3.7% |
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -27.4% | -16.8% | -6.4% | -14.8% | -4.0% | -1.0% | 1.9% | 0.6% | 0.8% | -1.2% | 0.1% | -1.8% | 1.0% | 0.8% | 0.4% | 0.3% | 0.6% | 2.9% | 5.8% | 4.3% | 5.4% |
| — | -1560.9% | -439.4% | -2707.3% | -600.2% | +17.0% | +1978.9% | +131.5% | -22.7% | -245.9% | -78.4% | -691.4% | +61.1% | -70.8% | -92.7% | -92.9% | -88.2% | -52.5% | -49.1% | -23.3% | -20.3% | |
| ROA | -9.2% | -5.3% | -1.9% | -4.6% | -1.4% | -0.4% | 0.7% | 0.2% | 0.3% | -0.4% | 0.0% | -0.6% | 0.3% | 0.3% | 0.1% | 0.1% | 0.2% | 1.1% | 2.4% | 1.9% | 2.5% |
| — | -1373.9% | -393.8% | -2408.3% | -610.6% | +6.4% | +2188.2% | +134.3% | -22.3% | -232.9% | -80.6% | -616.1% | +38.7% | -74.8% | -93.8% | -94.1% | -90.1% | -60.7% | -56.4% | -30.6% | -22.9% | |
| ROIC | -6.3% | -3.4% | 1.7% | -0.8% | -0.4% | 0.5% | 1.6% | 1.1% | 1.4% | 0.6% | 1.1% | 0.4% | 0.4% | 1.2% | 1.0% | 0.8% | 0.9% | 1.8% | 3.1% | 2.5% | 3.1% |
| — | -757.0% | +6.0% | -171.6% | -127.6% | -7.2% | +47.8% | +188.9% | +212.0% | -55.2% | +9.5% | -50.3% | -49.9% | -32.8% | -68.4% | -68.0% | -71.3% | -47.1% | -51.5% | -25.3% | -18.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.73 | 1.78 | 1.73 | 1.99 | 1.73 | 1.50 | 1.48 | 1.55 | 1.51 | 1.81 | 1.74 | 1.72 | 1.70 | 1.54 | 1.40 | 1.38 | 1.24 | 1.20 | 1.05 | 0.96 | 0.88 |
| — | +18.6% | +16.9% | +28.4% | +14.9% | -16.9% | -14.8% | -9.9% | -11.0% | +17.8% | +23.8% | +24.7% | +36.2% | +28.3% | +33.4% | +43.3% | +41.2% | +50.8% | +47.4% | +27.1% | +9.2% | |
| Debt / EBITDA | — | — | 25.76 | — | — | 72.07 | 26.43 | 37.17 | 30.81 | 74.02 | 40.60 | 98.04 | 89.43 | 36.32 | 41.84 | 51.96 | 43.93 | 22.47 | 12.85 | 14.83 | 11.44 |
| — | — | -2.5% | — | — | -2.6% | -34.9% | -62.1% | -65.5% | +103.8% | -3.0% | +88.7% | +103.6% | +61.7% | +225.7% | +250.4% | +283.9% | +132.4% | +156.8% | +53.0% | +25.6% | |
| Current Ratio | 7.96 | 0.48 | 8.78 | 1.37 | 3.55 | 4.24 | 3.83 | 6.30 | 5.15 | 3.74 | 3.70 | 6.18 | 7.52 | 7.09 | 23.25 | 7.22 | 6.97 | 28.83 | 37.65 | 30.22 | 6.54 |
| — | -88.7% | +129.4% | -78.3% | -31.1% | +13.4% | +3.4% | +2.0% | -31.5% | -47.2% | -84.1% | -14.5% | +7.8% | -75.4% | -38.2% | -76.1% | +6.6% | +23.3% | +32.5% | +19.3% | -53.4% | |
| Quick Ratio | 7.63 | 0.21 | 8.41 | 0.74 | 3.31 | 3.91 | 3.53 | 5.66 | 4.70 | 3.42 | 3.40 | 5.66 | 6.88 | 6.48 | 21.27 | 6.46 | 6.20 | 25.10 | 33.48 | 26.35 | 5.72 |
| — | -94.6% | +138.4% | -87.0% | -29.6% | +14.2% | +3.8% | +0.1% | -31.7% | -47.2% | -84.0% | -12.4% | +11.1% | -74.2% | -36.5% | -75.5% | +8.3% | +22.2% | +33.0% | +16.5% | -54.2% | |
| Interest Coverage | -1.45 | -2.57 | 1.40 | -0.69 | -0.75 | 0.57 | 1.72 | 1.26 | 1.39 | 0.57 | 1.03 | 0.38 | 0.39 | 1.37 | 1.18 | 1.18 | 1.49 | 3.41 | 10.87 | 9.60 | 13.02 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying CRMT stock.
America's Car-Mart, Inc.'s current P/E is -0.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
America's Car-Mart, Inc.'s current operating margin is -8.4%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking America's Car-Mart, Inc.'s business trajectory between earnings reports.