Ellington Credit Company (EARN) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 | Q3'20 | Q2'20 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | -5.29M | 83K | 8.63M | 1.27M | 5.89M | 991K | -10.06M | 2.7M | 3.64M | 12.95M | -12.44M | -9.43M | -16.15M | -1.45M | 2.3M | -3M | 1.59M | 8.79M | 9.52M | 23.08M |
| Gross Margin % | -574.81% | 1.22% | 52.69% | 11.07% | 36.84% | 65.93% | -440.44% | 18.79% | 27.28% | 63.4% | 152.22% | 126.43% | 107.33% | 201.67% | 80.66% | 128.21% | 67.09% | 92.47% | 92.08% | 90.83% |
| Gross Profit Growth % | -189.87% | -91.62% | 185.78% | -52.87% | 61.75% | -92.35% | 19.11% | 128.65% | 122.56% | 995.64% | -640.44% | -214.05% | -1114.2% | -116.44% | -75.83% | -113.02% | 110.3% | -19.91% | 87.7% | 1834.37% |
| Operating Expenses | 2.58M | 2.27M | 2.73M | 2.16M | 1.63M | -22.96M | 1.36M | 1.5M | 1.3M | 1.27M | 1.23M | 1.31M | 1.32M | 1.31M | 1.44M | 1.53M | 1.47M | 1.4M | 1.41M | 1.73M |
| OpEx % of Revenue | 280.35% | 33.42% | 16.63% | 18.8% | 10.17% | -1527.54% | 59.34% | 10.42% | 9.77% | 6.22% | -15.05% | -17.5% | -8.78% | -183.12% | 50.53% | -65.43% | 61.74% | 14.73% | 13.59% | 6.82% |
| Selling, General & Admin | 520K | 446K | 594K | 524K | 364K | 283K | 272K | 282K | 280K | 273K | 284K | 739K | 260K | 807K | 302K | 916K | 877K | 884K | 833K | 818K |
| SG&A % of Revenue | 56.46% | 6.57% | 3.63% | 4.55% | 2.28% | 18.83% | 11.9% | 1.96% | 2.1% | 1.34% | -3.47% | -9.9% | -1.73% | -112.55% | 10.58% | -39.1% | 36.96% | 9.29% | 8.05% | 3.22% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | -7.88M | -2.19M | 5.91M | -890K | 4.26M | 23.95M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K | -4.54M | 127K | 7.39M | 8.12M | 21.34M |
| Operating Margin % | -855.16% | -32.19% | 36.06% | -7.73% | 26.66% | 1593.48% | -499.78% | 8.36% | 17.5% | 57.18% | 167.27% | 143.93% | 116.11% | 384.8% | 30.13% | 193.64% | 5.35% | 77.74% | 78.49% | 84.01% |
| Operating Income Growth % | -284.71% | -109.13% | 151.73% | -173.98% | 82.46% | 105.05% | 16.47% | 111.2% | 113.38% | 523.34% | -1689.65% | -136.72% | -13853.54% | -137.31% | -89.41% | -121.26% | 100.76% | -23.82% | 117.7% | 20048.6% |
| EBITDA | -7.88M | -2.19M | 5.91M | -890K | 4.26M | 23.95M | -11.42M | 1.2M | 2.34M | 13.97M | -13.67M | -10.74M | -17.47M | 4.76M | 860K | -4.54M | 127K | 7.39M | 8.12M | 21.34M |
| EBITDA Margin % | -855.16% | -32.19% | 36.06% | -7.73% | 26.66% | 1593.48% | -499.78% | 8.36% | 17.5% | 68.39% | 167.27% | 143.93% | 116.11% | -664.57% | 30.13% | 193.64% | 5.35% | 77.74% | 78.49% | 84.01% |
| EBITDA Growth % | -284.71% | -109.13% | 151.73% | -173.98% | 82.46% | 71.44% | 16.47% | 111.2% | 113.38% | 193.18% | -1689.65% | -136.72% | -13853.54% | -35.56% | -89.41% | -121.26% | 100.76% | -23.82% | 117.7% | 20048.6% |
| D&A (Non-Cash Add-back) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.29M | 0 | 0 | 0 | 7.52M | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | -7.88M | -2.19M | 5.91M | -890K | 4.26M | 23.95M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K | -4.54M | 127K | 7.39M | 8.12M | 21.34M |
