Ellington Credit Company (EARN) quarterly income statement — complete revenue, gross profit & net income history
Ellington Credit Company (EARN) annual income statement — 14-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 8.95M | 10.02M | 11.34M | 12.19M | 9.96M | 9.25M | 6.14M | 4.75M | 3.9M | 279K | 377K | -1.1M | -1.62M | -372K | 2.45M | 5.19M | 7.12M | 5.43M | 5.76M | 4.91M |
| NII Growth % | -10.06% | 8.31% | 84.55% | 156.46% | 155.45% | 3214.34% | 1529.18% | 533.58% | 341.15% | 175% | -84.61% | -121.12% | -122.71% | -106.85% | -57.48% | 5.66% | -22.78% | -5.6% | 5.57% | -29.41% |
| Net Interest Margin % | 2.34% | 2.59% | 2.93% | 2.93% | 2.74% | 1.18% | 0.75% | 0.63% | 0.42% | 0.03% | 0.04% | -0.1% | -0.15% | -0.03% | 0.23% | 0.44% | 0.63% | 0.36% | 0.36% | 0.36% |
| Interest Income | 11.96M | 12.31M | 13.67M | 14.15M | 11.67M | 15.46M | 12.85M | 12.5M | 14.13M | 10.38M | 11.89M | 11.25M | 10.07M | 9.34M | 9.93M | 9.46M | 9.09M | 6.54M | 6.49M | 5.46M |
| Interest Expense | 3M | 2.3M | 2.34M | 1.96M | 1.72M | 6.21M | 6.71M | 7.75M | 10.23M | 10.1M | 11.51M | 12.35M | 11.69M | 9.71M | 7.48M | 4.27M | 1.97M | 1.1M | 729K | 552K |
| Loan Loss Provision | -3M | -2.3M | -2.34M | -1.96M | -1.72M | 0 | 0 | 0 | 0 | 0 | -11M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Interest Income | -142K | 26K | 670K | 1.26M | 229K | -14.54M | -6.06M | 3.88M | -2.62M | 5.61M | -10.38M | -8.97M | 4.32M | 4.01M | 10.5M | -17.63M | -16.55M | -21.58M | -7.21M | -2.61M |
| Non-Interest Income % | -1.61% | 0.26% | 5.58% | 9.38% | 2.25% | 274.67% | -7300% | 44.96% | -205.89% | 95.26% | 103.77% | 89.11% | 159.79% | 110.21% | 81.08% | 141.71% | 175.42% | 133.64% | 498.48% | -113.34% |
| Total Net Revenue | 8.81M | 10.04M | 12.01M | 13.45M | 10.18M | -5.29M | 83K | 8.63M | 1.27M | 5.89M | -10.01M | -10.06M | 2.7M | 3.64M | 12.95M | -12.44M | -9.43M | -16.15M | -1.45M | 2.3M |
| Revenue Growth % | -13.47% | 289.67% | 14363.86% | 55.77% | 699.37% | -189.87% | 100.83% | 185.78% | -52.87% | 61.75% | -177.28% | 19.11% | 128.65% | 122.56% | 995.64% | -640.44% | -214.05% | -1114.2% | -116.44% | -75.83% |
| Non-Interest Expense | -3.51M | 40.03M | 33.07M | 9.17M | -21K | 2.58M | 2.27M | 2.73M | 2.16M | 1.63M | -22.96M | 1.36M | 1.5M | 1.3M | 1.27M | 1.23M | 1.31M | 1.32M | 1.31M | 1.44M |
| Efficiency Ratio | -39.8% | 398.72% | 275.49% | 68.17% | -0.21% | -48.77% | 2733.73% | 31.56% | 169.86% | 27.62% | 229.41% | -13.47% | 55.49% | 35.83% | 9.81% | -9.89% | -13.84% | -8.18% | -90.8% | 62.64% |
| Operating Income | 15.32M | -27.7M | -18.73M | 6.24M | 11.92M | -7.88M | -2.19M | 5.91M | -890K | 4.26M | 23.95M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K |
