Jefferson Capital, Inc. Common Stock (JCAP) Revenue History
Annual and quarterly revenue from 2015 to present
JCAP Revenue Over Time (2015–2025)
JCAP Revenue Growth History
7 of 7 years with positive growth- FY2015 revenue growth
- N/A
- FY2016 revenue growth
- +274.8%
- FY2017 revenue growth
- +86.6%
- FY2018 revenue growth
- +156.0%
- FY2019 revenue growth
- +44.5%
- FY2023 revenue growth
- +616.5%
- FY2024 revenue growth
- +34.1%
- FY2025 revenue growth
- +41.5%
| Quarter | Revenue | YoY |
|---|---|---|
| Q1 2026 | $176.4M | — |
| Q3 2025 | $150.8M | — |
| Q2 2025 | $152.7M | — |
| Q1 2025 | $154.9M | — |
| Q4 2024 | $118.9M | — |
| Q2 2020 | $11.7M | — |
| Q1 2020 | $11.7M | — |
| Q4 2019 | $12.1M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
JCAP's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
By Geography
JCAP Revenue Analysis (2015–2025)
Current Revenue & Growth
As of June 24, 2026, Jefferson Capital, Inc. Common Stock (JCAP) generated trailing twelve-month (TTM) revenue of $634.9 million, reflecting strong growth of +13.9% year-over-year. The most recent quarter (Q1 2026) recorded $176.4 million in revenue, up 17.0% sequentially.
Historical Growth Trajectory
JCAP's historical revenue data shows various trends over time. Jefferson Capital, Inc. Common Stock's highest annual revenue of $613.3 million was recorded in 2025, an all-time high.
Revenue by Segment
JCAP's revenue is primarily driven by United States Segment (90%), and United Kingdom Segment (10%). With over half of revenue concentrated in United States Segment, the company has a focused business model while developing other growth vectors.
Peer Comparison
Compared to Financial Services sector peers — including PRAA, ECPG, and FCFS. Compare JCAP vs PRAA →
JCAP Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| JCAPCurrent | $635M | +13.9% | - | 51.6% | |
 PRAA | $1.2B | - | - | 33.9% | |
 ECPG | $1.8B | - | - | 35.4% | |
 FCFS | $3.7B | - | - | 15.4% | |
 OMF | $6.2B | - | - | 16.0% | |
 CACC | $2.3B | - | - | 47.6% |
JCAP Historical Revenue Data (2015–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $613.3M | - | $415.6M | 67.8% | $316.5M | 51.6% |
| 2024 | $433.3M | - | $308.4M | 71.2% | $220.3M | 50.8% |
| 2023 | $323.1M | - | $238.4M | 73.8% | $164.1M | 50.8% |
| 2019 | $45.1M | - | $41.1M | 91.1% | $15.9M | 35.3% |
| 2018 | $31.2M | - | $29.5M | 94.5% | $11.1M | 35.5% |
| 2017 | $12.2M | - | $11.9M | 97.8% | $2.1M | 17.6% |
| 2016 | $6.5M | - | $6.5M | 100.0% | $-2,859,000 | -43.8% |
| 2015 | $1.7M | - | $1.7M | 100.0% | $-3,222,000 | -184.9% |
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
11+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
JCAP — Frequently Asked Questions
Quick answers to the most common questions about buying JCAP stock.
Is JCAP's revenue growth accelerating or slowing?
JCAP revenue growth is holding steady at +13.9% year-over-year. TTM revenue is $635M. The current growth rate closely tracks the 5-year CAGR of N/A, signalling consistent execution.
What is JCAP's revenue history from 2015 to 2026?
Jefferson Capital, Inc. Common Stock (JCAP) revenue history spans 2015 to 2026. TTM revenue as of 2026 is $635M, growing at +13.9% YoY. The 5-year CAGR is N/A. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is JCAP's long-term revenue growth rate (CAGR)?
Jefferson Capital, Inc. Common Stock's 5-year revenue CAGR of N/A reflects the sustained nature of its business expansion. As of 2026, the current YoY growth rate of +13.9% is in line with this long-term average. CAGR is the most reliable measure of sustained revenue momentum for JCAP.
Why does JCAP's quarterly revenue fluctuate?
JCAP quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. Jefferson Capital, Inc. Common Stock's revenue data from 2015 to 2026 shows full historical quarterly detail on this page.
How is JCAP's revenue distributed by segment?
JCAP reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does JCAP's revenue compare to industry peers?
Jefferson Capital, Inc. Common Stock (JCAP) with TTM revenue of $635M and +13.9% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.