Financial Institutions, Inc. (FISI) quarterly cash flow statement — complete operating, investing & financing history
Financial Institutions, Inc. (FISI) cash flow statement — 28-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | - | 22.66M | 23.69M | 21.4M | -6.88M | -5.72M | 10.01M | 27.02M | 2.15M | 35.67M | 12.29M | -47.67M | 43.75M | 8.25M | 6.56M | 16.14M | 35.64M | 37.59M | 44.19M | 33.49M |
| Operating CF Growth % | - | 495.83% | 136.76% | -20.77% | -420.54% | -116.05% | -18.59% | 156.67% | -95.09% | 332.25% | 87.29% | -395.26% | 22.74% | -78.04% | -85.15% | -51.8% | 318.46% | 253.16% | 117.65% | 44.64% |
| Net Income | - | 21.18M | 20.98M | 19.98M | 20.48M | 17.53M | 16.88M | -82.81M | 13.47M | 25.63M | 2.07M | 9.78M | 14.02M | 14.37M | 12.09M | 12.09M | 13.85M | 15.65M | 14.98M | 19.61M |
| Depreciation & Amortization | - | 1.88M | 1.8M | 2.18M | 1.87M | 1.92M | 1.91M | 1.96M | 1.82M | 1.87M | 2.03M | 2.01M | 1.99M | 2.02M | 2.07M | 2.07M | 1.82M | 2.3M | 1.92M | 1.98M |
| Deferred Taxes | - | 2.07M | 1.63M | 5.77M | 4.93M | 360K | 483K | -36.44M | -1.29M | -1.38M | 3.76M | -862K | 24K | -927K | 417K | -2.85M | -886K | -1.2M | 554K | 12.1M |
| Other Non-Cash Items | - | -4.67M | -52K | 63.48M | -68.61M | -3.65M | 1.08M | 128.27M | 1.72M | -13.68M | -5.16M | 6.59M | -5.66M | 3.05M | 3.93M | 8.12M | 4.79M | 3.54M | 3.59M | -490K |
| Working Capital Changes | - | 921K | -1.58M | -70.87M | 33.69M | -22.84M | -10.85M | 16.25M | -14.07M | 22.49M | 9.02M | -64.93M | 32.65M | -10.92M | -12.49M | -3.79M | 15.4M | 16.35M | 22.71M | -139K |
| Cash from Investing | - | -31.81M | -55.79M | -62.27M | -49.37M | 118.89M | -147.29M | -134.95M | 79.82M | 73.06M | -26.16M | -26.95M | -4.02M | -114.56M | -164.56M | -159.71M | -66.59M | -19.76M | -79.09M | -117.03M |
| Purchase of Investments | - | -115.1M | -153.72M | -328.06M | 95.48M | -78.36M | -17.11M | -773.39M | -6.95M | -60.49M | -65.02M | -52.98M | -429K | -311K | -898K | -1.17M | -1.35M | -42.75M | -68.55M | -134.77M |
| Sale/Maturity of Investments | - | 210.81M | 73.4M | 287.9M | -38.22M | 111.59M | 20.07M | 717.86M | 32.39M | 128.03M | 23.08M | 72.51M | 31.6M | 41.25M | 32.16M | 31.17M | 41.37M | 65.1M | 45.68M | 48.96M |
| Net Investment Activity | 0 | 95.72M | -80.31M | -40.16M | 57.26M | 33.22M | 2.96M | -55.52M | 25.44M | 67.54M | -41.94M | 19.53M | 31.17M | 40.94M | 31.27M | 30M | 40.02M | 22.35M | -22.87M | -85.81M |
| Acquisitions | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | - | -126.68M | 25.18M | -16.57M | -109.04M | 87.26M | -149.43M | -79.02M | 56.83M | 6.47M | 16.95M | -45.22M | -34.69M | -155.11M | -194.98M | -186.98M | -104.97M | -39.33M | -55.01M | -30.18M |
| Cash from Financing | - | 22.88M | 8.8M | -36.33M | 149.16M | -187.48M | 217.31M | -54.31M | 21.25M | -199.42M | 126.47M | 6.95M | -27.86M | 146.58M | 167.51M | 155.45M | 39.83M | -78.53M | 126.19M | -125.78M |
| Dividends Paid | - | -6.64M | -6.6M | -6.6M | -6.6M | -6.59M | -6.38M | -5M | -5M | -4.99M | -4.98M | -4.98M | -4.97M | -4.98M | -4.81M | -4.81M | -4.81M | -4.81M | -4.62M | -4.64M |
| Share Repurchases | - | -65K | -6.13M | -10.9M | -34K | 0 | -481K | -11K | -26K | -3K | -393K | -8K | 0 | -2K | -561K | -13K | 0 | -301K | -15.03M | -3.27M |
| Stock Issued | - | 0 | 0 | 0 | 0 | 0 | 0 | 108.57M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | -65K | -6.13M | -10.9M | -34K | 0 | -481K | 108.56M | -26K | -3K | -393K | -8K | 0 | -2K | -561K | -13K | 0 | -301K | -15.03M | -3.27M |
| Debt Issuance (Net) | - | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K |
| Other Financing | - | 34.58M | 131.53M | -151.46M | 201.79M | -216.9M | 268.18M | -201.88M | 173.28M | -263.44M | 183.84M | -103.06M | 281.11M | -106.45M | 211.88M | 24.27M | 84.64M | -182.42M | 175.84M | -147.87M |
| Net Change in Cash | - | 13.72M | -23.3M | -77.19M | 92.91M | -74.32M | 80.03M | -162.25M | 103.22M | -90.69M | 112.6M | -67.67M | 11.86M | 40.27M | 9.51M | 11.88M | 8.88M | -60.7M | 91.29M | -209.31M |
| Exchange Rate Effect | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | - | 85.45M | 108.75M | 185.94M | 93.03M | 167.35M | 87.32M | 249.57M | 146.35M | 237.04M | 124.44M | 192.11M | 180.25M | 139.97M | 130.47M | 118.58M | 109.7M | 170.4M | 79.11M | 288.43M |
| Cash at End | - | 99.17M | 85.45M | 108.75M | 185.94M | 93.03M | 167.35M | 87.32M | 249.57M | 146.35M | 237.04M | 124.44M | 192.11M | 180.25M | 139.97M | 130.47M | 118.58M | 109.7M | 170.4M | 79.11M |
| Interest Paid | - | 0 | 0 | 62.82M | 0 | 29.52M | 36.25M | 34.89M | 37.25M | 37.81M | 46.14M | 37.93M | 0 | 0 | 28.67M | 0 | 0 | 0 | 4.62M | 0 |
| Income Taxes Paid | - | 0 | 0 | 17K | 0 | 0 | 0 | -33K | 419K | 3.11M | 0 | 0 | 0 | 0 | 1.13M | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | - | 21.81M | 23.04M | 15.86M | -4.47M | -7.32M | 9.19M | 26.61M | -299K | 34.72M | 11.12M | -48.92M | 43.24M | 7.87M | 5.71M | 13.42M | 34M | 34.81M | 42.98M | 32.45M |
| FCF Growth % | - | 397.95% | 150.71% | -40.42% | -1394.98% | -121.08% | -17.34% | 154.4% | -100.69% | 341.26% | 94.54% | -464.63% | 27.17% | -77.39% | -86.7% | -58.65% | 427.57% | 648.54% | 114.73% | 49.58% |