Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 2, 2026, Jefferson Capital, Inc. Common Stock (JCAP) has a Wall Street consensus price target of $26.33, based on estimates from 9 covering analysts. With the stock currently trading at $20.63, this represents a potential upside of +27.6%. The company has a market capitalization of $1.20B.
Analyst price targets range from a low of $25.00 to a high of $28.00, representing a 11% spread in expectations. The median target of $26.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 7 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 1 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, JCAP trades at a trailing P/E of 11.4x and forward P/E of 7.3x. Analysts expect EPS to grow -58.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $67.07, with bear and bull scenarios of $-165.28 and $286.27 respectively. Model confidence stands at 20/100, suggesting limited visibility into future performance.
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Start ComparisonThe consensus Wall Street price target for JCAP is $26.33, representing 27.6% upside from the current price of $20.63. With 9 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
JCAP has a consensus rating of "Buy" based on 9 Wall Street analysts. The rating breakdown is predominantly bullish, with 7 Buy/Strong Buy ratings. The consensus 12-month price target of $26.33 implies 27.6% upside from current levels.
With a forward P/E of 7.2898x, JCAP trades at a relatively low valuation. The consensus target of $26.33 implies 27.6% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $28 for JCAP, while the most conservative target is $25. The consensus of $26.33 represents the median expectation. Our quantitative valuation model projects a bull case target of $286 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
JCAP is moderately covered, with 9 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 1 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month JCAP stock forecast based on 9 Wall Street analysts shows a consensus price target of $26.33, with estimates ranging from $25 (bear case) to $28 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $67, with bear/bull scenarios of $-165/$286.
Our quantitative valuation model calculates JCAP's fair value at $67 (base case), with a bear case of $-165 and bull case of $286. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 20/100.
JCAP trades at a forward P/E ratio of 7.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on JCAP, with a "Buy" consensus rating and $26.33 price target (27.6% upside). 7 of 9 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
JCAP analyst price targets range from $25 to $28, a 11% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $26.33 consensus represents the middle ground. Our model's $-165-$286 range provides an independent fundamental perspective.