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FirstCash Holdings, Inc (FCFS) Price Target Analysis

Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026

Current Price
$192.79
Market reference
Price Target
$217.00
+12.6% Upside
Target Range
$217.00 — $217.00
High conviction
Analyst Rating
Hold
19 analysts
Forward P/E18.6x
Trailing P/E26.0x
Forward PEG0.79
Implied Growth+50.2%
Median Target$217.00
Analyst Spread0.0%

FCFS trades near analyst consensus with +12.6% potential upside. Limited near-term catalysts may be priced in at current levels.

Price Forecast (1 Year)

Last 12 months price action with 12-month analyst target path

Current$192.79
Consensus$217.00
High$217.00
Low$217.00
Model$227.31
Bear Case
$217
+12.6%
Consensus
$217
+12.6%
Bull Case
$217
+12.6%
Valuation Model TargetsConfidence: 62/100
Bear$140
Base$227
Bull$315

Analyst Ratings Distribution

Breakdown of 19 published analyst recommendations for FCFS

53% hold / mixed conviction
+24
BearishBullish
Weighted analyst sentiment score based on 19 ratings
ConsensusHold
Coverage19 Analysts
Net Score+24
Bull / Bear47% / 0%
Strong Buy00%
Buy947%
Hold1053%
Sell00%
Strong Sell00%
Strong Buy
00%
Buy
947%
Hold
1053%
Sell
00%
Strong Sell
00%
Recommendation Mix47% Buy · 53% Hold · 0% Sell
Buy (9)Hold (10)Sell (0)

FCFS Price Target Analysis

Updated March 2, 2026

As of March 2, 2026, FirstCash Holdings, Inc (FCFS) has a Wall Street consensus price target of $217.00, based on estimates from 19 covering analysts. With the stock currently trading at $192.79, this represents a potential upside of +12.6%. The company has a market capitalization of $8.48B.

Analyst price targets range from a low of $217.00 to a high of $217.00, representing a 0% spread in expectations. The median target of $217.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.

The current analyst consensus rating is Hold, with 9 analysts rating the stock as a Buy or Strong Buy,10 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.

From a valuation perspective, FCFS trades at a trailing P/E of 26.0x and forward P/E of 18.6x. The forward PEG ratio of 0.79 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +50.2% over the next year.

Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $227.31, with bear and bull scenarios of $139.82 and $315.21 respectively. Model confidence stands at 62/100, reflecting moderate uncertainty in projections.

Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.

Analyst Sentiment Comparison

Industry Peer Analysis
Avg Peer Upside+27.0%
Avg Forward P/E11.9x
Peers with Coverage4 / 5
CompanyMarket CapPriceTargetUpsideRatingFwd P/EAnalysts
FCFSFirstCash Holdings, Inc
$8.5B$192.79$217.00+12.6%Hold18.6x19
EZPWEZCORP, Inc.$1.6B$26.53$27.25+2.7%Buy14.8x15
JCAPJefferson Capital, Inc. Common Stock$1.2B$20.63$26.33+27.6%Buy7.3x9
PRAAPRA Group, Inc.$616M$15.75$26.00+65.1%Hold6.9x13
LMFALM Funding America, Inc.$6M$0.37—————

Upside Potential Comparison

PRAA
+65.1%
JCAP
+27.6%
FCFS
+12.6%
EZPW
+2.7%

See FCFS's True Return

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Is FCFS Undervalued?

See our Bear / Base / Bull DCF models and intrinsic value estimates.

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Compare FCFS vs JPM

See how FCFS stacks up against sector leader JPMorgan Chase & Co..

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Frequently Asked Questions

What is the FCFS stock price target for 2026?

FirstCash Holdings, Inc (FCFS) has a consensus 12-month price target of $217, implying 12.6% upside from $192.79. The 19 analysts covering FCFS see moderate appreciation potential.

Is FCFS a buy, sell, or hold?

FCFS has a consensus rating of "Hold" based on 19 Wall Street analysts. The rating breakdown is mixed, with 10 Hold ratings making up the largest segment. The consensus 12-month price target of $217 implies 12.6% upside from current levels.

Is FCFS stock overvalued or undervalued?

With a forward P/E of 18.6397x, FCFS trades at a relatively low valuation. The consensus target of $217 implies 12.6% appreciation, suggesting meaningful undervaluation.

How high can FCFS stock go?

The most bullish Wall Street analyst has a price target of $217 for FCFS, while the most conservative target is $217. The consensus of $217 represents the median expectation. Our quantitative valuation model projects a bull case target of $315 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

How many analysts cover FCFS stock?

FCFS is well covered by analysts, with 19 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 9 have Buy ratings, 10 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

What is the FCFS stock forecast?

The 12-month FCFS stock forecast based on 19 Wall Street analysts shows a consensus price target of $217, with estimates ranging from $217 (bear case) to $217 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $227, with bear/bull scenarios of $140/$315.

What is FCFS's fair value based on fundamentals?

Our quantitative valuation model calculates FCFS's fair value at $227 (base case), with a bear case of $140 and bull case of $315. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 62/100.

What is FCFS's forward P/E ratio?

FCFS trades at a forward P/E ratio of 18.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 26.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Should I buy FCFS stock?

Wall Street analysts are optimistic on FCFS, with a "Hold" consensus rating and $217 price target (12.6% upside). 9 of 19 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

Why do FCFS price targets vary so much?

FCFS analyst price targets range from $217 to $217, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $217 consensus represents the middle ground. Our model's $140-$315 range provides an independent fundamental perspective.

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