| Net Interest Income | 9.25M | 6.14M | 4.75M | 3.9M | 279K | 377K | -1.1M | -1.62M | -372K | 2.45M | 5.19M | 7.12M | 5.43M | 5.76M | 4.91M | 9.21M | 5.75M | 5.46M | 6.96M | 1.16M |
| Interest Income | 15.46M | 12.85M | 12.5M | 14.13M | 10.38M | 11.89M | 11.25M | 10.07M | 9.34M | 9.93M | 9.46M | 9.09M | 6.54M | 6.49M | 5.46M | 9.88M | 6.54M | 6.17M | 7.78M | 3.49M |
| Interest Expense | 6.21M | 6.71M | 7.75M | 10.23M | 10.1M | 11.51M | 12.35M | 11.69M | 9.71M | 7.48M | 4.27M | 1.97M | 1.1M | 729K | 552K | 661K | 781K | 716K | 819K | 2.33M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | -7.88M | -2.19M | 5.91M | -890K | 4.26M | 12.44M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K | -4.54M | 127K | 7.39M | 8.12M | 21.34M |
| Pretax Margin % | -855.16% | -32.19% | 36.06% | -7.73% | 26.66% | 827.61% | -499.78% | 8.36% | 17.5% | 57.18% | 167.27% | 143.93% | 116.11% | 384.8% | 30.13% | 193.64% | 5.35% | 77.74% | 78.49% | 84.01% |
| Income Tax | -6K | -181K | 463K | -75K | 303K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0.08% | 8.28% | 7.84% | 8.43% | 7.11% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | -7.87M | -2M | 5.45M | -815K | 3.96M | 12.44M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K | -4.54M | 127K | 7.39M | 8.12M | 21.34M |
| Net Margin % | -854.51% | -29.53% | 33.23% | -7.08% | 24.77% | 827.61% | -499.78% | 8.36% | 17.5% | 57.18% | 167.27% | 143.93% | 116.11% | 384.8% | 30.13% | 193.64% | 5.35% | 77.74% | 78.49% | 84.01% |
| Net Income Growth % | -298.69% | -116.12% | 147.68% | -167.75% | 69.49% | 6.5% | 16.47% | 111.2% | 113.38% | 523.34% | -1689.65% | -136.72% | -13853.54% | -137.31% | -89.41% | -121.26% | 100.76% | -23.82% | 117.7% | 20048.6% |
| Net Income (Continuing) | -7.87M | -2M | 5.45M | -815K | 3.96M | 12.44M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K | -4.54M | 127K | 7.39M | 8.12M | 21.34M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.23 | -0.07 | 0.21 | -0.04 | 0.20 | 0.75 | -0.75 | 0.09 | 0.17 | 0.88 | -1.04 | -0.82 | -1.33 | -0.21 | 0.07 | -0.36 | 0.01 | 0.60 | 0.66 | 1.73 |
| EPS Growth % | -215% | -109.31% | 128% | -146.35% | 17.65% | -14.77% | 27.88% | 110.52% | 112.78% | 519.05% | -1585.71% | -127.78% | -13400% | -135% | -89.39% | -120.81% | 100.74% | -23.08% | 120% | - |
| EPS (Basic) | -0.23 | -0.07 | 0.21 | -0.04 | 0.20 | 0.75 | -0.75 | 0.09 | 0.17 | 0.88 | -1.04 | -0.82 | -1.33 | -0.21 | 0.07 | -0.36 | 0.01 | 0.60 | 0.66 | 1.73 |
| Diluted Shares Outstanding | 34.81M | 28.73M | 25.59M | 20.35M | 19.55M | 16.66M | 15.2M | 13.94M | 13.67M | 13.29M | 13.15M | 13.11M | 13.11M | 13.03M | 12.92M | 12.43M | 12.34M | 12.34M | 12.32M | 12.32M |
| Basic Shares Outstanding | 34.81M | 28.73M | 25.59M | 20.35M | 19.55M | 16.66M | 15.2M | 13.94M | 13.67M | 13.29M | 13.15M | 13.11M | 13.11M | 13.03M | 12.92M | 12.43M | 12.34M | 12.34M | 12.32M | 12.32M |
| Dividend Payout Ratio | - | - | 107.93% | - | 117.62% | 31.42% | - | 276.64% | 139.88% | 27.24% | - | - | - | - | 450.7% | - | 2721.26% | 46.71% | 42.5% | 16.16% |