America's Car-Mart, Inc. (CRMT) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Sales/Revenue | 286.79M | 350.19M | 341.31M | 125.45M | 325.73M | 347.27M | 347.76M | 364.67M | 299.61M | 361.58M | 368.02M | 388.31M | 326.53M | 351.84M | 344.88M | 351.84M | 291.9M | 288.3M | 280.33M | 279.08M |
| Revenue Growth % | -11.95% | 0.84% | -1.85% | -65.6% | 8.72% | -3.96% | -5.51% | -6.09% | -8.24% | 2.77% | 6.71% | 10.37% | 11.86% | 22.04% | 23.03% | 26.07% | 27.88% | 29.07% | 49.18% | 42.61% |
| Cost of Goods Sold | 144.9M | 181.12M | 175.08M | 196.9M | 169.37M | 173.22M | 186.57M | 199.62M | 159.96M | 198.56M | 203.88M | 223.6M | 183.01M | 206.14M | 193.12M | 196.45M | 157.25M | 157.17M | 152.76M | 148.77M |
| COGS % of Revenue | 50.53% | 51.72% | 51.3% | 156.95% | 52% | 49.88% | 53.65% | 54.74% | 53.39% | 54.92% | 55.4% | 57.58% | 56.05% | 58.59% | 55.99% | 55.84% | 53.87% | 54.51% | 54.49% | 53.31% |
| Gross Profit | 141.89M | 169.07M | 166.23M | -71.45M | 156.35M | 174.05M | 161.19M | 165.05M | 139.65M | 163.02M | 164.15M | 164.71M | 143.52M | 145.7M | 151.77M | 155.38M | 134.65M | 131.13M | 127.56M | 130.31M |
| Gross Margin % | 49.47% | 48.28% | 48.7% | -56.95% | 48% | 50.12% | 46.35% | 45.26% | 46.61% | 45.08% | 44.6% | 42.42% | 43.95% | 41.41% | 44.01% | 44.16% | 46.13% | 45.49% | 45.51% | 46.69% |
| Gross Profit Growth % | -9.25% | -2.86% | 3.13% | -143.29% | 11.96% | 6.77% | -1.8% | 0.21% | -2.69% | 11.89% | 8.16% | 6% | 6.58% | 11.11% | 18.97% | 19.25% | 23.03% | 22.93% | 37.11% | 39.47% |
| Operating Expenses | 156.71M | 176.3M | 156.58M | 143.25M | 135M | 148.85M | 142.13M | 146.63M | 133.14M | 181.95M | 144.49M | 149.56M | 131.92M | 133.05M | 127.29M | 117.5M | 106.87M | 99.07M | 93.82M | 73.16M |
| OpEx % of Revenue | 54.64% | 50.34% | 45.88% | 114.19% | 41.45% | 42.86% | 40.87% | 40.21% | 44.44% | 50.32% | 39.26% | 38.52% | 40.4% | 37.81% | 36.91% | 33.4% | 36.61% | 34.36% | 33.47% | 26.22% |
| Selling, General & Admin | 51.51M | 57M | 51.41M | 48.34M | 46.46M | 47.41M | 46.71M | 146.63M | 133.14M | 44.86M | 46.47M | 45.81M | 44.74M | 42.91M | 43.23M | 40.99M | 39.18M | 37.16M | 38.8M | 36.14M |
| SG&A % of Revenue | 17.96% | 16.28% | 15.06% | 38.54% | 14.26% | 13.65% | 13.43% | 40.21% | 44.44% | 12.41% | 12.63% | 11.8% | 13.7% | 12.2% | 12.54% | 11.65% | 13.42% | 12.89% | 13.84% | 12.95% |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Operating Income | -14.83M | -7.22M | 9.65M | 30.03M | 21.35M | 25.2M | 17.18M | 18.42M | 6.51M | 58.77M | 19.66M | 15.15M | 11.59M | 12.65M | 24.48M | 37.51M | 27.74M | 29.55M | 31.76M | 55.41M |