| Operating Margin % | 173.9% | -275.84% | -156.03% | 46.43% | 117.05% | 148.77% | -2633.73% | 68.44% | -69.86% | 72.38% | -239.31% | 113.47% | 44.51% | 64.17% | 90.19% | 109.89% | 113.84% | 108.18% | 190.8% | 37.36% |
| Operating Income Growth % | 28.56% | -251.66% | -756.86% | 5.69% | 1439.33% | -284.71% | -109.13% | 151.73% | -173.98% | 82.46% | 105.05% | 16.47% | 111.2% | 113.38% | 523.34% | -1689.65% | -136.72% | -13853.54% | -137.31% | -89.41% |
| Pretax Income | 12.32M | -32.27M | -21.07M | 4.28M | 10.21M | -7.88M | -2.19M | 5.91M | -890K | 4.26M | 12.44M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K |
| Pretax Margin % | 139.8% | -321.38% | -175.49% | 31.83% | 100.21% | 148.77% | -2633.73% | 68.44% | -69.86% | 72.38% | -124.29% | 113.47% | 44.51% | 64.17% | 90.19% | 109.89% | 113.84% | 108.18% | 190.8% | 37.36% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | -6K | -181K | 463K | -75K | 303K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0.08% | 8.28% | 7.84% | 8.43% | 7.11% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | 12.32M | -32.27M | -21.07M | 4.28M | 10.21M | -7.87M | -2M | 5.45M | -815K | 3.96M | 12.44M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K |
| Net Margin % | 139.8% | -321.38% | -175.49% | 31.83% | 100.21% | 148.66% | -2415.66% | 63.07% | -63.97% | 67.24% | -124.29% | 113.47% | 44.51% | 64.17% | 90.19% | 109.89% | 113.84% | 108.18% | 190.8% | 37.36% |
| Net Income Growth % | 20.72% | -310.04% | -950.72% | -21.4% | 1352.15% | -298.69% | -116.12% | 147.68% | -167.75% | 69.49% | 6.5% | 16.47% | 111.2% | 113.38% | 523.34% | -1689.65% | -136.72% | -13853.54% | -137.31% | -89.41% |
| Net Income (Continuing) | 12.32M | -32.27M | -21.07M | 4.28M | 10.21M | -7.87M | -2M | 5.45M | -815K | 3.96M | 12.44M | -11.42M | 1.2M | 2.34M | 11.68M | -13.67M | -10.74M | -17.47M | -2.76M | 860K |
| EPS (Diluted) | 0.33 | -0.86 | -0.56 | 0.12 | 0.29 | -0.23 | -0.07 | 0.21 | -0.04 | 0.20 | 0.75 | -0.75 | 0.09 | 0.17 | 0.88 | -1.04 | -0.82 | -1.33 | -0.21 | 0.07 |
| EPS Growth % | 13.79% | -273.91% | -702.29% | -42.86% | 825% | -215% | -109.31% | 128% | -146.35% | 17.65% | -14.77% | 27.88% | 110.52% | 112.78% | 519.05% | -1585.71% | -127.78% | -13400% | -135% | -89.39% |
| EPS (Basic) | 0.33 | -0.86 | -0.56 | 0.11 | 0.27 | -0.23 | -0.07 | 0.21 | -0.04 | 0.20 | 0.75 | -0.75 | 0.09 | 0.17 | 0.88 | -1.04 | -0.82 | -1.33 | -0.21 | 0.07 |
| Diluted Shares Outstanding | 37.63M | 37.58M | 37.57M | 34.81M | 34.81M | 34.81M | 28.73M | 25.59M | 20.35M | 19.55M | 16.66M | 15.2M | 13.94M | 13.67M | 13.29M | 13.15M | 13.11M | 13.11M | 13.03M | 12.92M |