Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Hilltop Holdings Inc.'s quarterly P/E stands at 14.0x, up 19.5% year-over-year — indicating the stock has re-rated higher or earnings have softened.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 14.34 | 13.99 | 12.30 | 11.29 | 13.31 | 11.71 | 13.01 | 17.48 | 25.23 | 18.64 | 20.01 | 12.44 | 28.09 |
| — | +19.5% | -5.5% | -35.4% | -47.2% | -37.2% | -35.0% | +40.5% | -10.2% | +0.5% | +4.0% | +0.1% | +89.7% | |
| P/S Ratio | 1.38 | 2.88 | 1.25 | 1.24 | 1.24 | 1.21 | 1.38 | 1.27 | 1.27 | 1.31 | 1.73 | 1.12 | 1.27 |
| — | +137.5% | -9.4% | -2.1% | -2.5% | -7.2% | -20.2% | +13.7% | +0.4% | -4.0% | -0.8% | +1.0% | -3.7% | |
| P/B Ratio | 1.08 | 0.98 | 0.93 | 0.94 | 0.87 | 0.88 | 0.84 | 0.95 | 0.94 | 0.95 | 1.07 | 0.88 | 0.98 |
| — | +10.5% | +11.3% | -1.0% | -7.9% | -6.7% | -21.3% | +8.0% | -3.9% | +2.4% | +13.7% | +12.3% | +2.3% | |
| P/FCF | — | — | — | 1.92 | — | 97.60 | 3.82 | 1.02 | — | 7.46 | 2.20 | 0.92 | — |
| — | — | — | +88.6% | — | +1207.4% | +73.7% | +10.3% | — | — | — | +11.8% | — | |
| EV / EBITDA | 8.80 | — | 8.22 | 6.97 | 9.26 | 5.39 | 4.65 | 8.03 | 19.72 | 10.13 | 10.75 | 7.51 | 21.03 |
| — | — | +76.9% | -13.1% | -53.0% | -46.8% | -56.8% | +6.9% | -6.3% | -33.9% | +12.4% | +5.5% | +173.6% | |
| EV / EBIT | 8.80 | — | 8.22 | 7.40 | 10.09 | 5.82 | 5.16 | 9.12 | 22.59 | 11.47 | 11.98 | 8.23 | 24.44 |
| — | — | +59.4% | -18.9% | -55.3% | -49.3% | -57.0% | +10.8% | -7.6% | -37.0% | -6.7% | +1.2% | +179.8% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 78.4% | — | 78.3% | 79.6% | 79.7% | 76.1% | 71.2% | 74.5% | 71.4% | 73.6% | 67.8% | 75.6% | 72.8% |
| — | — | +10.0% | +6.8% | +11.6% | +3.4% | +5.0% | -1.3% | -1.9% | -7.5% | -13.5% | -17.1% | -21.2% | |
| Operating Margin | 13.6% | — | 12.9% | 14.5% | 12.7% | 14.2% | 13.1% | 10.3% | 7.4% | 9.7% | 11.5% | 12.7% | 6.7% |
| — | — | -1.1% | +41.0% | +71.9% | +45.8% | +13.9% | -18.8% | +10.0% | +9.7% | -11.6% | +8.6% | -47.1% | |
| Net Margin | 10.2% | 21.2% | 10.1% | 11.0% | 9.3% | 10.4% | 10.5% | 7.2% | 5.1% | 7.1% | 8.6% | 9.0% | 4.5% |
| — | +104.2% | -3.8% | +51.9% | +82.2% | +46.6% | +21.7% | -19.4% | +13.1% | -3.0% | -5.7% | +1.5% | -49.5% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.5% | 1.8% | 1.9% | 2.1% | 1.6% | 1.9% | 1.6% | 1.4% | 0.9% | 1.3% | 1.3% | 1.8% | 0.9% |
| — | -5.7% | +17.4% | +51.7% | +72.1% | +47.5% | +19.2% | -23.0% | +8.3% | +3.4% | +8.9% | +13.3% | -40.6% | |
| ROA | 1.0% | 0.2% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.1% |
| — | -5.8% | +19.8% | +57.2% | +81.1% | +55.1% | +26.5% | -14.8% | +20.5% | +9.2% | +12.3% | +14.8% | -44.1% | |
| ROIC | 5.0% | — | 1.3% | 1.4% | 1.1% | 1.3% | 0.9% | 0.9% | 0.6% | 0.8% | 0.8% | 1.0% | 0.5% |
| — | — | +36.5% | +59.5% | +82.4% | +56.7% | +13.5% | -12.9% | +29.1% | +32.6% | +7.2% | +13.4% | -49.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
The current ratio has improved 161.9% YoY to 0.88x, strengthening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.42 | 0.52 | 0.42 | 0.45 | 0.47 | 0.48 | 0.61 | 0.64 | 0.66 | 0.66 | 0.65 | 0.66 | 1.05 |
| — | +8.5% | -30.6% | -30.0% | -29.0% | -26.3% | -6.1% | -2.8% | -36.7% | -35.7% | -10.4% | -12.2% | +46.2% | |
| Debt / EBITDA | 4.19 | — | 17.44 | 15.48 | 19.44 | 17.30 | 27.50 | 29.47 | 42.33 | 32.82 | 32.76 | 24.25 | 69.47 |
| — | — | -36.6% | -47.5% | -54.1% | -47.3% | -16.1% | +21.5% | -39.1% | -42.4% | +6.5% | -24.2% | +154.3% | |
| Current Ratio | 0.24 | 0.88 | 0.24 | 0.32 | 0.30 | 0.34 | 0.39 | 0.36 | 0.28 | 0.35 | 0.37 | 0.33 | 0.32 |
| — | +161.9% | -37.2% | -10.3% | +5.8% | -4.1% | +5.3% | +7.9% | -13.6% | +0.0% | +14.5% | -2.6% | +1.9% | |
| Quick Ratio | 0.24 | 0.88 | 0.24 | 0.32 | 0.30 | 0.34 | 0.39 | 0.36 | 0.28 | 0.35 | 0.37 | 0.33 | 0.32 |
| — | +161.9% | -37.2% | -10.3% | +5.8% | -4.1% | +5.3% | +7.9% | -13.6% | +0.0% | +14.5% | -2.6% | +1.9% | |
| Interest Coverage | 0.64 | — | 0.65 | 0.69 | 0.57 | 0.66 | 0.43 | 0.40 | 0.29 | 0.36 | 0.36 | 0.52 | 0.28 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying HTH stock.
Hilltop Holdings Inc.'s current P/E is 14.3x. The average P/E over the last 4 quarters is 12.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Hilltop Holdings Inc.'s current operating margin is 13.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Hilltop Holdings Inc.'s business trajectory between earnings reports.