| Operating Margin % | -5.17% | -2.06% | 2.83% | 23.93% | 6.55% | 7.26% | 4.94% | 5.05% | 2.17% | 16.25% | 5.34% | 3.9% | 3.55% | 3.6% | 7.1% | 10.66% | 9.5% | 10.25% | 11.33% | 19.85% |
| Operating Income Growth % | -169.44% | -128.66% | -43.82% | 63.03% | 228.06% | -57.13% | -12.64% | 21.6% | -43.86% | 364.62% | -19.69% | -59.62% | -58.21% | -57.2% | -22.93% | -32.29% | 7.63% | 6.75% | 24.36% | 337.02% |
| EBITDA | -12.79M | -5.12M | 11.79M | 31.97M | 23.24M | 27.13M | 19.06M | 20.19M | 8.22M | 60.47M | 21.35M | 16.75M | 13.13M | 13.96M | 25.63M | 38.72M | 28.69M | 30.51M | 32.67M | 56.35M |
| EBITDA Margin % | -4.46% | -1.46% | 3.45% | 25.49% | 7.13% | 7.81% | 5.48% | 5.54% | 2.74% | 16.72% | 5.8% | 4.31% | 4.02% | 3.97% | 7.43% | 11.01% | 9.83% | 10.58% | 11.66% | 20.19% |
| EBITDA Growth % | -155.02% | -118.88% | -38.15% | 58.38% | 182.73% | -55.14% | -10.74% | 20.51% | -37.39% | 333.2% | -16.69% | -56.74% | -54.24% | -54.25% | -21.56% | -31.29% | 7.54% | 6.64% | 23.41% | 314.23% |
| D&A (Non-Cash Add-back) | 2.04M | 2.1M | 2.14M | 1.95M | 1.89M | 1.93M | 1.88M | 1.77M | 1.71M | 1.7M | 1.69M | 1.6M | 1.54M | 1.31M | 1.15M | 1.21M | 950K | 958K | 915K | 947K |
| EBIT | -14.83M | -11.8M | 9.64M | 29.85M | 21.31M | 25.16M | 17.13M | 18.34M | 6.39M | -19.01M | 19.49M | 15.11M | 11.52M | 12.41M | 25.07M | 37.82M | 28.23M | 32.72M | 33.74M | 57.14M |
| Net Interest Income | -21.77M | -15.69M | -17.04M | -17.37M | 45.32M | -18.04M | -18.31M | -17.76M | -16.73M | -16.58M | -14.27M | -12.85M | -9.77M | -8.35M | -7.34M | -3.48M | -2.94M | -2.51M | -1.98M | -1.74M |
| Interest Income | 0 | 0 | 0 | 0 | 62.24M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 21.77M | 15.69M | 17.04M | 17.37M | 16.92M | 18.04M | 18.31M | 17.76M | 16.73M | 16.58M | 14.27M | 12.85M | 9.77M | 8.35M | 7.34M | 3.48M | 2.94M | 2.51M | 1.98M | 1.74M |
| Other Income/Expense | -21.89M | -20.26M | -17.05M | -17.55M | -16.96M | -18.08M | -18.36M | -17.84M | -16.85M | -16.66M | -14.44M | -12.89M | -9.83M | -8.59M | -7.35M | -3.54M | -2.99M | -3.25M | -1.98M | -1.74M |
| Pretax Income | -36.72M | -27.48M | -5.75M | 12.48M | 4.39M | 7.12M | -1.18M | 578K | -10.34M | -35.59M | 5.22M | 2.25M | 1.76M | 4.06M | 17.13M | 34.34M | 24.79M | 29.51M | 31.76M | 55.4M |
