Franklin Financial Services Corporation (FRAF) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Franklin Financial Services Corporation (FRAF) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

FRAF Income Statement

Franklin Financial Services Corporation (FRAF) annual income statement — 30-year revenue, gross profit & net income history

Annual Quarterly

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	19.35M	18.52M	18.61M	17.99M	17.05M	15.41M	14.88M	14.43M	14.01M	13.51M	13.87M	13.7M	13.18M	12.83M	14.6M	14.06M	12.1M	10.81M	11.41M	11.59M
NII Growth %	13.48%	20.15%	25.07%	24.73%	21.73%	14.12%	7.27%	5.32%	6.23%	5.29%	-4.95%	-2.57%	8.93%	18.71%	27.95%	21.26%	11.95%	-0.31%	3.8%	11.69%
Net Interest Margin %	0.83%	0.81%	0.83%	0.78%	0.75%	0.68%	0.68%	0.67%	0.69%	0.67%	0.76%	0.75%	0.76%	0.75%	0.86%	0.76%	0.66%	0.61%	0.64%	0.67%
Interest Income	28.93M	27.77M	29.04M	29.48M	28.41M	26.87M	26.64M	25.83M	24.53M	23.76M	21.49M	20.14M	18.5M	16.57M	16.99M	15.04M	12.87M	11.53M	12.13M	12.3M
Interest Expense	9.58M	9.25M	10.43M	11.48M	11.36M	11.45M	11.76M	11.4M	10.52M	10.26M	7.62M	6.45M	5.32M	3.75M	2.39M	980K	764K	726K	724K	710K
Loan Loss Provision	1.64M	221K	289K	1.2M	635K	779K	500K	485K	546K	452K	788K	875K	532K	529K	650K	0	0	0	-200K	0
Non-Interest Income	5.15M	5.36M	4.7M	4.66M	4.95M	4.41M	171K	4.77M	4.22M	3.91M	3.8M	3.7M	3.23M	2.94M	3.25M	3.31M	3.74M	3.54M	4.25M	4.07M
Non-Interest Income %	21.02%	22.44%	20.16%	20.59%	22.49%	22.26%	1.14%	24.86%	23.14%	22.45%	21.48%	21.29%	19.69%	18.64%	18.23%	19.05%	23.6%	24.67%	27.15%	25.96%
Total Net Revenue	24.5M	23.88M	23.31M	22.66M	22M	19.83M	15.05M	19.2M	18.22M	17.42M	17.67M	17.4M	16.42M	15.77M	17.85M	17.37M	15.84M	14.35M	15.66M	15.66M
Revenue Growth %	11.36%	20.44%	54.88%	18.02%	20.72%	13.84%	-14.81%	10.33%	10.99%	10.46%	-1.02%	0.19%	3.63%	9.91%	13.99%	10.91%	5.73%	-2.9%	5%	14.28%
Non-Interest Expense	14.61M	15.35M	15.54M	14.8M	14.04M	14.24M	14M	13.61M	14M	12.96M	12.83M	11.88M	12.34M	11.72M	12.83M	11.84M	11.67M	10.92M	11.64M	8.87M
Efficiency Ratio	59.64%	64.29%	66.67%	65.33%	63.85%	71.8%	93.03%	70.89%	76.81%	74.41%	72.62%	68.26%	75.17%	74.36%	71.88%	68.18%	73.66%	76.12%	74.34%	56.64%
Operating Income	8.25M	8.31M	7.48M	6.66M	7.32M	4.81M	549K	5.1M	3.68M	4M	4.05M	4.65M	3.54M	3.51M	4.37M	5.53M	4.17M	3.43M	4.22M	6.79M
Operating Margin %	33.67%	34.78%	32.09%	29.39%	33.26%	24.27%	3.65%	26.58%	20.19%	22.99%	22.92%	26.71%	21.59%	22.29%	24.47%	31.82%	26.34%	23.88%	26.93%	43.36%
Operating Income Growth %	12.72%	72.63%	1262.48%	30.47%	98.89%	20.15%	-86.44%	9.81%	3.81%	13.97%	-7.32%	-15.91%	-15.07%	2.57%	3.58%	-18.62%	-33.77%	-39.96%	-21.28%	71.38%
Pretax Income	8.25M	8.31M	7.48M	6.66M	7.32M	4.81M	549K	5.1M	3.68M	4M	4.05M	4.65M	3.54M	3.51M	4.37M	5.53M	4.17M	3.43M	4.22M	6.79M
Pretax Margin %	33.67%	34.78%	32.09%	29.39%	33.26%	24.27%	3.65%	26.58%	20.19%	22.99%	22.92%	26.71%	21.59%	22.29%	24.47%	31.82%	26.34%	23.88%	26.93%	43.36%
Income Tax	1.64M	1.67M	1.44M	1.3M	1.41M	890K	62K	885K	646K	644K	578K	788K	568K	222K	652K	895K	595K	414K	565K	928K
Effective Tax Rate %	19.85%	20.1%	19.21%	19.59%	19.26%	18.5%	11.29%	17.34%	17.56%	16.08%	14.28%	16.96%	16.03%	6.32%	14.92%	16.2%	14.26%	12.08%	13.39%	13.67%
Net Income	6.61M	6.64M	6.04M	5.35M	5.91M	3.92M	487K	4.22M	3.03M	3.36M	3.47M	3.86M	2.98M	3.29M	3.72M	4.63M	3.58M	3.01M	3.65M	5.86M
Net Margin %	26.99%	27.79%	25.92%	23.63%	26.86%	19.78%	3.24%	21.97%	16.64%	19.3%	19.64%	22.18%	18.13%	20.88%	20.82%	26.67%	22.59%	21%	23.33%	37.44%
Net Income Growth %	11.9%	69.22%	1140.86%	26.93%	94.79%	16.69%	-85.97%	9.3%	1.92%	2.1%	-6.62%	-16.67%	-16.83%	9.3%	1.75%	-21%	-32.12%	-37.64%	-19.75%	69.32%
Net Income (Continuing)	6.61M	6.64M	6.04M	5.35M	5.91M	3.92M	487K	4.22M	3.03M	3.36M	3.47M	3.86M	2.98M	3.29M	3.72M	4.63M	3.58M	3.01M	3.65M	5.86M
EPS (Diluted)	1.47	1.48	1.35	1.19	1.32	0.88	0.11	0.95	0.66	0.77	0.80	0.88	0.68	0.75	0.84	1.05	0.80	0.67	0.82	1.31
EPS Growth %	11.36%	68.18%	1127.27%	25.26%	100%	14.29%	-86.25%	7.95%	-2.94%	2.67%	-4.76%	-16.19%	-15%	11.94%	2.44%	-19.85%	-32.77%	-38.53%	-21.15%	65.82%
EPS (Basic)	1.47	1.48	1.35	1.20	1.32	0.88	0.11	0.96	0.69	0.77	0.80	0.88	0.68	0.75	0.85	1.05	0.80	0.68	0.82	1.32
Diluted Shares Outstanding	4.5M	4.5M	4.5M	4.5M	4.43M	4.43M	4.43M	4.44M	4.6M	4.39M	4.37M	4.37M	4.39M	4.42M	4.42M	4.42M	4.47M	4.47M	4.44M	4.47M