| Pretax Margin % | -12.8% | -7.85% | -1.68% | 9.95% | 1.35% | 2.05% | -0.34% | 0.16% | -3.45% | -9.84% | 1.42% | 0.58% | 0.54% | 1.15% | 4.97% | 9.76% | 8.49% | 10.24% | 11.33% | 19.85% |
| Income Tax | 39.98M | -5.01M | -1.67M | 1.84M | 1.23M | 2.02M | -219K | 152K | -1.8M | -8.13M | 1.03M | 165K | 251K | 919K | 3.88M | 7.66M | 6.02M | 6.62M | 6.79M | 11.91M |
| Effective Tax Rate % | -108.88% | 18.23% | 28.99% | 14.77% | 27.97% | 28.34% | 18.51% | 26.3% | 17.4% | 22.84% | 19.81% | 7.32% | 14.27% | 22.65% | 22.68% | 22.31% | 24.3% | 22.43% | 21.38% | 21.49% |
| Net Income | -76.7M | -22.49M | -5.74M | 10.63M | 3.16M | 4.12M | -964K | 426K | -8.54M | -27.46M | 4.19M | 2.09M | 1.51M | 3.14M | 13.24M | 26.68M | 18.77M | 22.89M | 24.97M | 43.5M |
| Net Margin % | -26.75% | -6.42% | -1.68% | 8.47% | 0.97% | 1.19% | -0.28% | 0.12% | -2.85% | -7.6% | 1.14% | 0.54% | 0.46% | 0.89% | 3.84% | 7.58% | 6.43% | 7.94% | 8.91% | 15.59% |
| Net Income Growth % | -2525.77% | -646.59% | -495.02% | 2394.13% | 137.02% | 114.98% | -123.03% | -79.6% | -666.45% | -974.9% | -68.39% | -92.17% | -91.97% | -86.29% | -46.96% | -38.67% | -5.59% | 8.01% | 27.62% | 369.78% |
| Net Income (Continuing) | -76.7M | -22.47M | -5.74M | 10.63M | 3.16M | 5.1M | -964K | 426K | -8.54M | -27.46M | 4.19M | 2.09M | 1.51M | 3.14M | 13.24M | 26.68M | 18.77M | 22.89M | 24.97M | 43.5M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K | 100K |
| EPS (Diluted) | -9.25 | -2.72 | -0.69 | 1.26 | 0.37 | 0.61 | -0.15 | 0.06 | -1.34 | -4.30 | 0.63 | 0.32 | 0.23 | 0.48 | 2.01 | 4.01 | 2.82 | 3.41 | 3.57 | 6.19 |
| EPS Growth % | -2600% | -545.9% | -360% | 1878.02% | 127.61% | 114.19% | -123.81% | -80.09% | -682.61% | -995.83% | -68.66% | -92.02% | -91.84% | -85.92% | -43.7% | -35.22% | -1.05% | 11.8% | 26.15% | 358.52% |
| EPS (Basic) | -9.25 | -2.72 | -0.69 | 1.29 | 0.38 | 0.62 | -0.15 | 0.07 | -1.34 | -4.30 | 0.65 | 0.33 | 0.24 | 0.49 | 2.08 | 4.16 | 2.95 | 3.59 | 3.78 | 6.57 |
| Diluted Shares Outstanding | 8.3M | 8.28M | 8.27M | 8.43M | 8.41M | 8.29M | 6.4M | 6.53M | 6.39M | 6.39M | 6.64M | 6.58M | 6.54M | 6.55M | 6.6M | 6.65M | 6.78M | 6.86M | 7M | 7.03M |
| Basic Shares Outstanding | 8.3M | 8.28M | 8.27M | 8.26M | 8.26M | 8.15M | 6.4M | 6.39M | 6.39M | 6.39M | 6.38M | 6.37M | 6.37M | 6.37M | 6.37M | 6.42M | 6.49M | 6.53M | 6.6M | 6.62M |
| Dividend Payout Ratio | - | - | - | 0.09% | 0.32% | 0.24% | - | 2.35% | - | - | 0.24% | 0.48% | 0.66% | 0.32% | 0.08% | 0.04% | 0.05% | 0.04% | 0.04% | - |